Send Money from the USA to Egypt

Measured on the full cost — the transfer fee plus the exchange-rate margin — Remitly is cheapest on this corridor at $1,000, across the 4 providers we hold checked figures for. LemFi and Revolut advertise no transfer fee here, which looks cheaper and often is not: a provider with no fee recovers it in the rate, and the margin is usually the larger of the two costs. The cheapest provider also changes with the amount you send, so compare the final sum that arrives in Egyptian pounds rather than the headline fee.

At $1,000, Remitly is the cheapest of the 4 providers priced at that amount on this corridor: about $10.19 all in, or 1.02% of the amount sent. Western Union is next at about $17.29. That is the fee plus the exchange-rate margin that applied to a transfer of that size — priced at $1,000 specifically, not worked out from a measurement taken at some other amount. It covers a bank transfer; cash pickup and mobile wallet payouts are priced separately. The margins were measured by Wise's comparison service rather than published by the providers themselves, and other providers here may be cheaper and are not priced this way.

Delivery ranges from minutes to a few business days depending on the provider and payout method. LemFi and Western Union can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are Telecel Cash, bank deposit, cash pickup, mobile wallet, card payout and provider account balance. The most widely used options in Egypt are bank deposit and cash pickup. Egyptian pound rates can move sharply, so it is worth checking the live rate immediately before you send. Not every provider supports every method, so check the table above before you commit.

No. Remitly, Taptap Send, Western Union, Xoom and Xe Money Transfer offer cash pickup in Egypt, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit and cash pickup generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For USD to EGP, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in the USA under FinCEN and state money-transmitter licences, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly $10,000, a specialist foreign-exchange broker will often beat an app on rate.

Egypt is one of the few corridors where the recipient can take US dollars rather than local currency. Taptap Send prices EGP and USD delivery differently - EGP is free, USD carries a $1 sending fee and, on bank transfers, a $2 receiving bank fee. Xoom's same-business-day bank deposit depends on Egypt's banking week: send by 12:00 pm Egypt time Sunday to Thursday. Saturdays and holidays take longer. Taptap Send's USD cash collection requires proof of a family or business relationship between sender and recipient. Taptap Send caps mobile wallet transfers at 60,000 per transfer and cash pickup at EGP 30,000 per transfer. Fee-free options exist at both ends of the market: LemFi charges zero at any amount, and Taptap Send charges nothing for any EGP payout. Vodafone Cash, Etisalat Cash, Orange Money, CIB and WE Pay are the wallets Taptap Send reaches; other providers list mobile wallet support without naming the networks. The reason this corridor now offers a genuine EGP-or-USD choice is that the pound has stopped being the one-way bet it was. Since the March 2024 float and devaluation, remittances have come back through formal channels in volume — a record $33.9 billion in the first ten months of 2025 alone — reserves have passed $51 billion, and the pound actually appreciated about 6% across 2025 rather than sliding. Forecasters put 2026 in a 46-50 EGP range, with a heavy $32.3 billion external debt-service bill as the main thing that could break it. Taking EGP is no longer the obviously losing side of that choice, but it is still the side carrying the currency risk.