RemitArchitect

Remitly vs Xe Money Transfer

Both are compared on 84 of the same corridors on this site, sending from the USA, the UK, Canada and France. This page sets the two side by side on every one of them — what each pays out to, how fast, and where a like-for-like amount was checked, which one actually delivered more.

There is no score here and no overall winner. Every line is read from the corridor page it came from, where the row was checked against the provider's own page for that route. Nothing on this page was written by hand, which is why none of it can go quietly out of date: when the research behind a figure lapses, the figure disappears rather than ageing in place.

At a glance

Remitly
Corridors on this site
499
Shared with Xe Money Transfer
84
Routes the other has no row on
415
Pays out to, across shared routes
Bank · Cash · Wallet · Card · Doorstep
Documented as not serving a route
49
Xe Money Transfer
Corridors on this site
89
Shared with Remitly
84
Routes the other has no row on
5
Pays out to, across shared routes
Bank · Cash · Wallet · Card
Documented as not serving a route
5

The last row of each card is the one most easily misread. A longer list of documented absences is not a worse provider — it records how thoroughly that provider's own coverage has been swept here. A provider whose destination list has been checked route by route accumulates absences in writing; one that has not been swept simply has fewer written down. Read each line as a fact about that route, never the two totals against each other.

Where both were priced at the same amount

No corridor here currently carries a checked recipient amount for both Remitly and Xe Money Transfer at the same moment, so this page states no measured difference between them. That is the honest position rather than a gap: the quotes feed prices a limited set of providers, and a figure older than thirty days is dropped rather than shown stale. The comparison below is each provider's published terms, which is what the research holds for these two.

From the USA — 67 shared corridors

DestinationRemitlyXe Money Transfer
Pays out toSpeedGets per $1,000Pays out toSpeedGets per $1,000
Antigua and BarbudaCashOn-time guaranteeNot checkedBank · CardMinutes to daysNot checked
AustraliaBankExpress or standardAUD 1,439BankVariesNot checked
AustriaBankExpress or standardEUR 889Bank · CardMinutes to daysNot checked
AzerbaijanBank · Cash · Wallet · Card · DoorstepVariesNot checkedBank · CardVariesNot checked
BahrainCashExpress or standardNot checkedBankMinutes to daysNot checked
BangladeshBank · Cash · WalletExpress or standardBDT 123,018Bank · Cash · WalletMinutes to daysNot checked
BeninBank · Cash · WalletExpress or standardNot checkedBank · CardVariesNot checked
BhutanBank · CashExpress or standardNot checkedBank · CardVariesNot checked
BrazilBank · WalletVariesBRL 5,097Bank · CashMinutes to daysNot checked
BruneiCashExpress or standardNot checkedBank · CashMinutes to daysNot checked
Burkina FasoCash · WalletVariesNot checkedBank · CashMinutes to daysNot checked
ChinaBank · WalletMinutes to daysCNY 6,634Bank · CashMinutes to daysNot checked
ColombiaBank · Cash · WalletExpress or standardCOP 3,158,586Bank · Cash · WalletMinutes to daysNot checked
CyprusBank · CashOn-time guaranteeEUR 889Bank · CardVariesNot checked
DenmarkBank · CashExpress or standardDKK 6,517BankMinutes to daysNot checked
DjiboutiBank · CashExpress or standardNot checkedBankMinutes to daysNot checked
Dominican RepublicBank · Cash · Wallet · DoorstepVariesNot checkedBank · Cash · WalletMinutes to daysNot checked
EcuadorBank · Cash · WalletExpress or standardNot checkedBank · CashMinutes to daysNot checked
EgyptBank · Cash · WalletExpress or standardEGP 52,885BankMinutes to daysNot checked
El SalvadorBank · Cash · WalletExpress or standardNot checkedBank · Cash · WalletMinutes to daysNot checked
EstoniaBank · CashExpress or standardEUR 889BankVariesNot checked
EswatiniBankVariesNot checkedNot recordedVariesNot checked
EthiopiaBank · WalletExpress or standardNot checkedBank · Cash · WalletMinutes to daysNot checked
FinlandBank · CashExpress or standardEUR 889BankVariesNot checked
GhanaBank · Cash · WalletExpress or standardNot checkedBank · Cash · WalletMinutes to daysNot checked
GuatemalaBank · Cash · Wallet · CardExpress or standardGTQ 7,527Bank · CashMinutes to daysNot checked
HaitiBank · Cash · WalletExpress or standardNot checkedBank · Cash · WalletMinutes to daysNot checked
HondurasBank · CashExpress or standardNot checkedBank · CashMinutes to daysNot checked
Hong KongBank · CashExpress or standardHKD 7,740Bank · CashMinutes to daysNot checked
IndiaBank · Cash · WalletMinutesINR 94,907Bank · CashMinutes to daysNot checked
ItalyBank · CashExpress or standardEUR 889BankVariesNot checked
JamaicaBank · CashExpress or standardNot checkedBank · CashMinutes to daysNot checked
KenyaBank · Cash · WalletExpress or standardKES 127,870Bank · Cash · WalletMinutes to daysNot checked
KuwaitBank · Cash · Wallet · Card · DoorstepExpress or standardNot checkedBank · CashMinutes to daysNot checked
KyrgyzstanBank · CashVariesNot checkedBank · CashMinutes to daysNot checked
LatviaBankVariesEUR 889Bank · CashMinutes to daysNot checked
LesothoCash · WalletExpress or standardNot checkedBank · CardVariesNot checked
LuxembourgBank · Cash · CardExpress or standardEUR 889Bank · CardVariesNot checked
MadagascarBank · Cash · WalletExpress or standardNot checkedBank · CardVariesNot checked
MaltaBankVariesEUR 889BankVariesNot checked
MauritiusCashVariesNot checkedBank · CashMinutes to daysNot checked
MexicoBank · Cash · WalletExpress or standardMXN 18,172Bank · Cash · WalletMinutes to daysNot checked
MonacoBankVariesEUR 889Bank · CashMinutes to daysNot checked
MongoliaBank · Cash · WalletVariesNot checkedBank · CashMinutes to daysNot checked
MontenegroBank · CashVariesEUR 889Bank · CashMinutes to daysNot checked
MoroccoBank · Cash · WalletExpress or standardMAD 9,663Bank · CashMinutes to daysNot checked
NamibiaBankExpress or standardNot checkedBank · CashMinutes to daysNot checked
NepalBank · Cash · WalletMinutes to daysNPR 151,420Bank · Cash · WalletMinutes to daysNot checked
NicaraguaBank · Cash · CardExpress or standardNot checkedBank · CashMinutes to daysNot checked
NigerBank · Cash · WalletVariesNot checkedBank · CashMinutes to daysNot checked
NigeriaBank · Cash · WalletOn-time guaranteeNot checkedBankDaysNot checked
NorwayBankExpress or standardNOK 9,321BankMinutes to daysNot checked
OmanCashVariesNot checkedBank · CashMinutes to daysNot checked
PakistanBank · Cash · WalletExpress or standardPKR 277,110Bank · Cash · WalletMinutes to daysNot checked
Papua New GuineaBank · Cash · Wallet · Card · DoorstepExpress or standardNot checkedBank · CashMinutes to daysNot checked
PeruBank · Cash · WalletExpress or standardNot checkedBank · CashMinutes to daysNot checked
PhilippinesBank · Cash · Wallet · DoorstepExpress or standardPHP 62,441Bank · Cash · WalletMinutes to daysNot checked
QatarCashExpress or standardNot checkedBank · CashMinutes to daysNot checked
SamoaBank · Cash · WalletExpress or standardNot checkedBank · Cash · WalletMinutes to daysNot checked
Saudi ArabiaBankExpress or standardNot checkedBank · CashMinutes to daysNot checked
SlovakiaBankVariesEUR 889Bank · CashMinutes to daysNot checked
SloveniaBankVariesEUR 889Bank · CashMinutes to daysNot checked
SpainBank · CashExpress or standardEUR 889Bank · CashVariesNot checked
SwedenBankExpress or standardSEK 9,880Bank · CashMinutes to daysNot checked
TajikistanBank · Cash · Wallet · Card · DoorstepVariesNot checkedBank · CashMinutes to daysNot checked
VanuatuCash · WalletVariesNot checkedBank · Cash · WalletMinutes to daysNot checked
VietnamBank · Cash · Wallet · DoorstepExpress or standardVND 25,639,775Bank · Cash · WalletMinutes to daysNot checked

From the UK — 10 shared corridors

DestinationRemitlyXe Money Transfer
Pays out toSpeedGets per £1,000Pays out toSpeedGets per £1,000
AustraliaBankExpress or standardAUD 1,901BankVariesNot checked
CanadaBank · CashExpress or standardCAD 1,874BankMinutes to daysNot checked
GreeceBank · CashExpress or standardEUR 1,159Bank · CashMinutes to daysNot checked
IrelandBank · CashExpress or standardEUR 1,159Bank · CashMinutes to daysNot checked
ItalyBank · CashExpress or standardEUR 1,159BankVariesNot checked
NetherlandsBank · CashExpress or standardEUR 1,159Bank · CashMinutes to daysNot checked
PortugalBank · CashExpress or standardEUR 1,159Bank · CashMinutes to daysNot checked
SpainBank · CashExpress or standardEUR 1,159Bank · CashVariesNot checked
United Arab EmiratesBank · CashExpress or standardAED 4,846CardMinutes to daysNot checked
United StatesBank · CashExpress or standardUSD 1,303BankMinutes to daysNot checked

From Canada — 3 shared corridors

DestinationRemitlyXe Money Transfer
Pays out toSpeedGets per C$1,000Pays out toSpeedGets per C$1,000
IndonesiaBank · Cash · WalletExpress or standardIDR 12,335,265Bank · CashMinutes to daysNot checked
PakistanBank · Cash · WalletExpress or standardPKR 192,530Bank · Cash · WalletMinutes to daysNot checked
ThailandBank · CashMinutes to daysTHB 23,320Bank · CashMinutes to daysNot checked

From France — 4 shared corridors

DestinationRemitlyXe Money Transfer
Pays out toSpeedGets per €1,000Pays out toSpeedGets per €1,000
AlgeriaBank · Cash · Card · DoorstepOn-time guaranteeNot checkedBankDaysNot checked
MoroccoBank · Cash · WalletOn-time guaranteeMAD 10,882BankDaysNot checked
SenegalBank · Cash · WalletOn-time guaranteeXOF 646,188BankDaysNot checked
TunisiaBank · CashExpress or standardNot checkedBankDaysNot checked

Where only one of them is compared

415 routes where only Remitly is compared

Xe Money Transfer carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.

5 routes where only Xe Money Transfer is compared

Remitly carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.

Where each was checked and found not to serve the route

No provider publishes this about itself. Each line is a route where the provider was checked against its own pages and recorded as not serving it, with the reason found at the time. The counts are not comparable between the two: they measure how much of each provider's coverage has been swept, not how many gaps each one has.

Remitly — 49 recorded

  • the USA → Afghanistan — Remitly states on its own site that it does not currently support transfers from the United States to Afghanistan. Source
  • the USA → Iraq — Remitly states on its own site that it does not currently support transfers from the United States to Iraq. Source
  • the USA → Taiwan — Remitly lists Taiwan as coming soon and offers a waitlist rather than a live service. Source
  • the UK → Afghanistan — its own UK-to-Afghanistan page states directly: "We don't currently support transfers from the United Kingdom to Afghanistan." Source
  • Canada → Afghanistan — its own page states directly: "We don't currently support transfers from Canada to Afghanistan." Source
  • Switzerland → Brazil — Remitly does not operate from Switzerland. Its Swiss market root and every Swiss corridor address tested return a 404 in both English and German. Source
  • Switzerland → Kosovo — Remitly does not operate from Switzerland. Its Swiss market root and every Swiss corridor address tested return a 404 in both English and German. Source
  • Switzerland → Philippines — Remitly does not operate from Switzerland. Its Swiss market root and every Swiss corridor address tested return a 404 in both English and German, despite the Philippines being one of its strongest corridors from other origins. Source
  • Switzerland → Portugal — Remitly does not operate from Switzerland. Its Swiss market root and every Swiss corridor address tested return a 404 in both English and German, including the Portugal page that exists for its other European origins. Source
  • Switzerland → Serbia — Remitly does not operate from Switzerland. Its Swiss market root and every Swiss corridor address tested return a 404 in both English and German. Source
  • Switzerland → Sri Lanka — Remitly does not operate from Switzerland. Its Swiss market root and every Swiss corridor address tested return a 404 in both English and German, including the Sri Lanka page that exists for its other origins. Source
  • Switzerland → Türkiye — Remitly does not operate from Switzerland. Its Swiss market root and every Swiss corridor address tested return a 404 in both English and German. Source
  • Hong Kong → Australia — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Bangladesh — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Canada — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → France — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Germany — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → India — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested. Source
  • Hong Kong → Indonesia — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested. Source
  • Hong Kong → Ireland — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Italy — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Japan — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Nepal — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Netherlands — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → New Zealand — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Pakistan — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Philippines — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Singapore — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → South Korea — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Spain — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Sri Lanka — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Switzerland — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Thailand — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested. Source
  • Hong Kong → United Arab Emirates — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → United Kingdom — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → United States — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Hong Kong → Vietnam — Remitly does not operate from Hong Kong. Its Hong Kong market root returns a 404, as does every Hong Kong corridor address tested in both its short and long URL forms. Source
  • Malaysia → Bangladesh — Remitly does not operate from Malaysia. Its Malaysian market root returns a 404, as does every Malaysian corridor address tested. Source
  • Malaysia → India — Remitly does not operate from Malaysia. Its Malaysian market root returns a 404, as does every Malaysian corridor address tested. Source
  • Malaysia → Indonesia — Remitly does not operate from Malaysia. Its Malaysian market root returns a 404, as does every Malaysian corridor address tested. Source
  • Malaysia → Nepal — Remitly does not operate from Malaysia. Its Malaysian market root returns a 404, as does every Malaysian corridor address tested. Source
  • Malaysia → Philippines — Remitly does not operate from Malaysia. Its Malaysian market root returns a 404, as does every Malaysian corridor address tested. Source
  • Qatar → Bangladesh — Remitly does not operate from Qatar, or from anywhere in the Gulf except the UAE. Qatar, Saudi Arabia, Kuwait, Bahrain and Oman each return a 404 on the provider's market root. Source
  • Qatar → Egypt — Remitly does not operate from Qatar, or from anywhere in the Gulf except the UAE. Qatar, Saudi Arabia, Kuwait, Bahrain and Oman each return a 404 on the provider's market root. Source
  • Qatar → India — Remitly does not operate from Qatar, or from anywhere in the Gulf except the UAE. Qatar, Saudi Arabia, Kuwait, Bahrain and Oman each return a 404 on the provider's market root. Source
  • Qatar → Nepal — Remitly does not operate from Qatar, or from anywhere in the Gulf except the UAE. Qatar, Saudi Arabia, Kuwait, Bahrain and Oman each return a 404 on the provider's market root. Source
  • Qatar → Pakistan — Remitly does not operate from Qatar, or from anywhere in the Gulf except the UAE. Qatar, Saudi Arabia, Kuwait, Bahrain and Oman each return a 404 on the provider's market root. Source
  • Qatar → Philippines — Remitly does not operate from Qatar, or from anywhere in the Gulf except the UAE. Qatar, Saudi Arabia, Kuwait, Bahrain and Oman each return a 404 on the provider's market root. Source
  • Qatar → Sri Lanka — Remitly does not operate from Qatar, or from anywhere in the Gulf except the UAE. Qatar, Saudi Arabia, Kuwait, Bahrain and Oman each return a 404 on the provider's market root. Source

Xe Money Transfer — 5 recorded

  • the USA → Burundi — No working US-to-Burundi corridor page found on Xe's site; search results returned only currency-converter pages for BIF, not a send-money corridor page Source
  • the USA → Comoros — No working US-to-Comoros corridor page found on Xe's site Source
  • the USA → Solomon Islands — Xe's dedicated Solomon Islands corridor page (xe.com/en-us/send-money/send-money-to-solomon-islands/) returns a 404, unlike the working pages Xe publishes for other corridors checked in this research pass. Source
  • the USA → Timor-Leste — Xe's dedicated Timor-Leste corridor page (xe.com/en-us/send-money/send-money-to-timor-leste/) returns a 404. Source
  • the USA → Turkmenistan — Xe's dedicated Turkmenistan corridor page (xe.com/en-us/send-money/send-money-to-turkmenistan/) returns a 404. Source

Payout methods and delivery speeds are each provider's published terms as read on the corridor pages; recipient amounts are like-for-like quotes checked in October 2026 for a bank transfer at $1,000. Fees and rates change without notice — confirm the final quote with the provider before sending. Full pages: Remitly · Xe Money Transfer · how this site compares providers · all comparisons