USA → BRAZIL

Send Money from the USA to Brazil

Compare international money transfer providers sending USD from the United States to Brazil. Review fee types, payout methods, and delivery speed before choosing a provider.

Quick Comparison Summary

Benchmark

$100 USD bank transfer

Providers Compared

10 providers

Delivery Methods

Bank deposit, Pix

Last Updated

August 18, 2026

Compare Brazil Money Transfer Providers

Provider	Promotion	Fee Type	Payout Method	Delivery Speed	Best For
Western Union	$0 fee: first online transfer	No fee — first transfer	Bank Deposit, Pix	Minutes	Fast delivery and payout flexibility
Remitly	Welcome rate on first $750 transferred	No fee — first transfer	Bank Deposit, Pix	Minutes	Best welcome offer for first-time senders
Taptap Send	No current promo — standard rates apply	Flat Fee ($2.99)	Pix	Minutes	Pix and bank deposit payout
LemFi	No current promo — standard rates apply	No Fee	Pix	Minutes	Zero-fee bank deposit transfers
Revolut	No current promo — standard rates apply	Flat fee / transfer fee varies	Pix	Instant	Low-cost bank-to-bank transfers
Wise	No current promo — standard rates apply	Percentage-based fee + FX spread	Pix	Same Day	Transparent FX pricing
Paysend	No current promo — standard rates apply	Flat Fee ($1.99)	Pix	One business Day	Bank deposit and digital wallet transfers
Sendwave	Intro rate discount — $0 transfer fee	No fee — first transfer	Bank Deposit, Pix	Minutes	Pix and bank deposit with a first-transfer discount
WorldRemit	No current promo — standard rates apply	Flat Fee ($1.99)	Bank Deposit	Minutes	Bank deposit option
Xoom	No current promo — standard rates apply	Fee varies by payment method	Bank Deposit, Pix	Minutes	Fee-free option via PYUSD, Pix available

🇧🇷 About Sending Money to Brazil

Brazil’s Pix instant-payment system has reshaped how money moves in and out of the country — but which providers on this corridor actually deliver to Pix, rather than bank deposit only, varies by provider, which is exactly what the comparison table above is built to show.

Did you know?

Pix, launched by Brazil’s Central Bank in 2020, now has more than 200 million monthly active users — roughly 93% of Brazilian adults — and processed 79.8 billion transactions in 2025 alone, making it one of the largest instant-payment systems in the world.

More than 70 million Brazilians entered the formal financial system for the first time because of Pix since its 2020 launch, according to industry reporting — a scale of adoption that explains why several international transfer providers now build Pix delivery directly into their Brazil corridor rather than relying on traditional bank deposit alone.

Brazil applies a 0.38% IOF tax automatically at the moment an incoming USD transfer is converted to Brazilian reais — a federal tax that applies to inbound personal remittances regardless of which provider is used, on top of any provider fee or exchange-rate margin.

Sources: EBANX; Payment Expert; ClearingPost; International Tax Review (IOF).

Available Providers for Brazil

Not a ranking — each provider fits a different use case. See the comparison table above for current fee types and payout methods.

Western Union

Typical use case: Fast delivery and payout flexibility
Delivery: Minutes
Payout options: Bank Deposit, Pix

Remitly

Typical use case: Best welcome offer for first-time senders
Delivery: Minutes
Payout options: Bank Deposit, Pix

Taptap Send

Typical use case: Pix payout with no transfer fee
Delivery: Minutes
Payout options: Pix

LemFi

Typical use case: Zero-fee Pix transfers
Delivery: Minutes
Payout options: Pix

Revolut

Typical use case: Low-cost bank-to-bank transfers
Delivery: Instant
Payout options: Pix

Wise

Typical use case: Transparent FX pricing
Delivery: Same Day
Payout options: Pix

Paysend

Typical use case: Bank deposit and digital wallet transfers
Delivery: One business day
Payout options: Pix

Sendwave

Typical use case: Pix and bank deposit with a first-transfer discount
Delivery: Minutes
Payout options: Bank Deposit, Pix

WorldRemit

Typical use case: Bank deposit option with cash pickup available
Delivery: Minutes
Payout options: Bank Deposit

Xoom

Typical use case: Fee-free option via PYUSD, Pix available
Delivery: Minutes
Payout options: Bank Deposit, Pix

Methodology

Remit Architect compares providers using a standardized $100 USD transfer benchmark from a U.S. bank account to a recipient account in Brazil. Rates, fees, and availability change frequently and are reviewed on a recurring cycle; figures shown may not reflect real-time pricing — always confirm the current rate and fee directly on the provider’s site before sending.

Sending country: United States Destination: Brazil Last reviewed: August 2026

Frequently Asked Questions

Transaction FAQs

Can I send money from the US directly to Pix in Brazil?

Yes, with several providers. Taptap Send, LemFi, Revolut, Wise, and Paysend currently list Pix as their payout method for this corridor, and Remitly, Sendwave, and Xoom list Pix alongside bank deposit. Western Union lists bank deposit with Pix as an option. WorldRemit’s listed payout methods for Brazil are bank deposit, cash pickup, and mobile money — not Pix.

Is bank deposit still available for sending money to Brazil?

It depends on the provider. Western Union, Remitly, Sendwave, and Xoom currently list bank deposit alongside Pix. Taptap Send, LemFi, Revolut, Wise, and Paysend currently route Brazil transfers through Pix specifically rather than a separate bank-deposit option.

Does Brazil charge a tax on incoming money transfers?

Yes. Brazil applies a 0.38% IOF tax automatically at the moment an incoming USD transfer is converted to Brazilian reais. This is a federal tax that applies regardless of which provider is used, separate from any provider fee or exchange-rate margin.

Which providers offer cash pickup in Brazil?

WorldRemit currently lists cash pickup as a payout option for this corridor. Every other provider compared here routes to bank deposit and/or Pix rather than cash pickup.

What is the cheapest way to send \$100 USD to Brazil?

Cost depends on the provider, payout method, and any active offer — several providers on this corridor currently waive the fee on a first transfer. Check the Fee Type and Promotion columns in the comparison table above, and verify the current offer directly on the provider’s site before sending.

Country-Specific FAQ

Why does Pix matter so much for sending money to Brazil?

Pix, Brazil’s Central Bank-run instant payment system, has grown to more than 200 million monthly active users — about 93% of Brazilian adults — and processed nearly 80 billion transactions in 2025 alone. More than 70 million Brazilians entered the formal financial system for the first time because of it. That scale is why several providers on this corridor now deliver directly to Pix rather than routing every transfer through a traditional bank account, and why checking a provider’s specific payout method matters more on this corridor than on many others.