Send Money from Canada to Haiti

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Haitian gourdes rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Delivery ranges from minutes to a few business days depending on the provider and payout method. Xoom, Ria Money Transfer, WorldRemit and MoneyGram can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are MonCash, cash pickup, bank deposit, home delivery, card payout, mobile wallet and airtime top-up. The most widely used options in Haiti are cash pickup and mobile wallets such as MonCash. MonCash and cash pickup are the practical options in Haiti; bank deposit coverage is comparatively limited. Not every provider supports every method, so check the table above before you commit.

No. Remitly, Western Union, Xoom, Ria Money Transfer, WorldRemit and MoneyGram offer cash pickup in Haiti, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, cash pickup and mobile wallets such as MonCash generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For CAD to HTG, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Canada under FINTRAC, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly C$10,000, a specialist foreign-exchange broker will often beat an app on rate.

Treat the Wise row on this page with care. Wise's support centre does not list this destination among the countries it can send to, and answers that gap directly: a recipient in a country off the list can be reached "if their account is denominated in USD, EUR or GBP". Wise's marketing page for this same corridor says the opposite — that the recipient is paid in local currency from a Wise local bank account — but that sentence is templated and appears word for word on destinations that are on the list and destinations that are not. The pricing points the same way as the support centre: across the corridors on this site the median Wise fee is about 1 percent of the amount sent where the currency is on its supported list, against about 4.5 percent where it is missing. The figure shown here is real; what is not settled is whether the money can arrive as local currency. Confirm that with Wise before relying on it. Transfers to Haiti generally still process, and providers actively serve the corridor — but collection is the real constraint. Gangs control roughly 70% of Port-au-Prince as of mid-2026, so cash pickup can be unreliable or effectively impossible in affected areas. A gang coalition attack on Kenscoff, a farming community south of the capital, killed at least 30 people on 24 August 2026 and burned homes — a reminder that even areas outside the capital's core are not automatically safe. A UN-backed suppression force is working to restore order but had not reached full operational capacity as of that report. Check with your recipient that they can safely reach a collection point before you send. 89% of Haiti's adult population is unbanked, which is why cash pickup and the MonCash mobile wallet — not bank deposit — are the practical collection methods for most recipients. Recipients can often choose to receive US dollars rather than gourdes. Western Union states this explicitly, and the Haiti specialists CAM Transfert and Unitransfer both support either currency.