Send Money from the USA to Haiti

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Haitian gourdes rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Delivery ranges from minutes to a few business days depending on the provider and payout method. Xoom, Western Union, Ria Money Transfer and Boss Money can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are MonCash, bank deposit, cash pickup, card payout and mobile wallet. The most widely used options in Haiti are cash pickup and mobile wallets such as MonCash. MonCash and cash pickup are the practical options in Haiti; bank deposit coverage is comparatively limited. Not every provider supports every method, so check the table above before you commit.

No. Taptap Send, Sendwave, Xoom, Western Union, Remitly, Ria Money Transfer, Xe Money Transfer and Boss Money offer cash pickup in Haiti, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, cash pickup and mobile wallets such as MonCash generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For USD to HTG, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in the USA under FinCEN and state money-transmitter licences, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly $10,000, a specialist foreign-exchange broker will often beat an app on rate.

Revolut's own help center lists Haiti among countries not supported for outbound money transfers. Revolut does sell an unrelated Haitian Gourde travel/prepaid card product, but does not offer person-to-person remittance to Haiti. If you already use that service, you will need an alternative from the comparison table above for this corridor.

Treat the Wise row on this page with care. Wise's support centre does not list this destination among the countries it can send to, and answers that gap directly: a recipient in a country off the list can be reached "if their account is denominated in USD, EUR or GBP". Wise's marketing page for this same corridor says the opposite — that the recipient is paid in local currency from a Wise local bank account — but that sentence is templated and appears word for word on destinations that are on the list and destinations that are not. The pricing points the same way as the support centre: across the corridors on this site the median Wise fee is about 1 percent of the amount sent where the currency is on its supported list, against about 4.5 percent where it is missing. The figure shown here is real; what is not settled is whether the money can arrive as local currency. Confirm that with Wise before relying on it. Haiti's central bank (BRH) deducts a $1.50 tax from every international transfer into the country, before the recipient is paid. It applies whichever provider you use - Taptap Send and Sendwave both state it explicitly. Currency choice changes the price here. Taptap Send and Sendwave price USD payouts and HTG payouts differently, and MonCash, NatCash and Unibank pay in gourdes only, while Sogebank can pay either. Western Union caps mobile wallet payouts at $700 per transfer against $5,000 for cash pickup or bank deposit. Ria caps USD receives at 999 per transfer, with no HTG receive limit. MonCash is the wallet everyone reaches; NatCash is carried by Taptap Send, Western Union and Remitly; LajanCash only by Western Union. Cash pickup runs through a handful of networks - Unitransfer and CAM - which Xoom (991 locations), Western Union (1,200+), Ria (1,000+), Remitly, Sendwave and Taptap Send all resell. The US federal 1% excise tax on remittance transfers (effective January 2026) applies only to cash, money order or cashier's check funding. Xoom states its transfers are not subject to it. Transfers to Haiti generally still process, and providers actively serve the corridor — but collection is the real constraint, and this page's mechanics above say nothing about it. Gangs control roughly 70% of Port-au-Prince as of mid-2026, so cash pickup can be unreliable or effectively impossible in affected areas. A gang coalition attack on Kenscoff, a farming community south of the capital, killed at least 30 people on 24 August 2026 and burned homes — a reminder that areas outside the capital's core are not automatically safe either. A UN-backed suppression force is working to restore order but had not reached full operational capacity as of that report. This is the strongest practical argument for a mobile wallet (MonCash, NatCash) over a cash counter here: check with your recipient that they can safely reach a collection point before you choose one.