Wise money transfers, corridor by corridor

Wise appears on 131 of the corridors compared on this site, sending from the USA, the UK, Canada, Australia, the UAE, Spain, France and Germany. On 125 of them a like-for-like recipient amount was checked against the mid-market rate. On 49 it was recorded as not serving the route at all, with the reason.

Everything below is read from the corridor pages, where each row was checked against Wise's own page for that route. This is not a review and there is no score. It is what the research found, listed so that a sender can see where Wise does and does not go.

From the USA79 corridors

DestinationPays out toSpeedRecipient gets per $1,000
AlbaniaBank account depositSame day to 2 business daysALL 75,736
AlgeriaBank Deposit (DZD)Varies by funding methodDZD 126,440
ArmeniaBank deposit only, no cash pickup foundSame day to 1-2 business daysAMD 346,184
AustraliaBank Deposit (AUD)Most transfers under 20 seconds; 95% within a dayAUD 1,372
BahamasBank DepositDaysBSD 956
BangladeshBank Account - Wise's corridor page publishes no bKash or Nagad payoutWise's own quote on this corridor lands a few days out across funding methodsBDT 120,677
BelgiumBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 852
BoliviaBank DepositDaysBOB 11,550
Bosnia and HerzegovinaBank Account by Swift, paid in US dollars - Wise cannot send convertible marks to Bosnia and Herzegovina from the USWise's quote on this corridor shows arrival a few days outNot checked
BrazilBank Account - Wise's corridor page does not publish Pix as a payout methodSeconds when funded by direct debit, about 7 hours by bank transfer, and about 30 minutes by card or digital walletBRL 5,007
CambodiaBank DepositVaries by funding methodKHR 3,866,535
CanadaBank deposit, plus Interac e-Transfer to Interac-enabled accounts74% of transfers under 20 seconds, 95% within a day; Interac e-Transfer autodeposit can land in 10-20 minutesCAD 1,368
ChileBank Deposit (Banco de Chile, BancoEstado)Varies by funding methodCLP 920,696
ChinaBank Account, UnionPay card, Alipay, WeChat Pay - Wise notes Alipay and Weixin recipients may need a bank card linked to their walletVaries by funding methodCNY 6,588
ColombiaBank Account only - Wise publishes no cash pickup or wallet payout for Colombia, which matters if the recipient is unbankedWise's own estimate on this corridor is about 11 hours across funding methods; its 20-second figure is a global statisticCOP 3,040,853
Costa RicaBank Deposit (CRC)Varies by funding methodCRC 439,382
CroatiaBank transfer — recipient does not need a Wise accountNot explicitly stated for this corridor beyond general Wise speed languageEUR 852
CzechiaBank AccountAbout 3 hours when funded by direct debit or by card; bank-transfer funding takes a few daysCZK 20,592
Dominican RepublicBank AccountWise's quote for a 1,000 USD direct-debit transfer shows same-day arrival; its speed statistics (74% under 20 seconds, 95% within a day) are global, not corridor-specificDOP 55,722
EcuadorBank Account only - no cash pickupWise's own quote on this corridor shows arrival within a few days across funding methodsNot checked
EgyptBank Account, paid to a local Egyptian account with no Wise account needed on the recipient's sideWise's own quote shows next-day arrival for most funding methods and a few days for bank transferEGP 49,911
El SalvadorBank Account (USD to USD - Wise publishes no cash pickup or mobile wallet for El Salvador)Wise's quote shows next-day arrival for most funding methods on this corridorNot checked
EthiopiaBank Deposit (ETB)Varies by funding methodETB 157,484
FijiBank Account, paid in Fijian dollarsWise's own quote on this corridor lands about six days out, a day later for bank-transfer fundingFJD 2,102
FranceBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 852
GambiaBank deposit (GMD) only — no mobile-wallet payout (Afrimoney/QMoney) offeredMinutes to 1 business dayGMD 71,767
GeorgiaBank transfer, GEL payout to local Wise-partner bank accountWise-balance funding often seconds; bank transfer funding slowerGEL 2,557
GermanyBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 852
GhanaBank Account - Wise's corridor page publishes no mobile money payout for GhanaAbout 2 hours when funded by direct debit; bank-transfer funding takes a few daysGHS 11,215
GreeceBank deposit only — recipients do not need a Wise accountAbout 74% under 20 seconds, 95% within a day (general Wise figures)EUR 852
GuatemalaBank account — Wise's US corridor page documents local bank accounts only, with no cash pickup or wallet option74% of transfers arrive in under 20 seconds and 95% in less than a day, though the corridor quote shows a multi-day arrival windowGTQ 7,322
GuineaBank Deposit (GNF)Often within secondsGNF 8,414,403
GuyanaBank AccountDaysGYD 204,748
HaitiBank Account, paid in Haitian gourdesWise's own quote on this corridor lands about six days outHTG 122,183
HondurasBank Account, paid in lempira from Wise's local accountWise's own quote on this corridor shows arrival about six days out for most funding methods and a day later for bank transfer - among the slowest hereHNL 25,656
HungaryBank Deposit (HUF)Card and direct debit typically seconds; bank transfer up to a dayHUF 309,203
IndiaBank deposit — Wise's own corridor page documents local bank accounts onlySeconds by card, direct debit or balance; around 10 hours by bank transfer; 95% arrive in under a dayINR 93,762
IndonesiaBank Account - Wise's corridor page does not publish GoPay, OVO, DANA or ShopeePay payoutSeconds when funded by direct debit; about 7 hours by bank transferIDR 17,471,250
IrelandBank deposit via SEPA (IBAN required)Majority same-day; standard SEPA credit next business day, SEPA Instant (where supported) within about 10 secondsEUR 852
IsraelBank AccountWise's own quote on this corridor shows next-morning arrival across funding methodsILS 2,975
ItalyBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 852
JamaicaBank Account, paid in Jamaican dollarsWise's own quote on this corridor lands about six days out across funding methodsJMD 149,865
JapanBank Deposit (JPY)Most transfers under 20 seconds; 95% within a dayJPY 152,564
KenyaBank Deposit - Wise's US to Kenya page names local bank accounts and does not publish an M-Pesa or mobile money payoutWise states money typically arrives in seconds, an average across past transfers rather than a corridor guaranteeKES 127,147
LaosBank DepositVaries by funding methodLAK 21,583,300
LithuaniaBank Deposit (EUR)Most transfers under 20 seconds; 95% within a dayEUR 852
MalaysiaBank Deposit, DuitNow IDMost transfers under 20 seconds; 95% within a dayMYR 4,003
MexicoBank deposit only — no cash pickup or mobile wallet on this corridorSeconds to 30 minutes depending on funding method; 95% of transfers arrive in under a dayMXN 16,710
MoroccoBank AccountWise's own quote on this corridor lands a few days out; its 20-second figure is a global statisticMAD 9,112
NepalBank DepositOften within seconds; varies by funding methodNPR 148,048
NetherlandsBank deposit via SEPA (IBAN required)Majority same-day; standard SEPA credit next business day, SEPA Instant (where supported) within about 10 secondsEUR 852
New ZealandBank deposit only, in NZD — recipients do not need a Wise accountAbout 74% under 20 seconds, 95% within a day (general Wise figures)NZD 1,684
NicaraguaBank AccountWise's own quote on this corridor lands about a week out across funding methods; its 20-second figure is a global statisticNIO 34,806
NigeriaBank accountVaries by funding methodNGN 1,351,960
PakistanBank AccountSeconds when funded by direct debit, about 2 hours by bank transfer, about 30 minutes by card or digital walletPKR 273,975
PanamaBank Deposit (USD)Varies by funding methodNot checked
ParaguayBank Deposit, Cash PickupDaysPYG 5,644,228
PeruBank Account only - no cash pickup and no Yape or Plin payoutWise's own quote on this corridor lands about six days out for most funding methods, a day later for bank transferPEN 3,265
PhilippinesBank account — Wise's US corridor page documents local bank transfers onlySeconds by direct debit; around 30 minutes by card; about 37 minutes by bank transfer; 95% arrive in under a dayPHP 61,708
PolandBank Deposit (PLN)Most transfers under 20 seconds; 95% within a dayPLN 3,669
PortugalBank deposit only, to the recipient's local Portuguese bank accountAbout 74% under 20 seconds, 95% within a day (general Wise figures)EUR 852
RomaniaBank Deposit (RON)Most transfers under 20 seconds; 95% within a dayRON 4,468
RwandaBank Deposit (RWF)Most transfers under 20 seconds; 95% within a dayRWF 1,424,078
SerbiaBank Deposit (RSD)Most transfers under 20 seconds; 95% within a dayRSD 98,614
SingaporeBank Deposit (SGD)Most transfers under 20 seconds; 95% within a daySGD 1,253
South AfricaBank Deposit (ZAR)Most transfers under 20 seconds with fast funding; otherwise next business dayZAR 15,777
South KoreaBank Deposit (KRW)Often within minutesKRW 1,326,935
SpainBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 852
SurinameBank Deposit (SRD)Varies by funding methodSRD 34,957
SwitzerlandBank deposit, genuinely in Swiss francs — the recipient does not need a Wise accountAbout 74% under 20 seconds, 95% within a day (general Wise figures)CHF 801
TaiwanBank Account, paid in US dollars - Wise's Taiwan page publishes no New Taiwan dollar payoutWise's global figure is 74% of transfers in under 20 seconds and 95% within a day; it publishes no Taiwan-specific estimateNot checked
ThailandBank DepositMost transfers under 20 seconds; 95% within a dayTHB 32,414
Trinidad and TobagoBank DepositDaysTTD 6,461
TunisiaBank Deposit (TND)Varies by funding methodTND 2,815
TürkiyeBank Deposit (IBAN), SWIFTMost transfers under 20 seconds with fast funding; longer by bank transferTRY 47,863
United Arab EmiratesBank deposit (AED account)About 74% of transfers arrive under 20 seconds, 95% under a dayAED 3,629
United KingdomBank deposit via Faster Payments (near-instant) or SWIFT74% of transfers under 20 seconds, 95% within a dayGBP 731
UruguayBank Deposit (UYU)Most transfers under 20 seconds; 95% within a dayUYU 39,100
VietnamBank AccountWise quotes seconds for direct-debit funding and about 30 minutes for card, Apple Pay or Google Pay; its 74%-under-20-seconds figure is a global statistic, not corridor-specificVND 25,632,545

From the UK19 corridors

DestinationPays out toSpeedRecipient gets per £1,000
AustraliaBank Deposit (AUD)Most transfers under 20 seconds; 95% within a dayAUD 1,869
BangladeshBank deposit only; no cash pickup and no bKash or Nagad payoutStated as 12 hours for most payment methodsBDT 164,446
BelgiumBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 1,161
ChinaBank Deposit, Alipay, WeChat Pay - Wise notes Alipay and Weixin recipients may need a bank card linked to their walletVaries by funding methodCNY 8,984
FranceBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 1,161
GermanyBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 1,161
GhanaBank Deposit1-2 Business DaysGHS 15,258
HungaryBank Deposit (HUF)Card and direct debit typically seconds; bank transfer up to a dayHUF 421,218
IndiaBank deposit, including NRE and NRO accounts, or UPI IDUsually 1 working day once converted; conversion can take up to 2 working daysINR 127,754
ItalyBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 1,161
JamaicaBank Deposit1-2 Business DaysJMD 203,248
KenyaBank Deposit - Wise's UK to Kenya page names local bank accounts only and does not publish an M-Pesa or mobile money payoutOften within secondsKES 173,296
LithuaniaBank Deposit (EUR)Most transfers under 20 seconds; 95% within a dayEUR 1,161
NigeriaBank deposit only, to a 10-digit Nigerian account numberUsually the same working day once converted; conversion can take up to 2 working days, and NIBSS may take up to 24 hours to confirmNGN 1,842,080
PakistanBank deposit only, to a PKR account with a 24-character IBAN; express accounts and business accounts are excludedUsually the same day once converted; conversion can take up to 2 working daysPKR 373,318
PhilippinesBank DepositMost transfers under 20 seconds; 95% within a dayPHP 84,080
PolandBank Deposit (PLN)Most transfers under 20 seconds; 95% within a dayPLN 4,998
RomaniaBank Deposit (RON)Varies by funding method; often within secondsRON 6,087
SpainBank Deposit (IBAN)Most transfers under 20 seconds; 95% within a dayEUR 1,161

From Canada11 corridors

DestinationPays out toSpeedRecipient gets per C$1,000
ChinaWeChat Pay, AlipaySeconds when funded from a Wise balanceCNY 4,792
ColombiaBank DepositMinutes to same dayCOP 2,217,487
IndiaUPI, Bank DepositSeconds when funded from a Wise balance; longer by bank transferINR 68,265
IndonesiaBank Deposit (IDR)Seconds with fast funding methodsIDR 12,692,067
JamaicaBank DepositMinutes to same dayJMD 107,829
KenyaBank Deposit - Wise's Canada to Kenya page names local bank accounts only and does not publish an M-Pesa or mobile money payoutMinutesKES 92,319
NigeriaBank DepositMinutes to same dayNGN 978,359
PakistanBank DepositMost transfers under 20 seconds; 95% within a dayPKR 198,978
PhilippinesBank deposit only — Wise's Canada to Philippines page names local bank accounts and does not publish GCash, Maya, GrabPay or ShopeePay payoutInstant for Wise balance, debit/credit card and Google/Apple Pay; about 5 minutes for INTERAC e-Transfer; paying by bank transfer can take until the following business day or laterPHP 44,932
ThailandBank Deposit (THB)Seconds to minutes with fast funding, including Interac e-TransferTHB 23,535
VietnamBank DepositMinutes to same dayVND 18,684,053

From Australia8 corridors

DestinationPays out toSpeedRecipient gets per A$1,000
BangladeshBank Deposit, paid in taka from Wise's local account - not a SWIFT transfer1-2 Business DaysBDT 87,496
ChinaBank Deposit (CNY)1-2 Business DaysCNY 4,781
IndiaBank deposit, including NRE and NRO accounts, or UPI IDUsually 1 working day to the recipient's account; the whole process can take up to 2 working daysINR 68,085
NepalBank Deposit (NPR)1-2 Business DaysNPR 107,060
NigeriaBank Deposit, paid in naira from Wise's local account - not a SWIFT transfer1-2 Business DaysNGN 977,987
PakistanBank Deposit (PKR)1-2 Business DaysPKR 198,913
PhilippinesBank deposit, or mobile money by phone number; no cash pickup and no home delivery74% of transfers arrive in under 20 seconds and 95% in less than a dayPHP 44,813
VietnamBank Deposit (VND)1-2 Business DaysVND 18,675,065

From the UAE1 corridor

DestinationPays out toSpeedRecipient gets per AED 1,000
IndiaBank deposit only on this corridor — no cash pickup or UPIWise states 74% of transfers arrive in under 20 seconds and 95% within a dayNot checked

From Spain6 corridors

DestinationPays out toSpeedRecipient gets per 1,000
ColombiaBank deposit to named Colombian banks and Nequi walletsFunds usually arrive within one business day at most banks after conversionCOP 3,552,187
Dominican RepublicBank account payout in pesosA per-method arrival estimate is published on the page, from seconds to about one day depending on how the transfer is fundedDOP 64,746
EcuadorBank deposit to a local Ecuadorian dollar accountThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent within a day, with the actual time depending on how the sender paysUSD 1,155
MoroccoBank account deposit only, using the recipient's 24-digit RIBOne to three business days for dirhams after conversion, and conversion itself can take up to two business daysMAD 10,640
PeruBank account payout in solesA per-method arrival estimate is published on the page; the provider states 74 percent of transfers arrive in under 20 seconds and 95 percent within a dayPEN 3,824
RomaniaBank deposit in lei from the provider's local Romanian accountThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent in under a dayRON 5,217

From France1 corridor

DestinationPays out toSpeedRecipient gets per 1,000
MoroccoBank account deposit only, requiring the recipient's 24-digit Moroccan RIBOne to three business days after the funds are received and converted, and conversion itself can take up to two business daysMAD 10,640

From Germany6 corridors

DestinationPays out toSpeedRecipient gets per 1,000
IndiaIndian bank account via SWIFT and local railsThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent within one dayINR 109,173
NigeriaNigerian bank account in naira via SWIFT and local railsThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent within one dayNGN 1,572,674
PhilippinesPhilippine bank account via SWIFT and local railsThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent within one dayPHP 72,310
PolandPolish bank account, paid from the provider's local bank accountThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent within one dayPLN 4,283
RomaniaRomanian bank account, paid from the provider's local bank accountThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent within one dayRON 5,217
TürkiyeBank account in Türkiye, paid out from the provider's local bank accountThe provider publishes that 74 percent of its transfers arrive in under 20 seconds and 95 percent within one dayTRY 55,967

Where Wise does not serve the route

No provider publishes this about itself, which is why it is the most useful list on the page. Each line is a route where Wise was checked and found not to serve it, with the reason recorded at the time.

  • the USAAfghanistanAfghanistan does not appear on Wise's list of supported destinations. Source
  • the USAArgentinaWise's own Argentina page says it cannot send ARS from the US: "We're working hard to allow customers to send ARS to Argentina from the US - but we're not quite there yet." It offers a waiting list rather than a transfer. Source
  • the USABarbadosThis country does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USABelizeWise does not yet support sending Belize dollars from the United States and offers a waitlist instead. Source
  • the USABotswanaWise's own corridor page says it cannot yet send BWP to Botswana from the US: "We're working hard to allow customers to send BWP to Botswana from the US - but we're not quite there yet." Source
  • the USABulgariaWise's own Bulgaria page states it is working to allow BGN transfers to Bulgaria from the US but this is not yet available (wishlist signup only) — direct BGN payout is not currently live. Source
  • the USACameroonWise states on its own site that it cannot yet send Central African CFA francs to Cameroon from the United States, and offers a waitlist instead. Source
  • the USACape VerdeCape Verde does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USADemocratic Republic of the CongoWise's own page states direct CDF payout to DRC is not yet available; it currently pays USD into a Congolese bank account instead, which is a materially different product than the CDF-native payout on offer elsewhere on this page. Source
  • the USAIraqWise lists Iraq by name among the countries where it does not offer services. Source
  • the USAJordanWise does not yet support sending Jordanian dinars from the United States and offers a waitlist instead. Source
  • the USAKosovoKosovo does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USALebanonWise cannot send Lebanese pounds from the US. It offers only a US dollar wire to a Lebanese bank account — which, given the state of Lebanon's banking system, is usually the least useful way to send money there. Source
  • the USALiberiaWise cannot send Liberian dollars. It can send US dollars to a Liberian bank account by international wire, but that is a slower SWIFT transfer priced differently from its normal service, not an equivalent product. Source
  • the USAMalawiMalawi does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USAMaliMali does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USAMoldovaMoldova does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USAMozambiqueMozambique does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USAMyanmarMyanmar does not appear on Wise's list of supported destinations. Source
  • the USASaint LuciaThis country does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USASamoaThis country does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USASierra LeoneWise cannot send new leones from the US and offers a waitlist. It can only send US dollars by international wire to a recipient's dollar account, which is a different and slower product. Source
  • the USASri LankaWise does not currently support sending Sri Lankan rupees from the United States. Its own site lists the corridor as a work in progress with a waitlist. Source
  • the USATanzaniaWise does not currently support sending Tanzanian shillings from the United States. Its own page offers a waitlist rather than a live service. Source
  • the USATogoWise does not yet support XOF payout to Togo from the US; it states it is working to add this and currently offers only a USD international wire via SWIFT to a Togolese bank account. Source
  • the USATongaThis country does not appear on Wise's own list of destinations you can send money to from the US. Source
  • the USAUgandaWise does not currently support sending Ugandan shillings from the United States. Its own site lists the corridor as in development with a waitlist. Source
  • the USAUkraineWise's own Ukraine page says it cannot send UAH from the US: "We're working hard to allow customers to send UAH to Ukraine from the US - but we're not quite there yet." It offers a waiting list rather than a transfer. Source
  • the USAUzbekistanWise does not support UZS payout to Uzbekistan from the US. It is working to add direct UZS transfers but currently only supports a USD international wire via SWIFT to a Uzbek bank account. Source
  • the USAVenezuelaWise has no send-money page for Venezuela and no way to send Venezuelan bolívars; it publishes only a currency-converter reference rate, not a transfer product, and has previously stated it cannot send there due to local regulations Source
  • the USAZambiaWise's own corridor page says it cannot yet send ZMW to Zambia from the US: "We're working hard to allow customers to send ZMW to Zambia from the US - but we're not quite there yet." Source
  • the USAZimbabweZimbabwe does not appear among the currencies Wise supports sending to. Source
  • the UKSri LankaWise does not support sending Sri Lankan rupees from the UK, and offers a waitlist instead — the same gap that exists on its US service. Source
  • the UKZimbabweZimbabwe does not appear among the currencies Wise supports sending to. Source
  • the UAEBangladeshits UAE to Bangladesh page quotes only a dollar-funded transfer, with no dirham pricing published Source
  • the UAEEgyptstates it cannot yet send Egyptian pounds to Egypt from the UAE and offers only a waiting list Source
  • the UAENepalthe UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
  • the UAEPakistanlists the dirham as a currency it can only send to within the UAE, not send from Source
  • the UAEPhilippineslists the dirham as send-to only within the UAE, so a UAE resident cannot send AED abroad with it Source
  • the UAESri Lankathe UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
  • the UAEUnited Kingdomthe UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
  • SpainSenegalstates it cannot yet send West African CFA francs to Senegal from Spain and offers only a waiting list Source
  • FranceAlgeriathe Algerian dinar is not among the currencies it lists as available to send Source
  • FranceCameroonthe Central African CFA franc is not among the currencies it lists as available to send Source
  • FranceCôte d'Ivoirethe West African CFA franc is not among the currencies it lists as available to send Source
  • FranceDemocratic Republic of the Congoneither the Congolese franc nor a DR Congo payout appears among the currencies it lists as available to send Source
  • FranceMalithe West African CFA franc is not among the currencies it lists as available to send Source
  • FranceSenegalthe West African CFA franc is not among the currencies it lists as available to send Source
  • FranceTunisiathe Tunisian dinar is not among the currencies it lists as available to send Source

Figures are each provider's published terms as read on the corridor pages, and recipient amounts are like-for-like quotes checked in September 2026. Fees and rates change; confirm the final quote with Wise before sending. Wise's own site · How this site compares providers