Send Money from the USA to Chile
Fees and exchange-rate margins from the USA to Chile vary widely. Compare what your recipient actually receives, not the advertised fee.
What does your recipient in Chile actually get?
CLPBest checked payout · on $1,000CLP 926,975
At the mid-market rate · $1,000CLP 923,799.33
Instarem · fee varies · checked September 2026
1 USD = 923.7993 CLP
30-day range913 – 936 CLP
One checked amount above reads higher than the benchmark, which no provider actually manages: the amounts are stored from when we checked them and the rate beside them is today’s. Treat the amounts as the shape of the market rather than a quote, and confirm the figure with the provider. How the margin worksUSD→CLP reference rate for Sep 10, 2026, updated automatically · Rates By Exchange Rate API · 30-day series: Exchange Rate API (daily series)
Compare 5 ways to send money to Chile
Checked recipient amounts cover 2 of 5 providers here, collected from the Wise Comparison API — which quotes its own operator among them. The rest show each provider's published terms, and are ordered by payout coverage rather than by amount.
Recipient amounts collected and stored, not fetched as this page loads. Exchange rates move daily. Fees below are quoted for bank transfer at 1000 USD.
| Provider | Recipient getsby bank transfer | What it costs | Arrives | Payout | Open provider |
|---|---|---|---|---|---|
 | Check provider | VariesRate not published — confirm before sending | Minutes to days | Payout methods: Bank deposit, Cash pickup | Go to Remitly |
 | Check provider | VariesRate not published — confirm before sending | Varies | Payout methods: Bank deposit, Cash pickup | Go to WorldRemit |
 Bank deposits to a broad set of destinations | CLP 926,975 | $0.000.81% rate margin, measured | Days | Payout methods: Bank deposit | Go to Instarem |
 Flat-fee delivery straight to a Chilean card | Check provider | Flat fee per transferRate not published — confirm before sending | Varies | Payout methods: Card payout | Go to Paysend |
 Mid-market rate on bank deposits to major Chilean banks | CLP 920,696 | $14.750.00% rate margin, measured | Varies | Payout methods: Bank deposit | Go to Wise |
- Fastest delivery
Bank deposit plus cash collection options
- Recipient gets (bank transfer)
- Check provider
- Cost
- VariesRate not published — confirm before sending
- Arrives
- Minutes to days
- Payout
- Payout methods: Bank deposit, Cash pickup
- Best for cash pickup
Bank transfer and cash pickup in one app
- Recipient gets (bank transfer)
- Check provider
- Cost
- VariesRate not published — confirm before sending
- Arrives
- Varies
- Payout
- Payout methods: Bank deposit, Cash pickup
Bank deposits to a broad set of destinations
- Recipient gets (bank transfer)
- CLP 926,975
- Cost
- $0.000.81% rate margin, measured
- Arrives
- Days
- Payout
- Payout methods: Bank deposit
Flat-fee delivery straight to a Chilean card
- Recipient gets (bank transfer)
- Check provider
- Cost
- Flat fee per transferRate not published — confirm before sending
- Arrives
- Varies
- Payout
- Payout methods: Card payout
Mid-market rate on bank deposits to major Chilean banks
- Recipient gets (bank transfer)
- CLP 920,696
- Cost
- $14.750.00% rate margin, measured
- Arrives
- Varies
- Payout
- Payout methods: Bank deposit
What it costs has two parts: the advertised fee, and the exchange-rate margin kept by paying your recipient less than the mid-market rate. The margin is usually the larger, and is never labelled as a fee. Figures are each provider’s published terms, plus bank-transfer quotes from the Wise Comparison API, a source operated by a company this site also ranks — open a provider for a live quote. Recipient amounts are shown only for the providers we hold a checked figure for, which is some of those listed here rather than all of them.
Too few checked amounts on this corridor to rank by money, so the order is payout coverage, delivery speed and published fees — a provider with a checked figure is not placed above one without. Affiliate arrangements never affect this order.
- Fastest delivery — Quotes the fastest delivery tier published on this corridor. Where several providers quote it, the one with the widest payout coverage among them carries the badge, and the others are named alongside it.
- Best for cash pickup — Offers cash pickup, with the widest payout coverage among those that do.
Where two providers tie, the one supporting more payout types is listed first, then the faster one, then alphabetically. A label is left unawarded whenever the data we hold cannot support it — we would rather show fewer claims than invented ones. We hold a checked amount for too few of the providers here to call any of them best on it, so no Best value is named — naming one would rank a field too small to be a comparison. The amounts we do hold are still shown. Those amounts cover some of the providers listed, not all of them, and the set is chosen by the source that supplies them rather than by us. Full methodology
Independent — providers cannot pay for placement or ranking · Consistent — every checked amount measured on the same corridor at the same send amount, and any fee quoted on a different basis says so on its own row · Transparent — the advertised fee kept separate from the rate margin
Quick verdict: the best way to send money to Chile
Each line names the provider that leads on one specific need, and why. There is no single winner because there is no single question — the lowest fee and the fastest delivery are rarely the same provider.
- If it needs to arrive todayRemitlyFastest deliveryMinutes (Express) to several business days (Economy)
- If they will collect it in cashWorldRemitBest for cash pickupCash Pickup
Chosen by the same rules that order the table, from each provider’s published terms. A need with no clear leader is left out rather than handed to whoever happens to be first.
How much you send changes which provider is cheapest
A transfer costs two things: a fee you can see, and a cut of the exchange rate you cannot. They scale in opposite directions, so the best provider for $200 to Chile is often not the best provider for $5,000.
The flat fee is most of what you pay
On a small transfer a $5 fee is a real percentage of the money. A rate margin of half a percent on $200 is one dollar — small enough to ignore. Sort by the fee and take the lowest one you trust.
The exchange rate is most of what you pay
The fee stops mattering and the rate takes over. Half a percent on $5,000 is $25 — five times a typical fee, and no provider calls it a charge. A zero-fee offer on a large transfer is the one most worth checking.
USD to CLP at common amounts
| You send | Mid-market value | Load into calculator |
|---|---|---|
| $100.00 | CLP 92,380 | |
| $250.00 | CLP 230,950 | |
| $500.00 | CLP 461,900 | |
| $1,000 | CLP 923,799 | |
| $2,500 | CLP 2,309,498 | |
| $5,000 | CLP 4,618,997 |
Pick a row to load that amount into the calculator at the top of the page. These are mid-market values, not provider quotes — every service pays your recipient somewhat less, so use them as the figure to measure an offer against.
What is the fastest way to send money to Chile?
Remitly quotes the fastest delivery on this corridor at minutes to days. Published speeds describe the fastest route a provider offers, not every route: paying by card and sending to a wallet is usually near-instant, while a bank transfer funded by direct debit takes longer whoever you send with.
Chile at a glance
- Currency
- CLP · Chilean peso
- Payout methods
- Bank deposit · Cash pickup · Card payout
- Typical delivery
- Minutes to days to days
- Cash pickup
- Available from 2 of 5 providers
- Cash pickup is available through Remitly and WorldRemit — no bank account needed.
Before you send to Chile
- Chile has floated its currency freely since 1999 and runs no parallel or dual exchange rate system, so the rate you are quoted reflects a single market rate rather than a policy-set one.
- A 1% US federal excise tax applies to remittance transfers funded with cash, a money order or a cashier's check, effective January 2026. Transfers funded from a bank account, debit card or credit card are not subject to it — so how you pay can change the total cost.
More on the 1% tax — who owes it, when it applies, and how the funding method changes it: US remittance tax.
What it costs to send money to Chile
Sending money from the USA to Chile converts US dollars (USD) into Chilean pesos (CLP). Most of the real cost is not the headline fee — it is the exchange-rate margin, the gap between your quoted rate and the mid-market rate banks use between themselves. Two providers can both advertise "no fees" and still differ by several percent on what actually arrives.
Chile has floated its currency freely since 1999 and runs no parallel exchange rate, so the quoted rate reflects a single market rate.
That is why the comparison above leads with how your recipient can be paid rather than with a headline price: match the service to how they actually want the money, then check the final quote.
How to choose the right provider
Compare the amount received, not the fee
Enter the same amount with two or three providers and compare what your recipient in Chile actually receives in Chilean pesos. That one number folds the fee and the rate margin together.
Match the payout method to your recipient
In Chile the common rails are bank deposit to the major Chilean banks, plus cash pickup and card payout. A slightly pricier provider paying into the wallet or account they already use beats a cheaper one that means a trip to an agent.
Check cash pickup coverage before you send
Remitly and WorldRemit offer cash pickup in Chile. Check the specific branch is open and stocked before sending, especially outside major cities.
Verify the provider is licensed
Any service moving money out of the USA should be registered with FinCEN and state money-transmitter licences. Everyone we list is — worth checking for any service you find elsewhere.
Chile corridor insights
Researched figures for this corridor, each linked to its original source.
Chile received an estimated $573 million in remittances in 2024, up 3.9% year on year, equal to about 0.1% of GDP — among the lowest remittance dependencies in Latin America.
An estimated 190,000 people of Chilean origin lived in the United States, the sixteenth-largest Hispanic-origin group in the country.
Pew Research Center · 2021
Chile's low remittance-to-GDP ratio reflects its position as one of the region's wealthier economies with comparatively low emigration — this is a destination corridor driven by family and property ties rather than labour migration.
Frequently Asked Questions
Other corridors to South America from the USA
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Before you send
Ready to compare your transfer?
See rates, fees and delivery options for 5 services side by side.