Send Money from Spain to Argentina

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Argentine pesos rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Most transfers on this corridor arrive within one to three business days. Paying by debit card is generally faster than a bank transfer, and transfers initiated outside banking hours may not begin processing until the next working day.

Across the providers we compare, the available payout methods are bank deposit and cash pickup. The most widely used options in Argentina are bank deposit, Mercado Pago and a wide cash pickup network. Argentina's currency controls were largely dismantled in April 2025, and the gap between the official and informal rates has since narrowed to near nothing — a major change from how this corridor worked for years. Not every provider supports every method, so check the table above before you commit.

No. Ria Money Transfer and Western Union offer cash pickup in Argentina, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit, Mercado Pago and a wide cash pickup network generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For EUR to ARS, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Spain under the Bank of Spain (Banco de España), which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly €10,000, a specialist foreign-exchange broker will often beat an app on rate.

Wise quotes a single funding route on this corridor and attaches no send amount to it, and the cost it shows is among the largest this site has seen from any European origin. Both facts point the same way: this is a corridor Wise prices as difficult, and no figure from it is published here. Argentina has operated multiple exchange rates simultaneously for much of the last decade, and the gap between the official rate and what a peso is worth in practice has at times been very large. A service quoting the official rate is not necessarily giving you the better deal, and no page can resolve that for you. The Argentine community in Spain is large, long-settled and skews professional, which makes this corridor unusual among Spanish routes: larger transfers, sent less often, where the rate matters far more than the fee. Compare what arrives, not what is charged.