CANADA → VIETNAM
Send Money from Canada to Vietnam
Compare international money transfer providers sending CAD from Canada to Vietnam. Review exchange rates, fees, delivery speed, and payout methods before choosing a provider.
Quick Comparison Summary
Benchmark
Providers Compared
Delivery Methods
Last Updated
Compare Vietnam Money Transfer Providers
| Provider | Promotion | Fee Type | Payout Method | Delivery Speed | Best For |
|---|---|---|---|---|---|
| Wise | None | Transparent upfront fee, from approximately $11 CAD | Bank Deposit | Minutes to same day | Best for transparent, mid-market-rate transfers to a Vietnamese bank account |
| Remitly | First-transfer promotional rate for new customers (check current offer) | Flat fee, $3.99 CAD (Economy) to $5.99 CAD (Express) | Bank Deposit, Cash Pickup, Mobile Wallet | Minutes (Express) to a few days (Economy) | Best for choosing between a fast paid transfer and a slower lower-cost option |
| Western Union | None | Fee varies by amount, payment method, and payout option | Bank Deposit, Cash Pickup, MoMo | Minutes for MoMo and cash pickup; longer for bank deposit | Best for recipients who use Vietnam's MoMo super app |
| WorldRemit | None | Fee shown upfront before sending, varies by amount and payout method | Bank Deposit, Cash Pickup | Most transfers arrive within minutes | Best for fast bank deposits to major Vietnamese banks |
| Sendwave | No-fee transfers | No transfer fee advertised (built into exchange rate) | Cash Pickup (Sacombank network) | Same day | Best for no-fee cash pickup at Sacombank locations |
| Xoom | $0 fee on eligible bank-deposit transfers | Fee varies by amount and payout method; $0 fee on some bank deposits | Bank Deposit, Cash Pickup, Mobile Wallet, Home Delivery | Minutes for bank deposit and cash pickup | Best for the widest range of payout options in one provider |
| Taptap Send | No-fee transfers | No transfer fee advertised (rate markup instead) | Bank Deposit, MoMo, Home Delivery | 95% of transfers arrive in under 3 minutes | Best for fast, no-fee delivery direct to a MoMo wallet |
| Paysend | None | Flat fee, $3 CAD | Bank Deposit, Mobile Wallet | Same day, often minutes | Best for a simple, low flat fee regardless of amount |
| Ria Money Transfer | None | Fee varies by amount and payout method | Bank Deposit, Cash Pickup, MoMo, Home Delivery | Minutes (card-funded) to several business days (bank transfer) | Best for choice between MoMo, cash pickup, and home delivery |
| LemFi | None | Little to no fee advertised | Bank Deposit | Minutes | Best for straightforward low-fee bank transfers |
| MoneyGram | None | Fee varies by amount and payout method | Bank Deposit, Mobile Wallet, Home Delivery | Varies by payout method | Educational listing — not a current affiliate partner |
🇨🇦🇻🇳 About Sending Money to Vietnam
Canada is home to one of the world’s largest Vietnamese diaspora communities outside Vietnam itself, concentrated in Ontario, British Columbia, and Quebec. Vietnam was the world’s 10th-largest remittance-receiving country in 2022, with $19 billion in inflows according to the World Bank — a scale that keeps competition among transfer providers high and pricing comparison genuinely useful for senders.
Did you know?
MoMo is Vietnam’s most widely used digital wallet, with over 31 million users and roughly 68% market share as of 2023 — but only some providers on this page deliver directly to it (see the comparison table for confirmed MoMo support).
Western Union’s 2023 partnership with MoMo made it one of the first international money transfer services to deliver directly into Vietnam’s leading mobile wallet, alongside a small number of other providers confirmed above.
Sacombank operates one of Vietnam’s largest cash-pickup networks and is the confirmed pickup partner for at least one provider compared on this page.
Source: World Bank remittance data; provider-by-provider Canada-corridor verification, August 2026.
Available Providers for Vietnam
Not a ranking — each provider fits a different use case. See the comparison table above for current promotions and fee types.
Western Union
Typical use case: Bank Deposit, Cash Pickup, and MoMo delivery, with a direct MoMo super-app integration
Delivery: Minutes for MoMo and cash pickup; longer for bank deposit
Payout options: Bank Deposit, Cash Pickup, MoMo
Sendwave
Typical use case: No-fee Cash Pickup delivery via the Sacombank network
Delivery: Same day
Payout options: Cash Pickup (Sacombank)
WorldRemit
Typical use case: Fast Bank Deposit and Cash Pickup delivery to major Vietnamese banks
Delivery: Most transfers arrive within minutes
Payout options: Bank Deposit, Cash Pickup
Remitly
Typical use case: Choice of a fast Express transfer or a lower-cost Economy transfer, with Bank Deposit, Cash Pickup, and Mobile Wallet delivery
Delivery: Minutes (Express) to a few days (Economy)
Payout options: Bank Deposit, Cash Pickup, Mobile Wallet
Wise
Typical use case: Transparent, mid-market FX pricing direct to a Vietnamese bank account
Delivery: Minutes to same day
Payout options: Bank Deposit
Taptap Send
Typical use case: No-fee delivery direct to a MoMo wallet, a Vietnamese bank, or home cash delivery
Delivery: 95% of transfers arrive in under 3 minutes
Payout options: Bank Deposit, MoMo, Home Delivery
Paysend
Typical use case: Simple flat-fee transfers to a bank account or mobile wallet
Delivery: Same day, often minutes
Payout options: Bank Deposit, Mobile Wallet
Xoom
Typical use case: Bank Deposit, Cash Pickup, Mobile Wallet, and Home Delivery, backed by PayPal
Delivery: Minutes for bank deposit and cash pickup
Payout options: Bank Deposit, Cash Pickup, Mobile Wallet, Home Delivery
LemFi
Typical use case: Straightforward low-fee Bank Deposit transfers
Delivery: Minutes
Payout options: Bank Deposit
Ria Money Transfer
Typical use case: Choice between MoMo wallet delivery, Cash Pickup, Bank Deposit, or Home Delivery
Delivery: Minutes (card-funded) to several business days (bank transfer)
Payout options: Bank Deposit, Cash Pickup, MoMo, Home Delivery
MoneyGram
Typical use case: Additional payout flexibility (educational listing — not a current affiliate partner)
Delivery: Varies by payout method
Payout options: Bank Deposit, Mobile Wallet, Home Delivery
Methodology
Remit Architect compares providers using a standardized $100 CAD transfer benchmark from a Canadian bank account to a recipient account in Vietnam. Rates, fees, and payout methods are verified directly against each provider’s own website or app rather than assumed, and this comparison is current as of August 19, 2026. Payout methods are corridor-specific — a provider’s Vietnam options may differ from its options for other destinations or sender countries.
