Send Money from Canada to Türkiye

Measured on the full cost — the transfer fee plus the exchange-rate margin — Remitly is cheapest on this corridor at C$1,000, across the 3 providers we hold checked figures for. The cheapest provider also changes with the amount you send, so compare the final sum that arrives in Turkish liras rather than the headline fee.

At C$1,000, Remitly is the cheapest of the 3 providers priced at that amount on this corridor: about C$7.99 all in, or 0.80% of the amount sent. Wise is next at about C$8.88. That is the fee plus the exchange-rate margin that applied to a transfer of that size — priced at C$1,000 specifically, not worked out from a measurement taken at some other amount. It covers a bank transfer; cash pickup and mobile wallet payouts are priced separately. The margins were measured by Wise's comparison service rather than published by the providers themselves, and other providers here may be cheaper and are not priced this way.

Yes. Up to C$1,000, Remitly costs least on this corridor; from C$2,500 upwards, Wise does. The change happens somewhere between those two amounts — they are the amounts actually priced, so naming a precise crossing point would be a guess dressed as a figure. This happens because a transfer costs a flat fee plus a percentage of the amount, and those two scale in opposite directions: on a small transfer the fee dominates, on a large one the exchange-rate margin does. It is why a comparison taken at a single amount can point you at the wrong provider for yours.

Most transfers on this corridor arrive within one to three business days. Paying by debit card is generally faster than a bank transfer, and transfers initiated outside banking hours may not begin processing until the next working day.

Across the providers we compare, the available payout methods are bank deposit and cash pickup. The most widely used options in Türkiye are bank deposit settled over the FAST instant rail, plus cash pickup. Once funds reach a Turkish bank they settle almost immediately over FAST, the central bank's 24/7 instant payment system. Not every provider supports every method, so check the table above before you commit.

No. Remitly and Western Union offer cash pickup in Türkiye, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit settled over the FAST instant rail, plus cash pickup generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For CAD to TRY, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Canada under FINTRAC, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly C$10,000, a specialist foreign-exchange broker will often beat an app on rate.

Western Union's own numbers make the point better than any comparison could: cash pickup in minutes, or a bank transfer taking seven to twelve business days. It is the same provider and the same corridor — what changes is the rail, and that is a bigger difference than any fee on this page. That delay is not universal to the provider either. Its Canadian pages publish minutes-to-one-banking-day on Poland and Brazil, and seven to twelve days here, seven to ten on Morocco and Lebanon. Read the timing on the corridor you are actually using. Wise is much the cheapest here when funded from an account, at about 7.58 CAD on 1,000 CAD, but it reaches a bank account only. Remitly costs more and reaches cash and a wallet. Card funding is where the cost lands: on Wise's own table a credit card costs about 56.82 CAD against 19.88 by debit, nearly three times as much. Western Union separately warns your own card issuer may add a cash-advance charge, which no comparison can show you.