Instarem money transfers, corridor by corridor

Instarem appears on 134 of the corridors compared on this site, sending from the USA, Germany, Singapore, Hong Kong and Malaysia. On 60 of them a like-for-like recipient amount was checked against the mid-market rate. On 35 it was recorded as not serving the route at all, with the reason.

Everything below is read from the corridor pages, where each row was checked against Instarem's own page for that route. This is not a review and there is no score. It is what the research found, listed so that a sender can see where Instarem does and does not go.

From the USA — 69 corridors

DestinationPays out toSpeedRecipient gets per $1,000
ArgentinaBank depositUsually within one to two business daysARS 1,503,922
AustraliaBank depositUsually within one to two business daysAUD 1,435
AustriaNot itemized on this page for Austria specificallyGeneral claim of usually within 1-2 business days; no Austria-specific figure publishedEUR 885
BangladeshBank depositUsually within one to two business daysBDT 121,543
BelgiumBank depositUsually within one to two business daysEUR 885
BhutanNot itemized on this page for Bhutan specificallyGeneral claim of usually within 1-2 business days; no Bhutan-specific figure publishedNot checked
BrazilBank depositUsually within one to two business daysBRL 5,062
BulgariaBank depositUsually within one to two business daysNot checked
CanadaBank depositUsually within one to two business daysCAD 1,408
ChileBank depositUsually within one to two business daysCLP 973,926
ChinaBank depositUsually within one to two business daysCNY 6,643
ColombiaBank depositUsually within one to two business daysCOP 3,154,103
CroatiaBank depositUsually within one to two business daysEUR 885
CyprusNot itemized on the corridor page beyond confirming Cyprus is a listed European destinationNot published on the corridor pageEUR 885
CzechiaBank depositUsually within one to two business daysNot checked
DenmarkACH / Direct Debit from a bank account, "Instarem as Payee" direct-to-account delivery, and Wire TransferTypically a few minutes to within 1-2 business days; currency rules, bank processing or holidays may add delayNot checked
Dominican RepublicBank deposit (the page asks for the recipient's bank details)Usually within minutes, but the page also says one to two business daysDOP 60,783
EstoniaNot specified for Estonia on this pageUsually within one to two business days; Instarem notes actual timing depends on currency, payment method and bank timingsEUR 885
FinlandNot specified for Finland on this pageUsually within one to two business days; Instarem notes actual timing depends on currency, payment method and bank timingsEUR 885
FranceBank depositUsually within one to two business daysEUR 885
GermanyBank depositUsually within one to two business daysEUR 885
GhanaBank depositUsually within one to two business daysGHS 11,542
GreeceBank depositUsually within one to two business daysEUR 885
GuatemalaBank deposit (GTQ)Within 2 days (ACH/Direct Debit)GTQ 7,589
Hong KongBank AccountPage states transfers typically complete in a few minutes, though bank processing or holidays can add a day or twoHKD 7,792
HungaryBank depositUsually within one to two business daysNot checked
IcelandNot published beyond the general USD-to-EUR conversion statementNot published on the corridor pageNot checked
IndiaBank depositUsually within one to two business daysINR 94,322
IndonesiaBank depositUsually within one to two business daysIDR 17,805,571
IrelandBank depositUsually within one to two business daysEUR 885
ItalyBank depositUsually within one to two business daysEUR 885
JapanBank depositUsually within one to two business daysNot checked
KenyaBank deposit (KES)Within 1 hour (ACH/Direct Debit)KES 128,891
LatviaBank Account (ACH/direct debit funding), Wire TransferPage states transfers to Latvia usually complete within 1-2 business days, with possible delays from currency rules, bank processing, or holidaysEUR 885
LithuaniaBank depositUsually within one to two business daysEUR 885
LuxembourgBank Account (ACH/direct debit funding), Wire Transfer, Instarem as PayeePage states transfers typically process within 1-2 business daysEUR 885
MalaysiaBank depositUsually within one to two business daysMYR 4,051
MaltaBank Account (EUR payout implied)Page states transfers typically complete within 1-2 business daysEUR 885
MauritiusNot clearly itemized for the recipient in Mauritius; the page describes funding methods (ACH/direct debit, Instarem as Payee, wire transfer) rather than the payout methodUsually instant, but can take 1-2 business days depending on currency rules, bank processing, or holidaysNot checked
MexicoBank depositUsually within one to two business daysMXN 18,258
MonacoNot clearly itemized for the recipient in Monaco; the page describes funding methods (ACH/direct debit, Instarem as Payee, wire transfer) rather than the payout methodTypically 1-2 business days; may be delayed by currency rules, bank processing, or holidaysEUR 885
NepalBank depositUsually within one to two business daysNPR 150,655
NetherlandsBank depositUsually within one to two business daysEUR 885
New ZealandBank depositUsually within one to two business daysNZD 1,767
NigeriaBank deposit (NGN)Within minutes (ACH/Direct Debit)NGN 1,320,083
NorwayNot detailed on the corridor page; funding options from the US include ACH/direct debit, Instarem as payee, and wire transferUsually within 1-2 business days; may be delayed by currency rules, bank processing, or holidaysNot checked
PakistanBank depositUsually within one to two business daysPKR 274,763
PeruBank depositUsually within one to two business daysPEN 3,414
PhilippinesBank deposit and cash pickupUsually instant, but can take one to two business daysPHP 62,432
PolandBank depositUsually within one to two business daysNot checked
PortugalBank depositUsually within one to two business daysEUR 885
RomaniaBank depositUsually within one to two business daysNot checked
San MarinoNot specified on the corridor page; Instarem states payment methods vary by send country and currencyUsually within 1-2 business days; may be delayed by currency rules, bank processing, or holidaysEUR 885
Saudi ArabiaNot specified on the corridor pageUsually within 1-2 business days; may be delayed by currency rules, bank processing, or holidaysSAR 3,725
SingaporeBank depositUsually within one to two business daysSGD 1,273
SlovakiaNot published on the corridor pageNot published on the corridor pageEUR 885
SloveniaNot published on the corridor pageNot published on the corridor pageEUR 885
South KoreaBank depositUsually within one to two business daysKRW 1,331,227
SpainBank depositUsually within one to two business daysEUR 885
Sri LankaBank depositUsually within one to two business daysLKR 328,589
SwedenNot published on the corridor pageNot published on the corridor pageNot checked
SwitzerlandBank depositUsually within one to two business daysNot checked
ThailandBank depositUsually within one to two business daysTHB 33,272
TürkiyeBank depositUsually within one to two business daysTRY 49,174
UgandaBank depositUsually within one to two business daysUGX 4,016,685
United Arab EmiratesBank depositUsually within one to two business daysAED 3,647
United KingdomBank depositUsually within one to two business daysGBP 748
UruguayBank depositUsually within one to two business daysUYU 39,999
VietnamBank depositUsually within one to two business daysVND 25,690,896

From Germany — 6 corridors

DestinationPays out toSpeedRecipient gets per €1,000
IndiaBank transferMost transfers instant or same day; the provider notes currency rules, bank processing or holidays may add one to two business daysINR 106,050
NigeriaBank transferMost transfers instant or same day, with possible delays of a day or twoNGN 1,481,020
PhilippinesBank transfer to the recipient's accountTypically instant or same day, with possible delays of a day or two from currency rules, bank processing or holidaysPHP 70,222
PolandBank transferInstant or same day in most cases; a delay of one to two business days is possibleNot checked
RomaniaBank transferTypically a few minutes, with possible delays from currency rules, bank processing or holidaysNot checked
TürkiyeBank transfer to a Turkish accountMost transfers are instant or same day; the provider notes currency rules, bank processing or holidays may add a day or twoTRY 55,164

From Singapore — 29 corridors

DestinationPays out toSpeedRecipient gets per S$1,000
AustraliaBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
BangladeshBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
CanadaBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
ChinaBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
FranceBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
GermanyBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
Hong KongBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
IndiaBank transfer in Indian rupees, funded from Singapore by PayNow, a linked bank account, debit card or credit cardThe provider states transfers are typically instant or same day, occasionally one to two business days depending on payment method and bank processingNot checked
IndonesiaBank transfer in Indonesian rupiah, funded from Singapore by PayNow, a linked bank account, debit card or credit cardThe provider states transfers typically arrive in a few minutes, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
IrelandBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
ItalyBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
JapanBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
MalaysiaBank transfer in Malaysian ringgit, funded from Singapore by PayNow, a linked bank account, debit card or credit cardThe provider states most transfers are instant or same day, and that some take a day or two depending on payment method and bank timingsNot checked
NepalBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
NetherlandsBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
New ZealandBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
NigeriaBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
PakistanBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
PhilippinesBank transfer in Philippine pesos, funded from Singapore by PayNow, a linked bank account, debit card or credit cardThe provider states most transfers are instant or same day, and that banking rules or holidays can stretch that to a day or twoNot checked
PortugalBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
South KoreaBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
SpainBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
Sri LankaBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
SwitzerlandBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
ThailandBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
United Arab EmiratesBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
United KingdomBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
United StatesBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked
VietnamBank transfer, funded from Singapore by PayNow, a linked bank account, debit card or credit cardStated per transfer in the app rather than as a published corridor timeNot checked

From Hong Kong — 25 corridors

DestinationPays out toSpeedRecipient gets per HK$1,000
AustraliaBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
BangladeshBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
CanadaBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
FranceBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
GermanyBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
IndiaBank transfer in Indian rupees, funded from Hong Kong by bank transfer or debit card. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
IndonesiaBank transfer in Indonesian rupiah, funded from Hong Kong by bank transfer or debit card. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
IrelandBank transfer or debit card, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
ItalyBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
JapanUS dollars, not Japanese yen — the provider's own FAQ states it does not support sending JPY to Japan and sends USD insteadThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
NepalBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
NetherlandsBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
New ZealandBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
PakistanBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
PhilippinesBank transfer in Philippine pesos, funded from Hong Kong by bank transfer or debit card. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
SingaporeBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
South KoreaBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
SpainBank transfer or debit card, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
Sri LankaBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
SwitzerlandUS dollars (USD), not Swiss francs — the provider's own page states the recipient currency is USD on this corridor, a different currency from every other provider hereThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
ThailandBank transfer in Thai baht, funded from Hong Kong by bank transfer or debit card. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
United Arab EmiratesBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
United KingdomBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
United StatesBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
VietnamBank transfer, funded from Hong Kong by bank transfer or debit cardThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked

From Malaysia — 5 corridors

DestinationPays out toSpeedRecipient gets per RM1,000
BangladeshBank transfer in Bangladeshi taka, funded from Malaysia by FPX, the real-time bank payment rail. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
IndiaBank transfer in Indian rupees by account number and IFSC code, with UPI payout also stated, funded from Malaysia by FPX, the real-time bank payment rail. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
IndonesiaBank transfer in Indonesian rupiah, funded from Malaysia by FPX, the real-time bank payment rail. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
NepalBank transfer in Nepalese rupees, funded from Malaysia by FPX, the real-time bank payment rail. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked
PhilippinesBank transfer in Philippine pesos, funded from Malaysia by FPX, the real-time bank payment rail. The provider names no cash rail on this corridorThe provider states most transfers are instant or same day, and that currency rules, bank processing or holidays can stretch that to a day or twoNot checked

Where Instarem does not serve the route

No provider publishes this about itself, which is why it is the most useful list on the page. Each line is a route where Instarem was checked and found not to serve it, with the reason recorded at the time.

  • the USA → Brunei — No US-to-Brunei corridor page or destination listing found on Instarem's site; only currency-converter pages for BND exist Source
  • the USA → Burkina Faso — No US-to-Burkina Faso corridor page or destination listing found on Instarem's site Source
  • the USA → Burundi — No dedicated US-to-Burundi corridor page found on Instarem's site; only a general BIF currency information page exists Source
  • the USA → Comoros — No US-to-Comoros corridor page or destination listing found on Instarem's site Source
  • the USA → Solomon Islands — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Solomon Islands is not among them. Source
  • the USA → Tajikistan — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Tajikistan is not among them. Source
  • the USA → Timor-Leste — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Timor-Leste is not among them. Source
  • the USA → Turkmenistan — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Turkmenistan is not among them. Source
  • the USA → Vanuatu — Instarem's own destinations page lists its 60+ supported countries and states any country not listed is not currently supported; Vanuatu is not among them. Source
  • the UAE → Australia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Canada — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Ethiopia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → France — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Ghana — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Indonesia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Ireland — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Italy — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Jordan — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Kenya — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Lebanon — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Morocco — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Nigeria — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Pakistan — its UAE page shows no AED sending option Source
  • the UAE → Saudi Arabia — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Spain — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → Sri Lanka — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → turkey — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • the UAE → United States — publishes UAE pages only for money sent into the UAE, with no send-from product page Source
  • Qatar → Bangladesh — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
  • Qatar → Egypt — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
  • Qatar → India — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
  • Qatar → Nepal — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
  • Qatar → Pakistan — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
  • Qatar → Philippines — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source
  • Qatar → Sri Lanka — Instarem does not serve Qatar outbound. Its Qatari market address redirects to the global home page, which then quotes a euro to rupee transfer — the redirect-to-homepage pattern that looks live to a status check but serves no Qatari product. Source

Instarem against another provider

Each of these sets Instarem beside one other provider on every corridor the two share, from the same research this page is built from.

Figures are each provider's published terms as read on the corridor pages, and recipient amounts are like-for-like quotes checked in October 2026. Fees and rates change; confirm the final quote with Instarem before sending. Instarem's own site · How this site compares providers