Business transfers

Business Money Transfers

Five services, five different ways of charging you. Read in October 2026 from each provider's own pages — including the two that will not quote a price at all.

What they actually charge for

Five providers, five pricing models

Ordered by how much of the price is published, most first. Figures are stated in the market they were read in, because these prices are set per market rather than converted.

  • Wise Business31 USD once, then from 0.23%

    One-off set-up, then per transfer

    Registering is free; the set-up fee buys the full business feature set. Sending is priced per transfer as a percentage, the same transparent model as the personal account. BatchTransfer pays up to 1,000 contractors in one go. The provider states 96% of its payments arrive in under 24 hours.

  • OFX0 USD, or 75 USD a month

    Per user, per month

    The Standard plan is free per user and still includes the Global Business Account, local account details in USD, GBP, EUR and CAD, batch payments and Xero and QuickBooks bankfeeds. Full Suite is 75 USD a month including five users and 10 USD per user after that, adding approvals, spend management and a dedicated account manager.

  • Revolut BusinessFrom £10 to £90 a month

    Tiered monthly plan

    Basic from £10, Grow from £30, Scale from £90, and a custom Enterprise tier. Plans are the unit of pricing rather than transfers, and the tier sets your allowances. 25 or more currencies, with global and local account details.

  • Currencies DirectQuoted to you

    Dealer — no published price

    A broker rather than a platform: a dedicated account manager and an API, aimed at businesses hedging or moving size. It states 120 or more countries and around £10 billion moved a year, and has been trading since 1996. Nothing about your price is on the website.

  • ConveraContact sales

    Enterprise — no published price

    Formerly Western Union Business Solutions, in its own words, so the brand is newer than the business behind it. It states single and batch payments in more than 140 currencies to over 200 countries, collection in more than 100, and a multi-currency holding balance. Pricing is a conversation.

Why there is no comparison table on this page

Everywhere else on this site, providers are ranked against each other, because on a consumer transfer they can be: every one of them charges a fee plus a margin on the same thing, so the numbers line up and the cheapest is a fact.

Business pricing does not line up. One of the five above charges a one-off set-up fee and then a percentage. One charges per user per month. One sells monthly plans by tier. Two publish no transfer price at all and give you a dealer instead. There is no column those five can share, and a table built anyway would be ranking a subscription against a percentage — which is a layout, not a comparison.

So this page compares the models and leaves the arithmetic where it belongs, which is on your own volumes. Anyone showing you a five-star ranking of business providers has decided that looking decisive matters more than being right.

What actually decides it

01

Paying people, or being paid

These are different products wearing the same name. Paying forty contractors every month is a batch-payment problem, and Wise and OFX both do it from a screen. Being paid by customers in five currencies is a receiving problem, and what matters is local account details in each of those currencies so your customer makes a domestic payment rather than an international one. A service can be excellent at one and unremarkable at the other.
02

A known future payment

If you have agreed a price today for something you will pay for in six months, the exchange rate is a risk you are already carrying whether or not you manage it. A forward contract fixes the rate now for settlement later. This is the clearest reason to take a dealer over a dashboard: brokers are built around it and most subscription platforms are not.
03

Volume changes which model wins

A monthly subscription is a fixed cost divided by however many transfers you make, so it gets cheaper per transfer as you grow and is poor value if you send twice a quarter. A percentage does the opposite. The crossover is arithmetic on your own numbers, not a ranking anyone can publish for you — and it is the single calculation this page cannot do on your behalf.
04

Which entity you are contracting with

A global brand is not one company. The entity that holds your money, the regulator that supervises it and the protections that apply are all set by where your account is opened, and they differ between a provider's markets. For business balances that can sit for weeks, this is worth reading before the pricing is.
05

Where the money sits between the two ends

A multi-currency account means you choose when to convert instead of converting the moment money lands. That can be the largest saving available to a business with income in one currency and costs in another, and it does not appear in any fee comparison because it is not a fee.
06

The rate is still where the money goes

Everything above is the visible price. On a business transfer, as on a consumer one, the exchange rate margin is usually the larger cost and the one nobody quotes in a plan comparison. A subscription that looks cheap and a rate that is half a percent worse will cost more than the fee ever saved on any meaningful volume. When a provider will not publish a rate, the only useful question is what you actually receive on a named amount — ask for that figure, in writing, before you compare anything else.

What to ask before you sign

Four questions, in this order. What do I receive on a transfer of this amount to this currency — a number, in writing, not a rate. What does that change at ten times the volume. Which entity am I contracting with and who regulates it. And what does it cost to leave, in notice period, minimum term or an unused plan.

A provider that answers all four plainly is telling you something about how it will behave later. One that will only answer the first after a call is not disqualified — brokers work this way and often beat platforms on rate — but you should know which kind of relationship you are entering before the pricing conversation starts.

Related

For a single transfer rather than an ongoing arrangement, the corridor pages compare published consumer pricing on a named route.