Send Money from Canada to Morocco

Measured on the full cost — the transfer fee plus the exchange-rate margin — Remitly is cheapest on this corridor at C$1,000, across the 3 providers we hold checked figures for. The cheapest provider also changes with the amount you send, so compare the final sum that arrives in Moroccan dirhams rather than the headline fee.

At C$1,000, Remitly is the cheapest of the 3 providers priced at that amount on this corridor: about C$18.59 all in, or 1.86% of the amount sent. Western Union is next at about C$20.09. That is the fee plus the exchange-rate margin that applied to a transfer of that size — priced at C$1,000 specifically, not worked out from a measurement taken at some other amount. It covers a bank transfer; cash pickup and mobile wallet payouts are priced separately. The margins were measured by Wise's comparison service rather than published by the providers themselves, and other providers here may be cheaper and are not priced this way.

Most transfers on this corridor arrive within one to three business days. Paying by debit card is generally faster than a bank transfer, and transfers initiated outside banking hours may not begin processing until the next working day.

Across the providers we compare, the available payout methods are Orange Money, bank deposit, cash pickup and mobile wallet. The most widely used options in Morocco are cash pickup and bank deposit. Moroccan cash payouts are handled largely through post offices and bank branches, which keeps coverage broad. Not every provider supports every method, so check the table above before you commit.

No. Remitly and Western Union offer cash pickup in Morocco, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, cash pickup and bank deposit generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For CAD to MAD, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Canada under FINTRAC, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly C$10,000, a specialist foreign-exchange broker will often beat an app on rate.

The gap between rails on this corridor is enormous and it is Western Union's own figure: cash can arrive in minutes, while its bank transfers take seven to ten days to process. If timing matters, that decides the page before price does. Western Union caps bank deposits from Canada at 999 CAD here, the same low ceiling it publishes on Canada to Mexico, against 5,000 to 7,500 CAD by card or to cash pickup. It looks like a Canadian bank-transfer limit rather than anything about Morocco, and it is easy to hit without meaning to. No Wise fee figures are published on this page, and the reason is worth stating: its Canadian page showed costs above 300 CAD without saying what amount they applied to. On a 1,000 CAD transfer that would be nearly a third of the money, which it plainly is not — the figures belong to a much larger default. Use the provider's own calculator with your amount entered.