Instarem vs Wise

Both are compared on 128 of the same corridors on this site, sending from the USA, Germany, Singapore, Hong Kong and Malaysia. This page sets the two side by side on every one of them — what each pays out to, how fast, and where a like-for-like amount was checked, which one actually delivered more.

There is no score here and no overall winner. Every line is read from the corridor page it came from, where the row was checked against the provider's own page for that route. Nothing on this page was written by hand, which is why none of it can go quietly out of date: when the research behind a figure lapses, the figure disappears rather than ageing in place.

At a glance

Instarem

Corridors on this site: 134
Shared with Wise: 128
Routes the other has no row on: 6
Pays out to, across shared routes: Bank · Cash · Wallet · Card
Documented as not serving a route: 35

Wise

Corridors on this site: 428
Shared with Instarem: 128
Routes the other has no row on: 300
Pays out to, across shared routes: Bank · Wallet · Card
Documented as not serving a route: 104

The last row of each card is the one most easily misread. A longer list of documented absences is not a worse provider — it records how thoroughly that provider's own coverage has been swept here. A provider whose destination list has been checked route by route accumulates absences in writing; one that has not been swept simply has fewer written down. Read each line as a fact about that route, never the two totals against each other.

Where both were priced at the same amount

On 57 of the 128 shared corridors, both providers were quoted at the same send amount on the same day. Instarem delivered more on 55, Wise on 2.

That is a count of corridors where a measurement exists, not a ranking of the two companies. It covers a bank transfer at the site benchmark of $1,000 and says nothing about cash pickup or wallet payouts, which are priced differently. The figures come from the Wise Comparison API — which is operated by one of the two providers on this page, and quotes its own operator among them. Rates move daily; open a provider for a live quote before sending.

From the USA — 65 shared corridors

Destination	Instarem			Wise
Destination	Pays out to	Speed	Gets per $1,000	Pays out to	Speed	Gets per $1,000
Australia	Bank	Days	AUD 1,435	Bank	Minutes to days	AUD 1,430
Austria	Not recorded	Days	EUR 885	Bank	Minutes to days	EUR 883
Bangladesh	Bank	Days	BDT 121,543	Bank	Within hours	BDT 121,134
Belgium	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Bhutan	Not recorded	Days	Not checked	Bank	Days	Not checked
Brazil	Bank	Days	BRL 5,062	Bank	Minutes to days	BRL 5,021
Canada	Bank	Days	CAD 1,408	Bank	Minutes to days	CAD 1,404
Chile	Bank	Days	CLP 973,926	Bank	Varies	CLP 966,742
China	Bank	Days	CNY 6,643	Bank · Wallet · Card	Varies	CNY 6,571
Colombia	Bank	Days	COP 3,154,103	Bank	Minutes	COP 3,106,311
Croatia	Bank	Days	EUR 885	Bank	Varies	EUR 883
Cyprus	Not recorded	Varies	EUR 885	Bank	Minutes to days	EUR 883
Czechia	Bank	Days	Not checked	Bank	Within hours	CZK 21,456
Denmark	Bank	Minutes to days	Not checked	Bank	Minutes to days	DKK 6,596
Dominican Republic	Bank	Minutes to days	DOP 60,783	Bank	Minutes to days	DOP 58,268
Estonia	Not recorded	Days	EUR 885	Bank	Minutes to days	EUR 883
Finland	Not recorded	Days	EUR 885	Bank	Minutes to days	EUR 883
France	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Germany	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Ghana	Bank	Days	GHS 11,542	Bank	Minutes to days	GHS 11,430
Greece	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Guatemala	Bank	Days	GTQ 7,589	Bank	Minutes to days	GTQ 7,319
Hong Kong	Bank	Minutes to days	HKD 7,792	Bank	Minutes to days	HKD 7,766
Hungary	Bank	Days	Not checked	Bank	Minutes to days	HUF 320,455
Iceland	Not recorded	Varies	Not checked	Bank	Varies	ISK 118,572
India	Bank	Days	INR 94,322	Bank	Minutes to days	INR 93,620
Indonesia	Bank	Days	IDR 17,805,571	Bank	Minutes	IDR 17,778,397
Ireland	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Italy	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Japan	Bank	Days	Not checked	Bank	Minutes to days	JPY 156,166
Kenya	Bank	Within hours	KES 128,891	Bank	Minutes to days	KES 127,589
Latvia	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Lithuania	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Luxembourg	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Malaysia	Bank	Days	MYR 4,051	Bank · Wallet	Minutes to days	MYR 4,040
Malta	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Mauritius	Bank	Minutes to days	Not checked	Bank	Minutes to days	MUR 46,328
Mexico	Bank	Days	MXN 18,258	Bank	Minutes to days	MXN 18,188
Monaco	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Nepal	Bank	Days	NPR 150,655	Bank	Minutes	NPR 149,335
Netherlands	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
New Zealand	Bank	Days	NZD 1,767	Bank	Minutes to days	NZD 1,760
Nigeria	Bank	Minutes	NGN 1,320,083	Bank	Varies	NGN 1,343,327
Norway	Bank	Days	Not checked	Bank	Minutes to days	NOK 9,372
Pakistan	Bank	Days	PKR 274,763	Bank	Minutes	PKR 273,481
Peru	Bank	Days	PEN 3,414	Bank	Days	PEN 3,325
Philippines	Bank · Cash	Minutes to days	PHP 62,432	Bank	Minutes to days	PHP 62,309
Poland	Bank	Days	Not checked	Bank	Minutes to days	PLN 3,852
Portugal	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Romania	Bank	Days	Not checked	Bank	Minutes to days	RON 4,704
San Marino	Not recorded	Days	EUR 885	Bank	Minutes to days	EUR 883
Saudi Arabia	Not recorded	Days	SAR 3,725	Bank	Minutes to days	SAR 3,682
Singapore	Bank	Days	SGD 1,273	Bank	Minutes to days	SGD 1,268
Slovakia	Not recorded	Varies	EUR 885	Bank	Minutes to days	EUR 883
Slovenia	Not recorded	Varies	EUR 885	Bank	Minutes to days	EUR 883
South Korea	Bank	Days	KRW 1,331,227	Bank	Minutes	KRW 1,323,010
Spain	Bank	Days	EUR 885	Bank	Minutes to days	EUR 883
Sweden	Not recorded	Varies	Not checked	Bank	Minutes to days	SEK 9,844
Switzerland	Bank	Days	Not checked	Bank	Minutes to days	CHF 818
Thailand	Bank	Days	THB 33,272	Bank	Minutes to days	THB 33,056
Türkiye	Bank	Days	TRY 49,174	Bank	Minutes	TRY 48,895
United Arab Emirates	Bank	Days	AED 3,647	Bank	Minutes to days	AED 3,629
United Kingdom	Bank	Days	GBP 748	Bank	Minutes to days	GBP 745
Uruguay	Bank	Days	UYU 39,999	Bank	Minutes to days	UYU 39,100
Vietnam	Bank	Days	VND 25,690,896	Bank	Minutes	VND 25,529,924

A highlighted figure is the larger of the two on that corridor, at the same send amount on the same day. Both figures are bank-transfer quotes.

From Germany — 6 shared corridors

Destination	Instarem			Wise
Destination	Pays out to	Speed	Gets per €1,000	Pays out to	Speed	Gets per €1,000
India	Bank	Minutes to days	INR 106,050	Bank	Minutes to days	INR 105,508
Nigeria	Bank	Minutes	NGN 1,481,020	Bank	Minutes to days	NGN 1,513,896
Philippines	Bank	Minutes	PHP 70,222	Bank	Minutes to days	PHP 70,220
Poland	Bank	Minutes to days	Not checked	Bank	Minutes to days	PLN 4,340
Romania	Bank	Minutes	Not checked	Bank	Minutes to days	RON 5,301
Türkiye	Bank	Minutes	TRY 55,164	Bank	Minutes to days	TRY 55,114

A highlighted figure is the larger of the two on that corridor, at the same send amount on the same day. Both figures are bank-transfer quotes.

From Singapore — 29 shared corridors

Destination	Instarem			Wise
Destination	Pays out to	Speed	Gets per S$1,000	Pays out to	Speed	Gets per S$1,000
Australia	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Bangladesh	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Canada	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
China	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
France	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Germany	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Hong Kong	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
India	Bank · Card	Minutes to days	Not checked	Bank	Varies	Not checked
Indonesia	Bank · Card	Minutes to days	Not checked	Bank	Varies	Not checked
Ireland	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Italy	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Japan	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Malaysia	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Nepal	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Netherlands	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
New Zealand	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Nigeria	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Pakistan	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Philippines	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Portugal	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
South Korea	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Spain	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Sri Lanka	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Switzerland	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Thailand	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
United Arab Emirates	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
United Kingdom	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
United States	Bank · Card	Varies	Not checked	Bank	Varies	Not checked
Vietnam	Bank · Card	Varies	Not checked	Bank	Varies	Not checked

From Hong Kong — 25 shared corridors

Destination	Instarem			Wise
Destination	Pays out to	Speed	Gets per HK$1,000	Pays out to	Speed	Gets per HK$1,000
Australia	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Bangladesh	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Canada	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
France	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Germany	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
India	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Indonesia	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Ireland	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Italy	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Japan	Not recorded	Minutes	Not checked	Bank	Varies	Not checked
Nepal	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Netherlands	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
New Zealand	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Pakistan	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Philippines	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Singapore	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
South Korea	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Spain	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Sri Lanka	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Switzerland	Not recorded	Minutes	Not checked	Bank	Varies	Not checked
Thailand	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
United Arab Emirates	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
United Kingdom	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
United States	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked
Vietnam	Bank · Card	Minutes	Not checked	Bank	Varies	Not checked

From Malaysia — 3 shared corridors

Destination	Instarem			Wise
Destination	Pays out to	Speed	Gets per RM1,000	Pays out to	Speed	Gets per RM1,000
India	Bank · Wallet	Minutes	Not checked	Bank	Varies	Not checked
Indonesia	Bank	Minutes	Not checked	Bank	Varies	Not checked
Philippines	Bank	Minutes	Not checked	Bank	Varies	Not checked

Where only one of them is compared

6 routes where only Instarem is compared

Wise carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.

300 routes where only Wise is compared

Instarem carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.

Where each was checked and found not to serve the route

No provider publishes this about itself. Each line is a route where the provider was checked against its own pages and recorded as not serving it, with the reason found at the time. The counts are not comparable between the two: they measure how much of each provider's coverage has been swept, not how many gaps each one has.

Instarem — 35 recorded

the USA → Brunei — No US-to-Brunei corridor page or destination listing found on Instarem's site; only currency-converter pages for BND exist Source
the USA → Burkina Faso — No US-to-Burkina Faso corridor page or destination listing found on Instarem's site Source
the USA → Burundi — No dedicated US-to-Burundi corridor page found on Instarem's site; only a general BIF currency information page exists Source
the USA → Comoros — No US-to-Comoros corridor page or destination listing found on Instarem's site Source
the USA → Solomon Islands — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Solomon Islands is not among them. Source
the USA → Tajikistan — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Tajikistan is not among them. Source
the USA → Timor-Leste — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Timor-Leste is not among them. Source
the USA → Turkmenistan — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Turkmenistan is not among them. Source
the USA → Vanuatu — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Vanuatu is not among them. Source
the UAE → Australia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Canada — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Ethiopia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → France — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Ghana — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Indonesia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Ireland — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Italy — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Jordan — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Kenya — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Lebanon — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Morocco — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Nigeria — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Pakistan — its UAE page shows no AED sending option Source
the UAE → Saudi Arabia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Spain — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → Sri Lanka — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → turkey — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
the UAE → United States — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
Qatar → Bangladesh — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
Qatar → Egypt — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
Qatar → India — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
Qatar → Nepal — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
Qatar → Pakistan — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
Qatar → Philippines — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
Qatar → Sri Lanka — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source

Wise — 104 recorded

the USA → Afghanistan — Afghanistan does not appear on Wise's list of supported destinations. Source
the USA → Argentina — Wise's own Argentina page says it cannot send ARS from the US: "We're working hard to allow customers to send ARS to Argentina from the US - but we're not quite there yet." It offers a waiting list rather than a transfer. Source
the USA → Barbados — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Belize — Wise does not yet support sending Belize dollars from the United States and offers a waitlist instead. Source
the USA → Botswana — Wise's own corridor page says it cannot yet send BWP to Botswana from the US: "We're working hard to allow customers to send BWP to Botswana from the US - but we're not quite there yet." Source
the USA → Bulgaria — Wise's own Bulgaria page states it is working to allow BGN transfers to Bulgaria from the US but this is not yet available (wishlist signup only) — direct BGN payout is not currently live. Source
the USA → Burkina Faso — Wise's own corridor page states: "We're working hard to allow customers to send XOF to Burkina Faso from the US - but we're not quite there yet," with a waiting-list signup in place of a working transfer Source
the USA → Burundi — No working US-to-Burundi corridor page or waiting-list page found on Wise's site (unlike some other African corridors, Wise does not appear to publish any Burundi page at all) Source
the USA → Cameroon — Wise states on its own site that it cannot yet send Central African CFA francs to Cameroon from the United States, and offers a waitlist instead. Source
the USA → Cape Verde — Cape Verde does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Comoros — Wise's own corridor page states: "We're working hard to allow customers to send KMF to Comoros from the US - but we're not quite there yet," with a waiting-list signup in place of a working transfer Source
the USA → Democratic Republic of the Congo — Wise's own page states direct CDF payout to DRC is not yet available; it currently pays USD into a Congolese bank account instead, which is a materially different product than the CDF-native payout on offer elsewhere on this page. Source
the USA → Iraq — Wise lists Iraq by name among the countries where it does not offer services. Source
the USA → Jordan — Wise does not yet support sending Jordanian dinars from the United States and offers a waitlist instead. Source
the USA → Kosovo — Kosovo does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Lebanon — Wise cannot send Lebanese pounds from the US. It offers only a US dollar wire to a Lebanese bank account — which, given the state of Lebanon's banking system, is usually the least useful way to send money there. Source
the USA → Liberia — Wise cannot send Liberian dollars. It can send US dollars to a Liberian bank account by international wire, but that is a slower SWIFT transfer priced differently from its normal service, not an equivalent product. Source
the USA → Malawi — Malawi does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Mali — Mali does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Moldova — Moldova does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Mozambique — Mozambique does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Myanmar — Myanmar does not appear on Wise's list of supported destinations. Source
the USA → Saint Lucia — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Samoa — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Sierra Leone — Wise cannot send new leones from the US and offers a waitlist. It can only send US dollars by international wire to a recipient's dollar account, which is a different and slower product. Source
the USA → Solomon Islands — Wise's own Solomon Islands page states it does not yet support sending SLB to Solomon Islands from the US and offers a waiting list instead of a working transfer flow. Source
the USA → Sri Lanka — Wise does not currently support sending Sri Lankan rupees from the United States. Its own site lists the corridor as a work in progress with a waitlist. Source
the USA → Tajikistan — Wise's own Tajikistan page states it does not yet support sending TJS to Tajikistan from the US and offers only a general international USD wire as a workaround. Source
the USA → Tanzania — Wise does not currently support sending Tanzanian shillings from the United States. Its own page offers a waitlist rather than a live service. Source
the USA → the Republic of the Congo — Wise's "congo" corridor slug resolves only to the Democratic Republic of the Congo (itself waiting-list only); no dedicated Republic of the Congo / Congo-Brazzaville page was found under any slug tried Source
the USA → Timor-Leste — Wise's dedicated Timor-Leste corridor page (wise.com/us/send-money/send-money-to-timor-leste) returns a 404. Source
the USA → Togo — Wise does not yet support XOF payout to Togo from the US; it states it is working to add this and currently offers only a USD international wire via SWIFT to a Togolese bank account. Source
the USA → Tonga — This country does not appear on Wise's own list of destinations you can send money to from the US. Source
the USA → Turkmenistan — Wise's own Turkmenistan page states it does not yet support sending TMT to Turkmenistan from the US and offers a waiting list instead. Source
the USA → Uganda — Wise does not currently support sending Ugandan shillings from the United States. Its own site lists the corridor as in development with a waitlist. Source
the USA → Ukraine — Wise's own Ukraine page says it cannot send UAH from the US: "We're working hard to allow customers to send UAH to Ukraine from the US - but we're not quite there yet." It offers a waiting list rather than a transfer. Source
the USA → Uzbekistan — Wise does not support UZS payout to Uzbekistan from the US. It is working to add direct UZS transfers but currently only supports a USD international wire via SWIFT to a Uzbek bank account. Source
the USA → Venezuela — Wise has no send-money page for Venezuela and no way to send Venezuelan bolívars; it publishes only a currency-converter reference rate, not a transfer product, and has previously stated it cannot send there due to local regulations Source
the USA → Zambia — Wise's own corridor page says it cannot yet send ZMW to Zambia from the US: "We're working hard to allow customers to send ZMW to Zambia from the US - but we're not quite there yet." Source
the USA → Zimbabwe — Zimbabwe does not appear among the currencies Wise supports sending to. Source
the UK → Afghanistan — its UK-to-Afghanistan corridor page 404s, and Wise does not list the Afghan afghani among its supported currencies Source
the UK → Sri Lanka — Wise does not support sending Sri Lankan rupees from the UK, and offers a waitlist instead — the same gap that exists on its US service. Source
the UK → Zimbabwe — Zimbabwe does not appear among the currencies Wise supports sending to. Source
Canada → Afghanistan — its Canada-to-Afghanistan corridor page 404s, and Wise does not list the Afghan afghani among its supported currencies Source
the UAE → Australia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Bangladesh — its UAE to Bangladesh page quotes only a dollar-funded transfer, with no dirham pricing published Source
the UAE → Canada — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Egypt — states it cannot yet send Egyptian pounds to Egypt from the UAE and offers only a waiting list Source
the UAE → Ethiopia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → France — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Ghana — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → India — its UAE-to-India page states it is not yet possible to send INR to India from the United Arab Emirates, and offers a waiting list instead Source
the UAE → Indonesia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Ireland — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Italy — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Jordan — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Kenya — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Lebanon — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Morocco — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Nepal — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Nigeria — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Pakistan — lists the dirham as a currency it can only send to within the UAE, not send from Source
the UAE → Philippines — lists the dirham as send-to only within the UAE, so a UAE resident cannot send AED abroad with it Source
the UAE → Saudi Arabia — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Spain — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → Sri Lanka — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → turkey — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → United Kingdom — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
the UAE → United States — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE Source
Spain → Bolivia — The boliviano is not among the 49 currencies on Wise's own published list, and its support centre does not list Bolivia among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
Spain → Honduras — The lempira is not among the 49 currencies on Wise's own published list, and its support centre does not list Honduras among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
Spain → Paraguay — The guaraní is not among the 49 currencies on Wise's own published list, and its support centre does not list Paraguay among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
Spain → Senegal — states it cannot yet send West African CFA francs to Senegal from Spain and offers only a waiting list Source
Spain → Venezuela — The bolívar is not among the 49 currencies on Wise's own published list, and its support centre does not list Venezuela among the countries it can send to. No Wise row is published here for that reason. Wise does publish marketing pages stating local payout for destinations off that list, and this site does not treat that contradiction as settled — where a Wise row does appear on such a corridor, the conflict is stated on the page. Source
France → Algeria — the Algerian dinar is not among the currencies it lists as available to send Source
France → Benin — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Benin from France and is not there yet. No Wise row is published here for that reason. Source
France → Burkina Faso — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Burkina-Faso from France and is not there yet. No Wise row is published here for that reason. Source
France → Cameroon — the Central African CFA franc is not among the currencies it lists as available to send Source
France → Côte d'Ivoire — the West African CFA franc is not among the currencies it lists as available to send Source
France → Democratic Republic of the Congo — neither the Congolese franc nor a DR Congo payout appears among the currencies it lists as available to send Source
France → Djibouti — Wise's own corridor page for this route states plainly that it is still working on enabling DJF transfers to Djibouti from France and is not there yet. No Wise row is published here for that reason. Source
France → Gabon — Wise's own corridor page for this route states plainly that it is still working on enabling XAF transfers to Gabon from France and is not there yet. No Wise row is published here for that reason. Source
France → Lebanon — Wise's own corridor page for this route states plainly that it is still working on enabling LBP transfers to Lebanon from France and is not there yet. No Wise row is published here for that reason. Source
France → Mali — the West African CFA franc is not among the currencies it lists as available to send Source
France → Mauritania — Wise's own corridor page for this route states plainly that it is still working on enabling MRU transfers to Mauritania from France and is not there yet. No Wise row is published here for that reason. Source
France → Niger — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Niger from France and is not there yet. No Wise row is published here for that reason. Source
France → Senegal — the West African CFA franc is not among the currencies it lists as available to send Source
France → Togo — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Togo from France and is not there yet. No Wise row is published here for that reason. Source
France → Tunisia — the Tunisian dinar is not among the currencies it lists as available to send Source
Switzerland → Kosovo — Wise publishes no send-money-to-kosovo page from Switzerland; the address returns a 404. Wise routes by currency and Kosovo has no currency of its own, using the euro unilaterally, so no Kosovo route exists to price. Source
Belgium → Morocco — Wise publishes a Belgium-to-Morocco page but states no send amount above its cost figure — it reads "Sending EUR" where its other Belgian pages read "Sending 1,000 EUR". A cost with no amount attached cannot be compared, so no Wise row is published on this corridor. The service itself is available; only its price is unverifiable from the page. Source
Austria → Bosnia and Herzegovina — Wise has not launched Austria to Bosnia and Herzegovina. Its page for the route is a pre-launch placeholder: it quotes a fee in US dollars rather than euro, states no euro price, and offers a sign-up to be notified when the route opens. The route is announced, not available. Source
Portugal → Angola — Wise has not launched Portugal to Angola. Its page for the route states it is working to allow customers to send AOA to Angola from Portugal but is not quite there yet, and offers a sign-up to be notified. The route is announced, not available. Source
Portugal → Guinea-Bissau — Wise has not launched Portugal to Guinea-Bissau. Its page for the route states it is working to allow customers to send XOF to Guinea-Bissau from Portugal but is not quite there yet, and offers a sign-up to be notified. The route is announced, not available. Source
Sweden → Somalia — Wise publishes no Sweden-to-Somalia page. The address redirects to the Wise homepage rather than returning a not-found error, which is the same failure mode recorded for Myanmar from Singapore and the UK from Ireland. Source
Malaysia → Bangladesh — Wise serves this route but states no send amount on its Malaysian bangladesh page — it reads "Sending MYR" where its other Malaysian pages read "Sending 2,000 MYR". The cost shown (115.94 MYR) has no transfer size attached, so it cannot be turned into a percentage or compared with anything, and no Wise row is published here. The service is available; only its price is unverifiable from the page. Source
Malaysia → Nepal — Wise serves this route but states no send amount on its Malaysian nepal page — it reads "Sending MYR" where its other Malaysian pages read "Sending 2,000 MYR". The cost shown (235.03 MYR) has no transfer size attached, so it cannot be turned into a percentage or compared with anything, and no Wise row is published here. The service is available; only its price is unverifiable from the page. Source
Qatar → Bangladesh — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Egypt — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → India — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Nepal — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Pakistan — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Philippines — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source
Qatar → Sri Lanka — Wise does not operate from Qatar. Its Qatari send-money address returns the provider's own lost-page screen and redirects to the global home page. Source