Send Money from Netherlands to Türkiye

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Turkish liras rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Delivery ranges from minutes to a few business days depending on the provider and payout method. Western Union can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are bank deposit, cash pickup and card payout. The most widely used options in Türkiye are bank deposit settled over the FAST instant rail, plus cash pickup. Once funds reach a Turkish bank they settle almost immediately over FAST, the central bank's 24/7 instant payment system. Not every provider supports every method, so check the table above before you commit.

No. Remitly and Western Union offer cash pickup in Türkiye, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit settled over the FAST instant rail, plus cash pickup generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For EUR to TRY, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Netherlands under De Nederlandsche Bank, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly €10,000, a specialist foreign-exchange broker will often beat an app on rate.

Western Union publishes different caps for different rails on this corridor rather than one limit: 5,000 EUR to cash pickup, 5,000 EUR to a bank account, but only 2,200 EUR direct to a card. If you are sending more than about two thousand euro, the card rail is not available to you whatever it costs. The same provider offers payout in euro or US dollars as well as lira. Taking a hard currency avoids the lira conversion but does not avoid a conversion — your euro are still being converted, just once instead of twice, and a recipient then has to spend or change that cash somewhere. Ask which currency is actually useful to them before choosing. Remitly's promotional rate covers only the first 800 EUR here, against 500 EUR on this hub's Indonesia page and 1,000 EUR on its Dutch Morocco page, which this site does not publish as a corridor. The offer text is near-identical across all three; the cap is not. The lira has been among the more volatile currencies of the past decade. On this corridor the rate on the day dominates the fee, and a rate guaranteed for a fixed window is worth more than a small difference in the headline charge. Wise's debit and credit card figures are not quoted here. Two independent reads of the page on the same day returned 14.73 and 10.43 for the debit row and 40.97 and 20.73 for the credit row, while the balance, bank transfer, open-banking and wallet rows came back identical both times. Wise's Dutch pages offer an open-banking payment option that its American, Singaporean and Swiss pages do not. At 6.88 EUR it sits below the ordinary bank transfer at 8.71 EUR, for the same money leaving the same account.