Send Money from France to Guinea

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Guinean francs rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Delivery ranges from minutes to a few business days depending on the provider and payout method. Western Union can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are bank deposit, cash pickup, mobile wallet and card payout. The most widely used options in Guinea are Orange Money and MTN Mobile Money, plus bank deposit and cash pickup. Guinea does not use the CFA franc, unlike most of its neighbours — it left the CFA zone in 1960 and runs its own independent currency. Not every provider supports every method, so check the table above before you commit.

No. Remitly and Western Union offer cash pickup in Guinea, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, Orange Money and MTN Mobile Money, plus bank deposit and cash pickup generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For EUR to GNF, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in France under the ACPR, the supervisor of the Banque de France, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly €10,000, a specialist foreign-exchange broker will often beat an app on rate.

Wise's own table states the send amount its cost applies to and every row, including its debit and credit card rows, held identical across two independent reads: 42.88 EUR from a Wise account, 44.52 by bank transfer, 42.78 by open-banking PISP, 55.73 by Google Pay or Apple Pay, 76.74 by debit card, 52.66 by credit card. All are published here for that reason. Guinea (Guinée-Conakry, not Guinea-Bissau or Equatorial Guinea) has a Guinean franc that Wise supports despite the currency's very limited convertibility outside West Africa — the fee here is correspondingly high, roughly four times Portugal's on the same send.