Wise vs Xe Money Transfer

Both are compared on 80 of the same corridors on this site, sending from the USA, the UK, Canada and France. This page sets the two side by side on every one of them — what each pays out to, how fast, and where a like-for-like amount was checked, which one actually delivered more.

There is no score here and no overall winner. Every line is read from the corridor page it came from, where the row was checked against the provider's own page for that route. Nothing on this page was written by hand, which is why none of it can go quietly out of date: when the research behind a figure lapses, the figure disappears rather than ageing in place.

At a glance

Wise

Corridors on this site: 428
Shared with Xe Money Transfer: 80
Routes the other has no row on: 348
Pays out to, across shared routes: Bank · Wallet · Card
Documented as not serving a route: 104

Xe Money Transfer

Corridors on this site: 89
Shared with Wise: 80
Routes the other has no row on: 9
Pays out to, across shared routes: Bank · Cash · Wallet · Card
Documented as not serving a route: 5

The last row of each card is the one most easily misread. A longer list of documented absences is not a worse provider — it records how thoroughly that provider's own coverage has been swept here. A provider whose destination list has been checked route by route accumulates absences in writing; one that has not been swept simply has fewer written down. Read each line as a fact about that route, never the two totals against each other.

Where both were priced at the same amount

No corridor here currently carries a checked recipient amount for both Wise and Xe Money Transfer at the same moment, so this page states no measured difference between them. That is the honest position rather than a gap: the quotes feed prices a limited set of providers, and a figure older than thirty days is dropped rather than shown stale. The comparison below is each provider's published terms, which is what the research holds for these two.

From the USA — 63 shared corridors

Destination	Wise			Xe Money Transfer
Destination	Pays out to	Speed	Gets per $1,000	Pays out to	Speed	Gets per $1,000
Antigua and Barbuda	Bank	Days	Not checked	Bank · Card	Minutes to days	Not checked
Australia	Bank	Minutes to days	AUD 1,430	Bank	Varies	Not checked
Austria	Bank	Minutes to days	EUR 883	Bank · Card	Minutes to days	Not checked
Azerbaijan	Bank	Minutes to days	AZN 1,622	Bank · Card	Varies	Not checked
Bahrain	Bank	Minutes to days	BHD 370	Bank	Minutes to days	Not checked
Bangladesh	Bank	Within hours	BDT 121,134	Bank · Cash · Wallet	Minutes to days	Not checked
Belgium	Bank	Minutes to days	EUR 883	Bank · Cash	Varies	Not checked
Bhutan	Bank	Days	Not checked	Bank · Card	Varies	Not checked
Brazil	Bank	Minutes to days	BRL 5,021	Bank · Cash	Minutes to days	Not checked
Brunei	Bank	Minutes to days	BND 1,225	Bank · Cash	Minutes to days	Not checked
China	Bank · Wallet · Card	Varies	CNY 6,571	Bank · Cash	Minutes to days	Not checked
Colombia	Bank	Minutes	COP 3,106,311	Bank · Cash · Wallet	Minutes to days	Not checked
Cyprus	Bank	Minutes to days	EUR 883	Bank · Card	Varies	Not checked
Denmark	Bank	Minutes to days	DKK 6,596	Bank	Minutes to days	Not checked
Dominican Republic	Bank	Minutes to days	DOP 58,268	Bank · Cash · Wallet	Minutes to days	Not checked
Ecuador	Bank	Days	Not checked	Bank · Cash	Minutes to days	Not checked
Egypt	Bank	Within hours	EGP 52,268	Bank	Minutes to days	Not checked
El Salvador	Bank	Days	Not checked	Bank · Cash · Wallet	Minutes to days	Not checked
Estonia	Bank	Minutes to days	EUR 883	Bank	Varies	Not checked
Ethiopia	Bank	Varies	ETB 157,375	Bank · Cash · Wallet	Minutes to days	Not checked
Finland	Bank	Minutes to days	EUR 883	Bank	Varies	Not checked
France	Bank	Minutes to days	EUR 883	Bank	Varies	Not checked
Germany	Bank	Minutes to days	EUR 883	Bank	Varies	Not checked
Ghana	Bank	Minutes to days	GHS 11,430	Bank · Cash · Wallet	Minutes to days	Not checked
Guatemala	Bank	Minutes to days	GTQ 7,319	Bank · Cash	Minutes to days	Not checked
Haiti	Bank	Days	HTG 122,429	Bank · Cash · Wallet	Minutes to days	Not checked
Honduras	Bank	Days	HNL 25,665	Bank · Cash	Minutes to days	Not checked
Hong Kong	Bank	Minutes to days	HKD 7,766	Bank · Cash	Minutes to days	Not checked
India	Bank	Minutes to days	INR 93,620	Bank · Cash	Minutes to days	Not checked
Italy	Bank	Minutes to days	EUR 883	Bank	Varies	Not checked
Jamaica	Bank	Varies	JMD 149,483	Bank · Cash	Minutes to days	Not checked
Kenya	Bank	Minutes to days	KES 127,589	Bank · Cash · Wallet	Minutes to days	Not checked
Kuwait	Bank	Minutes to days	KWD 302	Bank · Cash	Minutes to days	Not checked
Kyrgyzstan	Bank	Minutes to days	KGS 83,785	Bank · Cash	Minutes to days	Not checked
Latvia	Bank	Minutes to days	EUR 883	Bank · Cash	Minutes to days	Not checked
Lesotho	Bank	Minutes to days	LSL 15,771	Bank · Card	Varies	Not checked
Luxembourg	Bank	Minutes to days	EUR 883	Bank · Card	Varies	Not checked
Malta	Bank	Minutes to days	EUR 883	Bank	Varies	Not checked
Mauritius	Bank	Minutes to days	MUR 46,328	Bank · Cash	Minutes to days	Not checked
Mexico	Bank	Minutes to days	MXN 18,188	Bank · Cash · Wallet	Minutes to days	Not checked
Monaco	Bank	Minutes to days	EUR 883	Bank · Cash	Minutes to days	Not checked
Mongolia	Bank	Minutes to days	MNT 3,442,046	Bank · Cash	Minutes to days	Not checked
Montenegro	Bank	Minutes to days	EUR 883	Bank · Cash	Minutes to days	Not checked
Morocco	Bank	Minutes to days	MAD 9,480	Bank · Cash	Minutes to days	Not checked
Namibia	Bank	Minutes	NAD 15,809	Bank · Cash	Minutes to days	Not checked
Nepal	Bank	Minutes	NPR 149,335	Bank · Cash · Wallet	Minutes to days	Not checked
Nicaragua	Bank	Minutes	NIO 34,997	Bank · Cash	Minutes to days	Not checked
Nigeria	Bank	Varies	NGN 1,343,327	Bank	Days	Not checked
Norway	Bank	Minutes to days	NOK 9,372	Bank	Minutes to days	Not checked
Oman	Bank	Minutes to days	OMR 378	Bank · Cash	Minutes to days	Not checked
Pakistan	Bank	Minutes	PKR 273,481	Bank · Cash · Wallet	Minutes to days	Not checked
Papua New Guinea	Bank	Minutes to days	PGK 4,282	Bank · Cash	Minutes to days	Not checked
Peru	Bank	Days	PEN 3,325	Bank · Cash	Minutes to days	Not checked
Philippines	Bank	Minutes to days	PHP 62,309	Bank · Cash · Wallet	Minutes to days	Not checked
Qatar	Bank	Minutes to days	QAR 3,575	Bank · Cash	Minutes to days	Not checked
Samoa	Bank	Minutes to days	WST 2,600	Bank · Cash · Wallet	Minutes to days	Not checked
Saudi Arabia	Bank	Minutes to days	SAR 3,682	Bank · Cash	Minutes to days	Not checked
Slovakia	Bank	Minutes to days	EUR 883	Bank · Cash	Minutes to days	Not checked
Slovenia	Bank	Minutes to days	EUR 883	Bank · Cash	Minutes to days	Not checked
Spain	Bank	Minutes to days	EUR 883	Bank · Cash	Varies	Not checked
Sweden	Bank	Minutes to days	SEK 9,844	Bank · Cash	Minutes to days	Not checked
Vanuatu	Bank	Minutes to days	VUV 110,754	Bank · Cash · Wallet	Minutes to days	Not checked
Vietnam	Bank	Minutes	VND 25,529,924	Bank · Cash · Wallet	Minutes to days	Not checked

From the UK — 12 shared corridors

Destination	Wise			Xe Money Transfer
Destination	Pays out to	Speed	Gets per £1,000	Pays out to	Speed	Gets per £1,000
Australia	Bank	Minutes to days	AUD 1,911	Bank	Varies	Not checked
Canada	Bank	Minutes to days	CAD 1,876	Bank	Minutes to days	Not checked
France	Bank	Minutes to days	EUR 1,179	Bank	Varies	Not checked
Germany	Bank	Minutes to days	EUR 1,179	Bank	Varies	Not checked
Greece	Bank	Minutes to days	EUR 1,179	Bank · Cash	Minutes to days	Not checked
Ireland	Bank	Minutes to days	EUR 1,179	Bank · Cash	Minutes to days	Not checked
Italy	Bank	Minutes to days	EUR 1,179	Bank	Varies	Not checked
Netherlands	Bank	Minutes to days	EUR 1,179	Bank · Cash	Minutes to days	Not checked
Portugal	Bank	Minutes to days	EUR 1,179	Bank · Cash	Minutes to days	Not checked
Spain	Bank	Minutes to days	EUR 1,179	Bank · Cash	Varies	Not checked
United Arab Emirates	Bank	Minutes to days	AED 4,849	Card	Minutes to days	Not checked
United States	Bank	Minutes to days	USD 1,321	Bank	Minutes to days	Not checked

From Canada — 3 shared corridors

Destination	Wise			Xe Money Transfer
Destination	Pays out to	Speed	Gets per C$1,000	Pays out to	Speed	Gets per C$1,000
Indonesia	Bank	Minutes	IDR 12,551,202	Bank · Cash	Minutes to days	Not checked
Pakistan	Bank	Minutes to days	PKR 193,395	Bank · Cash · Wallet	Minutes to days	Not checked
Thailand	Bank	Minutes	THB 23,374	Bank · Cash	Minutes to days	Not checked

From France — 2 shared corridors

Destination	Wise			Xe Money Transfer
Destination	Pays out to	Speed	Gets per €1,000	Pays out to	Speed	Gets per €1,000
Algeria	Bank	Minutes to days	DZD 144,004	Bank	Days	Not checked
Morocco	Bank	Days	MAD 10,687	Bank	Days	Not checked

Where only one of them is compared

348 routes where only Wise is compared

Xe Money Transfer carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.

9 routes where only Xe Money Transfer is compared

Wise carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.

Where each was checked and found not to serve the route

No provider publishes this about itself. Each line is a route where the provider was checked against its own pages and recorded as not serving it, with the reason found at the time. The counts are not comparable between the two: they measure how much of each provider's coverage has been swept, not how many gaps each one has.

Wise — 104 recorded

the USA → Afghanistan — Afghanistan does not appear on Wise's list of supported destinations. Source
the USA → Argentina — Wise's own Argentina page says it cannot send ARS from the US: "We're working hard to allow customers to send ARS to Argentina from the US - but we're not quite there yet." It offers a waiting list rather than a transfer. Source
the USA → Barbados — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Belize — Wise does not yet support sending Belize dollars from the United States and offers a waitlist instead. Source
the USA → Botswana — Wise's own corridor page says it cannot yet send BWP to Botswana from the US: "We're working hard to allow customers to send BWP to Botswana from the US - but we're not quite there yet." Source
the USA → Bulgaria — Wise's own Bulgaria page states it is working to allow BGN transfers to Bulgaria from the US but this is not yet available (wishlist signup only) — direct BGN payout is not currently live. Source
the USA → Burkina Faso — Wise's own corridor page states: "We're working hard to allow customers to send XOF to Burkina Faso from the US - but we're not quite there yet," with a waiting-list signup in place of a working transfer Source
the USA → Burundi — No working US-to-Burundi corridor page or waiting-list page found on Wise's site (unlike some other African corridors, Wise does not appear to publish any Burundi page at all) Source
the USA → Cameroon — Wise states on its own site that it cannot yet send Central African CFA francs to Cameroon from the United States, and offers a waitlist instead. Source
the USA → Cape Verde — Cape Verde does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Comoros — Wise's own corridor page states: "We're working hard to allow customers to send KMF to Comoros from the US - but we're not quite there yet," with a waiting-list signup in place of a working transfer Source
the USA → Democratic Republic of the Congo — Wise's own page states direct CDF payout to DRC is not yet available; it currently pays USD into a Congolese bank account instead, which is a materially different product than the CDF-native payout on offer elsewhere on this page. Source
the USA → Iraq — Wise lists Iraq by name among the countries where it does not offer services. Source
the USA → Jordan — Wise does not yet support sending Jordanian dinars from the United States and offers a waitlist instead. Source
the USA → Kosovo — Kosovo does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Lebanon — Wise cannot send Lebanese pounds from the US. It offers only a US dollar wire to a Lebanese bank account — which, given the state of Lebanon's banking system, is usually the least useful way to send money there. Source
the USA → Liberia — Wise cannot send Liberian dollars. It can send US dollars to a Liberian bank account by international wire, but that is a slower SWIFT transfer priced differently from its normal service, not an equivalent product. Source
the USA → Malawi — Malawi does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Mali — Mali does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Moldova — Moldova does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Mozambique — Mozambique does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Myanmar — Myanmar does not appear on Wise's list of supported destinations. Source
the USA → Saint Lucia — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Samoa — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Sierra Leone — Wise cannot send new leones from the US and offers a waitlist. It can only send US dollars by international wire to a recipient's dollar account, which is a different and slower product. Source
the USA → Solomon Islands — Wise's own Solomon Islands page states it does not yet support sending SLB to Solomon Islands from the US and offers a waiting list instead of a working transfer flow. Source
the USA → Sri Lanka — Wise does not currently support sending Sri Lankan rupees from the United States. Its own site lists the corridor as a work in progress with a waitlist. Source
the USA → Tajikistan — Wise's own Tajikistan page states it does not yet support sending TJS to Tajikistan from the US and offers only a general international USD wire as a workaround. Source
the USA → Tanzania — Wise does not currently support sending Tanzanian shillings from the United States. Its own page offers a waitlist rather than a live service. Source
the USA → the Republic of the Congo — Wise's "congo" corridor slug resolves only to the Democratic Republic of the Congo (itself waiting-list only); no dedicated Republic of the Congo / Congo-Brazzaville page was found under any slug tried Source
the USA → Timor-Leste — Wise's dedicated Timor-Leste corridor page (wise.com/us/send-money/send-money-to-timor-leste) returns a 404. Source
the USA → Togo — Wise does not yet support XOF payout to Togo from the US; it states it is working to add this and currently offers only a USD international wire via SWIFT to a Togolese bank account. Source
the USA → Tonga — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Turkmenistan — Wise's own Turkmenistan page states it does not yet support sending TMT to Turkmenistan from the US and offers a waiting list instead. Source
the USA → Uganda — Wise does not currently support sending Ugandan shillings from the United States. Its own site lists the corridor as in development with a waitlist. Source
the USA → Ukraine — Wise's own Ukraine page says it cannot send UAH from the US: "We're working hard to allow customers to send UAH to Ukraine from the US - but we're not quite there yet." It offers a waiting list rather than a transfer. Source
the USA → Uzbekistan — Wise does not support UZS payout to Uzbekistan from the US. It is working to add direct UZS transfers but currently only supports a USD international wire via SWIFT to a Uzbek bank account. Source
the USA → Venezuela — Wise has no send-money page for Venezuela and no way to send Venezuelan bolívars; it publishes only a currency-converter reference rate, not a transfer product, and has previously stated it cannot send there due to local regulations Source
the USA → Zambia — Wise's own corridor page says it cannot yet send ZMW to Zambia from the US: "We're working hard to allow customers to send ZMW to Zambia from the US - but we're not quite there yet." Source
the USA → Zimbabwe — Zimbabwe does not appear among the currencies Wise supports sending to. Source
the UK → Afghanistan — its UK-to-Afghanistan corridor page 404s, and Wise does not list the Afghan afghani among its supported currencies Source
the UK → Sri Lanka — Wise does not support sending Sri Lankan rupees from the UK, and offers a waitlist instead — the same gap that exists on its US service. Source
the UK → Zimbabwe — Zimbabwe does not appear among the currencies Wise supports sending to. Source
Canada → Afghanistan — its Canada-to-Afghanistan corridor page 404s, and Wise does not list the Afghan afghani among its supported currencies Source
the UAE → Australia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Bangladesh — its UAE to Bangladesh page quotes only a dollar-funded transfer, with no dirham pricing published Source
the UAE → Canada — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Egypt — states it cannot yet send Egyptian pounds to Egypt from the UAE and offers only a waiting list Source
the UAE → Ethiopia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → France — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Ghana — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → India — its UAE-to-India page states it is not yet possible to send INR to India from the United Arab Emirates, and offers a waiting list instead Source
the UAE → Indonesia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Ireland — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Italy — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Jordan — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Kenya — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Lebanon — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Morocco — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Nepal — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Nigeria — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Pakistan — lists the dirham as a currency it can only send to within the UAE, not send from Source
the UAE → Philippines — lists the dirham as send-to only within the UAE, so a UAE resident cannot send AED abroad with it Source
the UAE → Saudi Arabia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Spain — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Sri Lanka — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → turkey — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → United Kingdom — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → United States — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
Spain → Bolivia — The boliviano is not among the 49 currencies on Wise's own published list, and its support centre does not list Bolivia among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
Spain → Honduras — The lempira is not among the 49 currencies on Wise's own published list, and its support centre does not list Honduras among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
Spain → Paraguay — The guaraní is not among the 49 currencies on Wise's own published list, and its support centre does not list Paraguay among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
Spain → Senegal — states it cannot yet send West African CFA francs to Senegal from Spain and offers only a waiting list Source
Spain → Venezuela — The bolívar is not among the 49 currencies on Wise's own published list, and its support centre does not list Venezuela among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
France → Algeria — the Algerian dinar is not among the currencies it lists as available to send Source
France → Benin — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Benin from France and is not there yet. No Wise row is published here for that reason. Source
France → Burkina Faso — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Burkina-Faso from France and is not there yet. No Wise row is published here for that reason. Source
France → Cameroon — the Central African CFA franc is not among the currencies it lists as available to send Source
France → Côte d'Ivoire — the West African CFA franc is not among the currencies it lists as available to send Source
France → Democratic Republic of the Congo — neither the Congolese franc nor a DR Congo payout appears among the currencies it lists as available to send Source
France → Djibouti — Wise's own corridor page for this route states plainly that it is still working on enabling DJF transfers to Djibouti from France and is not there yet. No Wise row is published here for that reason. Source
France → Gabon — Wise's own corridor page for this route states plainly that it is still working on enabling XAF transfers to Gabon from France and is not there yet. No Wise row is published here for that reason. Source
France → Lebanon — Wise's own corridor page for this route states plainly that it is still working on enabling LBP transfers to Lebanon from France and is not there yet. No Wise row is published here for that reason. Source
France → Mali — the West African CFA franc is not among the currencies it lists as available to send Source
France → Mauritania — Wise's own corridor page for this route states plainly that it is still working on enabling MRU transfers to Mauritania from France and is not there yet. No Wise row is published here for that reason. Source
France → Niger — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Niger from France and is not there yet. No Wise row is published here for that reason. Source
France → Senegal — the West African CFA franc is not among the currencies it lists as available to send Source
France → Togo — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Togo from France and is not there yet. No Wise row is published here for that reason. Source
France → Tunisia — the Tunisian dinar is not among the currencies it lists as available to send Source
Switzerland → Kosovo — Wise publishes no send-money-to-kosovo page from Switzerland; the address returns a 404. Wise routes by currency and Kosovo has no currency of its own, using the euro unilaterally, so no Kosovo route exists to price. Source
Belgium → Morocco — Wise publishes a Belgium-to-Morocco page but states no send amount above its cost figure — it reads "Sending EUR" where its other Belgian pages read "Sending 1,000 EUR". A cost with no amount attached cannot be compared, so no Wise row is published on this corridor. The service itself is available; only its price is unverifiable from the page. Source
Austria → Bosnia and Herzegovina — Wise has not launched Austria to Bosnia and Herzegovina. Its page for the route is a pre-launch placeholder: it quotes a fee in US dollars rather than euro, states no euro price, and offers a sign-up to be notified when the route opens. The route is announced, not available. Source
Portugal → Angola — Wise has not launched Portugal to Angola. Its page for the route states it is working to allow customers to send AOA to Angola from Portugal but is not quite there yet, and offers a sign-up to be notified. The route is announced, not available. Source
Portugal → Guinea-Bissau — Wise has not launched Portugal to Guinea-Bissau. Its page for the route states it is working to allow customers to send XOF to Guinea-Bissau from Portugal but is not quite there yet, and offers a sign-up to be notified. The route is announced, not available. Source
Sweden → Somalia — Wise publishes no Sweden-to-Somalia page. The address redirects to the Wise homepage rather than returning a not-found error, which is the same failure mode recorded for Myanmar from Singapore and the UK from Ireland. Source
Malaysia → Bangladesh — Wise serves this route but states no send amount on its Malaysian bangladesh page — it reads "Sending MYR" where its other Malaysian pages read "Sending 2,000 MYR". The cost shown (115.94 MYR) has no transfer size attached, so it cannot be turned into a percentage or compared with anything, and no Wise row is published here. The service is available; only its price is unverifiable from the page. Source
Malaysia → Nepal — Wise serves this route but states no send amount on its Malaysian nepal page — it reads "Sending MYR" where its other Malaysian pages read "Sending 2,000 MYR". The cost shown (235.03 MYR) has no transfer size attached, so it cannot be turned into a percentage or compared with anything, and no Wise row is published here. The service is available; only its price is unverifiable from the page. Source
Qatar → Bangladesh — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Egypt — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → India — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Nepal — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Pakistan — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Philippines — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Sri Lanka — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source

Xe Money Transfer — 5 recorded

the USA → Burundi — No working US-to-Burundi corridor page found on Xe's site; search results returned only currency-converter pages for BIF, not a send-money corridor page Source
the USA → Comoros — No working US-to-Comoros corridor page found on Xe's site Source
the USA → Solomon Islands — Xe's dedicated Solomon Islands corridor page (xe.com/en-us/send-money/send-money-to-solomon-islands/) returns a 404, unlike the working pages Xe publishes for other corridors checked in this research pass. Source
the USA → Timor-Leste — Xe's dedicated Timor-Leste corridor page (xe.com/en-us/send-money/send-money-to-timor-leste/) returns a 404. Source
the USA → Turkmenistan — Xe's dedicated Turkmenistan corridor page (xe.com/en-us/send-money/send-money-to-turkmenistan/) returns a 404. Source