Send Money from Ireland to Brazil

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Brazilian reals rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Most transfers on this corridor arrive within one to three business days. Paying by debit card is generally faster than a bank transfer, and transfers initiated outside banking hours may not begin processing until the next working day.

Across the providers we compare, the available payout methods are Pix, bank deposit, cash pickup and card payout. The most widely used options in Brazil are Pix instant payments and bank deposit. Pix has transformed payments in Brazil — providers that support it can deliver funds in seconds, any day of the week. Not every provider supports every method, so check the table above before you commit.

No. Western Union offer cash pickup in Brazil, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, Pix instant payments and bank deposit generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For EUR to BRL, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Ireland under the Central Bank of Ireland, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly €10,000, a specialist foreign-exchange broker will often beat an app on rate.

Remitly pays out through Pix, Brazil's instant payment system, which neither of the other services here offers. For a recipient who already uses Pix that is usually faster and simpler than a bank deposit, and it is not the same product — compare on the rail as well as the price. Brazil applies its own tax and reporting rules to inbound foreign transfers, and the receiving institution may deduct charges the sending service never sees. Ask your recipient what actually landed on a first transfer before assuming the quoted cost is the whole cost. Wise's debit card figure is not quoted here. Two independent reads of the page on the same day returned 18.72 EUR and 14.47 EUR. Its credit card row held at 44.70 EUR across both reads and is published, which is the reverse of the usual pattern on this site — the card rows are checked individually rather than withheld as a pair. Wise's Irish pages offer an open-banking payment option that its American, Singaporean and Swiss pages do not. At 10.95 EUR it sits below the ordinary bank transfer at 12.76 EUR, for the same money leaving the same account. At about one percent through the cheapest published method, this is the dearest corridor in this hub — roughly twice what the same provider charges from Ireland to Romania.