Send Money from Germany to Egypt

Measured on the full cost — the transfer fee plus the exchange-rate margin — Remitly is cheapest on this corridor at €1,000, across the 3 providers we hold checked figures for. The cheapest provider also changes with the amount you send, so compare the final sum that arrives in Egyptian pounds rather than the headline fee.

At €1,000, Remitly is the cheapest of the 3 providers priced at that amount on this corridor: about €9.89 all in, or 0.99% of the amount sent. Western Union is next at about €13.29. That is the fee plus the exchange-rate margin that applied to a transfer of that size — priced at €1,000 specifically, not worked out from a measurement taken at some other amount. It covers a bank transfer; cash pickup and mobile wallet payouts are priced separately. The margins were measured by Wise's comparison service rather than published by the providers themselves, and other providers here may be cheaper and are not priced this way.

Delivery ranges from minutes to a few business days depending on the provider and payout method. TransferGo can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are Telecel Cash, bank deposit, cash pickup and mobile wallet. The most widely used options in Egypt are bank deposit and cash pickup. Egyptian pound rates can move sharply, so it is worth checking the live rate immediately before you send. Not every provider supports every method, so check the table above before you commit.

No. Remitly, Ria Money Transfer and Western Union offer cash pickup in Egypt, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit and cash pickup generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For EUR to EGP, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Germany under BaFin, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly €10,000, a specialist foreign-exchange broker will often beat an app on rate.

How you pay matters more than who you pay on this corridor. Wise's own published table for a 1,000 EUR transfer runs from roughly 12 EUR funded from a balance to roughly 52 EUR funded by debit card — a spread wider than the gap between most providers here. Check the funding method before comparing services. Only two of the five publish cash pickup, and only two publish mobile wallet. If your recipient does not use a bank, the field narrows sharply, so check the payout column before the fee column. Remitly's promotional rate covers the first 1,000 EUR only, and the provider states the standard rate applies above that. Ria's zero fee is a first-transfer offer. Neither is the rate a returning sender receives. TransferGo pays into a bank account only on this corridor, and publishes transfer limits of roughly 5,000 GBP equivalent by card and 10,000 GBP equivalent by bank transfer.