Send Money from the UK to Ukraine

There is no single cheapest provider on this corridor — it depends on how much you send and how your recipient is paid. Compare the total amount received in Ukrainian hryvnias rather than the advertised fee, since the exchange rate margin is usually the larger cost. Bank deposit is typically cheaper than cash pickup.

Delivery ranges from minutes to a few business days depending on the provider and payout method. Western Union and TransferGo can deliver within minutes when you pay by debit card. Bank-funded and economy transfers typically take one to three business days but usually cost less. Transfers sent outside banking hours or over a weekend may not settle until the next working day.

Across the providers we compare, the available payout methods are cash pickup, bank deposit, mobile wallet and card payout. The most widely used options in Ukraine are bank deposit, card deposit and cash pickup. Both bank deposit and cash pickup continue to operate throughout Ukraine, though banks apply wartime daily cash-withdrawal limits. Not every provider supports every method, so check the table above before you commit.

No. Remitly and Western Union offer cash pickup in Ukraine, so your recipient can collect the funds with valid photo ID and the transfer reference number. That said, bank deposit, card deposit and cash pickup generally cost less than cash collection.

Providers rarely give you the mid-market rate — the reference rate you see on Google or Reuters. Instead they add a margin, typically between 0.4% and 4%, and keep the difference. That margin is often larger than the visible transfer fee, which is why a "no fee" service can still be more expensive overall. For GBP to UAH, compare the quoted rate against the mid-market rate to see the real spread you are paying.

Yes, provided you use a licensed provider. Every service listed on this page is regulated in the UK under the Financial Conduct Authority (FCA), which requires safeguarding of customer funds and identity verification. Send only to people you know personally, keep your transfer reference private, and be sceptical of anyone pressuring you to send money urgently to someone you have not met.

Yes. Each provider sets its own transfer limits, which vary by how much identity verification you have completed and how you pay. Larger transfers may require additional documentation such as proof of source of funds. For transfers above roughly £10,000, a specialist foreign-exchange broker will often beat an app on rate.

Wise carries no row on this corridor, and the reason is worth pausing on. Its own UK page states it is still working on enabling hryvnia transfers to Ukraine from the UK. Yet the same provider does pay hryvnia into Ukraine from Germany. The service you get is not a property of the provider alone — it depends on which country you are sending from, and a guide written for a sender in another country can be wrong for you here. The three services do not agree on what your recipient receives. Remitly pays US dollars. Western Union pays hryvnia. TransferGo lets you choose between hryvnia, euros and dollars. Settle that before comparing a fee. Cash pickup is available from Remitly and Western Union only. None of the services published a war-related restriction or suspension on its Ukraine corridor page when this was checked in September 2026. That is what the pages said on that date, not a guarantee about the day you send — check the provider's service status before a large transfer.