Send Money from Ireland to Latvia

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in euros rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Most transfers on this corridor arrive within one to three business days. Paying by debit card is generally faster than a bank transfer, and transfers initiated outside banking hours may not begin processing until the next working day.

Across the providers we compare, the available payout methods are bank deposit, cash pickup and card payout. The most widely used options in Latvia are bank deposit over SEPA. A eurozone SEPA market. Not every provider supports every method, so check the table above before you commit.

No. Western Union offer cash pickup in Latvia, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit over SEPA generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For EUR to EUR, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in Ireland under the Central Bank of Ireland, which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly €10,000, a specialist foreign-exchange broker will often beat an app on rate.

This is a euro-to-euro corridor — no conversion, so Wise's fee is its cost of moving money, not a currency spread. On a stated 1,000 EUR: 0 from a Wise account (free), 2.80 by bank transfer, 0.95 by open-banking PISP — identical, to the cent, to this hub's own Lithuania corridor and to Spain's Italy, Portugal and Germany corridors, confirming again that Wise's EUR-to-EUR pricing is set by currency route alone. Wise's debit and credit card figures are not quoted here for the reasons given on this hub's Philippines page. Like Lithuania, Latvia's community in Ireland grew mainly after the country's 2004 EU accession; Remitly names bank deposit as the sole delivery method on its Irish page for this corridor, dropping the cash-pickup option it lists for Lithuania.