Send Money from Norway to Thailand

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Thai bahts rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Most transfers on this corridor arrive within one to three business days. Paying by debit card is generally faster than a bank transfer, and transfers initiated outside banking hours may not begin processing until the next working day.

Across the providers we compare, the available payout methods are bank deposit, cash pickup, mobile wallet and card payout. The most widely used options in Thailand are bank deposit and cash pickup. PromptPay dominates domestic payments in Thailand but is not currently reachable from the major US remittance apps — transfers land in a Thai bank account instead. Not every provider supports every method, so check the table above before you commit.

No. Remitly and Western Union offer cash pickup in Thailand, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit and cash pickup generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For NOK to THB, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Norway under Finanstilsynet, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly kr10,000, a specialist foreign-exchange broker will often beat an app on rate.

Wise's own table puts an ordinary bank transfer at 73.22 NOK, below funding from a Wise balance. The exact balance figure is not published — two reads returned 74.36 and 74.35, a one-cent difference — but both reads agree on the ordering, and the ordering is the point. It held on all four Norwegian corridors read for this hub. Wise's debit card row is remarkable and it held across both reads: 610.29 NOK on 8,000 NOK, more than eight times the cost of a bank transfer and more than twice the cost of paying by Apple Pay or Google Pay. On this corridor the debit card is comfortably the worst way to fund the transfer, against the provider's own general guidance that debit is usually cheaper than credit. Wise's credit card figure is not quoted here. Two independent reads returned 212.40 NOK and 245.68 NOK. Wise quotes its Norwegian tables at 8,000 NOK, not the 1,000 of the local unit it uses on most markets. That is roughly 680 euro, so a krone figure here cannot be read against a euro or pound figure elsewhere on this site without converting first. Read the percentage. Thailand's receiving banks may apply their own inbound charge that the sending service never sees. Ask your recipient what actually landed on a first transfer before assuming the quoted cost is the whole cost.