Send Money from the UK to Brazil

Measured on the full cost — the transfer fee plus the exchange-rate margin — Remitly is cheapest on this corridor at £1,000, across the 3 providers we hold checked figures for. The cheapest provider also changes with the amount you send, so compare the final sum that arrives in Brazilian reals rather than the headline fee.

At £1,000, Remitly is the cheapest of the 3 providers priced at that amount on this corridor: about £5.09 all in, or 0.51% of the amount sent. Wise is next at about £9.44. That is the fee plus the exchange-rate margin that applied to a transfer of that size — priced at £1,000 specifically, not worked out from a measurement taken at some other amount. It covers a bank transfer; cash pickup and mobile wallet payouts are priced separately. The margins were measured by Wise's comparison service rather than published by the providers themselves, and other providers here may be cheaper and are not priced this way.

Yes. Up to £250, Wise costs least on this corridor; from £500 upwards, Remitly does. The change happens somewhere between those two amounts — they are the amounts actually priced, so naming a precise crossing point would be a guess dressed as a figure. This happens because a transfer costs a flat fee plus a percentage of the amount, and those two scale in opposite directions: on a small transfer the fee dominates, on a large one the exchange-rate margin does. It is why a comparison taken at a single amount can point you at the wrong provider for yours.

Delivery ranges from minutes to a few business days depending on the provider and payout method. Western Union and TransferGo can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are Pix, bank deposit, provider account balance, cash pickup, mobile wallet and card payout. The most widely used options in Brazil are Pix instant payments and bank deposit. Pix has transformed payments in Brazil — providers that support it can deliver funds in seconds, any day of the week. Not every provider supports every method, so check the table above before you commit.

No. Western Union offer cash pickup in Brazil, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, Pix instant payments and bank deposit generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For GBP to BRL, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in the UK under the Financial Conduct Authority (FCA), which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly £10,000, a specialist foreign-exchange broker will often beat an app on rate.

Pix is instant and free inside Brazil, so which services reach it matters more here than the headline fee. Remitly and TransferGo both name Pix; Western Union publishes a generic mobile wallet; Wise pays into a bank account only. Cash pickup is available from Western Union only. Remitly's promotional rate covers the first 500 GBP only; the standing rate applies above that and on every transfer after the first. No Wise fee figures are published on this page. The provider's UK corridor page quoted its pricing in US dollars rather than pounds when this corridor was checked, so there was no pound figure to read. Use the provider's own calculator with a pound amount entered, and compare the amount that arrives.