Ria Money Transfer vs Xoom

Both are compared on 83 of the same corridors on this site, sending from the USA, the UK, Canada, Australia, Spain and France. This page sets the two side by side on every one of them — what each pays out to, how fast, and where a like-for-like amount was checked, which one actually delivered more.

There is no score here and no overall winner. Every line is read from the corridor page it came from, where the row was checked against the provider's own page for that route. Nothing on this page was written by hand, which is why none of it can go quietly out of date: when the research behind a figure lapses, the figure disappears rather than ageing in place.

At a glance

Corridors on this site
131
Shared with Xoom
83
Routes the other has no row on
48
Pays out to, across shared routes
Bank · Cash · Wallet · Card · Doorstep
Documented as not serving a route
37
Corridors on this site
146
Shared with Ria Money Transfer
83
Routes the other has no row on
63
Pays out to, across shared routes
Bank · Cash · Wallet · Card · Doorstep · Airtime
Documented as not serving a route
33

The last row of each card is the one most easily misread. A longer list of documented absences is not a worse provider — it records how thoroughly that provider's own coverage has been swept here. A provider whose destination list has been checked route by route accumulates absences in writing; one that has not been swept simply has fewer written down. Read each line as a fact about that route, never the two totals against each other.

Where both were priced at the same amount

No corridor here currently carries a checked recipient amount for both Ria Money Transfer and Xoom at the same moment, so this page states no measured difference between them. That is the honest position rather than a gap: the quotes feed prices a limited set of providers, and a figure older than thirty days is dropped rather than shown stale. The comparison below is each provider's published terms, which is what the research holds for these two.

From the USA — 61 shared corridors

DestinationRia Money TransferXoom
Pays out toSpeedGets per $1,000Pays out toSpeedGets per $1,000
AlbaniaBank · CashMinutes to daysNot checkedBank · CashMinutesNot checked
AlgeriaBank · CashMinutes to daysNot checkedCardMinutesNot checked
ArgentinaBank · CashVariesNot checkedBank · CashVariesNot checked
ArmeniaBank · CardMinutes to daysNot checkedBank · Cash · CardMinutesNot checked
AustriaBank · CashMinutes to daysNot checkedBank · CardMinutesEUR 860
BangladeshBank · Cash · Wallet · CardMinutesNot checkedBank · Cash · WalletMinutesBDT 119,687
BeninBank · Cash · WalletMinutes to daysNot checkedBank · Cash · WalletMinutes to daysNot checked
BoliviaBankVariesNot checkedBank · CashVariesBOB 11,044
Bosnia and HerzegovinaBank · CashMinutes to daysNot checkedBank · Cash · CardMinutes to daysBAM 1,701
BulgariaBank · Cash · WalletMinutes to daysNot checkedBank · CashMinutesNot checked
Burkina FasoBank · Cash · WalletMinutes to daysNot checkedBank · CashMinutes to daysNot checked
CambodiaBank · CashVariesNot checkedBank · Cash · WalletVariesNot checked
CanadaBank · CashMinutes to daysNot checkedBankDaysCAD 1,356
ChinaBank · Cash · WalletMinutes to daysNot checkedBank · WalletMinutesCNY 6,714
ComorosBank · Cash · WalletMinutes to daysNot checkedCashMinutesNot checked
Costa RicaBank · CashVariesNot checkedBank · CashVariesNot checked
Côte d'IvoireBank · Cash · WalletVariesNot checkedBank · Cash · WalletMinutes to daysNot checked
CroatiaBank · CashMinutes to daysNot checkedBank · Cash · CardMinutes to daysEUR 860
CzechiaBank · Cash · WalletMinutes to daysNot checkedBank · Cash · CardMinutes to daysCZK 21,328
Democratic Republic of the CongoBank · Cash · WalletMinutesNot checkedBank · Cash · WalletMinutesNot checked
DenmarkBank · CashMinutes to daysNot checkedBank · CashMinutesDKK 6,505
EritreaBank · Cash · Wallet · DoorstepMinutes to daysNot checkedCashMinutesNot checked
EstoniaBank · Cash · WalletMinutes to daysNot checkedBank · CashMinutesEUR 860
FinlandBank · Cash · WalletMinutes to daysNot checkedBank · Cash · CardMinutesEUR 860
GabonBank · CashMinutes to daysNot checkedBank · CashMinutes to daysNot checked
GeorgiaBank · CardMinutes to daysNot checkedBank · Cash · CardMinutesNot checked
GreeceBank · CashVariesNot checkedBank · CashMinutesEUR 860
GuineaBank · Cash · WalletMinutes to daysNot checkedCash · WalletMinutesNot checked
Guinea-BissauBank · Cash · WalletMinutes to daysNot checkedCashMinutesNot checked
HaitiBank · Cash · Wallet · CardMinutesNot checkedBank · Cash · Wallet · CardMinutesNot checked
Hong KongBankVariesNot checkedBank · CashDaysHKD 7,620
IcelandBank · Cash · WalletMinutes to daysNot checkedBank · CardMinutesNot checked
IndiaBank · CashMinutesNot checkedBank · Cash · WalletMinutesINR 94,796
IndonesiaBank · Cash · WalletMinutes to daysNot checkedBank · Cash · Wallet · CardMinutesIDR 17,522,040
IrelandBank · CashMinutes to daysNot checkedBank · CashMinutes to daysEUR 860
KazakhstanBank · CardMinutes to daysNot checkedBank · CardMinutesNot checked
LiberiaBank · CashVariesNot checkedBank · CashVariesNot checked
MadagascarBank · Cash · WalletMinutes to daysNot checkedBank · Cash · Wallet · CardMinutesNot checked
MalaysiaBank · CashVariesNot checkedBank · CashVariesNot checked
MoldovaBank · CardMinutes to daysNot checkedCashMinutesNot checked
NepalBank · Cash · WalletMinutes to daysNot checkedBank · Cash · WalletMinutes to daysNPR 147,088
New ZealandBank · CashMinutes to daysNot checkedBank · CashMinutes to daysNZD 1,740
NigerBank · Cash · WalletMinutesNot checkedCash · WalletMinutesNot checked
PakistanBank · Cash · WalletMinutesNot checkedBank · Cash · Wallet · CardMinutes to daysPKR 272,282
ParaguayBankVariesNot checkedBank · CashVariesNot checked
PolandBank · CashMinutes to daysNot checkedBank · CashMinutesPLN 3,800
PortugalBank · CashMinutesNot checkedBank · CashMinutesEUR 860
RomaniaBank · CashMinutes to daysNot checkedBank · Card · AirtimeDaysRON 4,662
SerbiaBank · CashMinutes to daysNot checkedBank · CashVariesNot checked
SingaporeBank · CashVariesNot checkedBankVariesSGD 1,239
SlovakiaBank · Cash · WalletMinutes to daysNot checkedBank · CardMinutesEUR 860
SloveniaBank · Cash · WalletMinutes to daysNot checkedBank · CardMinutesEUR 860
SpainBank · Cash · WalletMinutes to daysNot checkedBank · CashVariesEUR 860
Sri LankaBank · CashVariesNot checkedBank · Cash · WalletMinutesLKR 322,501
SwedenBank · CashMinutes to daysNot checkedBank · Cash · CardMinutesSEK 9,715
SwitzerlandBank · CashMinutes to daysNot checkedBank · CashMinutes to daysCHF 807
ThailandBank · CashVariesNot checkedBank · CashVariesTHB 31,919
TogoBank · Cash · WalletVariesNot checkedBank · CashMinutes to daysNot checked
United Arab EmiratesBank · CashVariesNot checkedBank · CashMinutes to daysNot checked
United KingdomBank · CashMinutes to daysNot checkedBank · CashMinutesNot checked
UruguayBank · CashMinutes to daysNot checkedBank · Cash · CardMinutes to daysUYU 37,564

From the UK — 5 shared corridors

DestinationRia Money TransferXoom
Pays out toSpeedGets per £1,000Pays out toSpeedGets per £1,000
BangladeshBank · Cash · Wallet · CardMinutesNot checkedBank · Cash · WalletMinutesBDT 159,602
IndiaBank · CashMinutesNot checkedBank · Cash · WalletMinutesINR 124,530
PakistanBank · Cash · WalletMinutes to daysNot checkedBank · Cash · Wallet · CardMinutesPKR 359,134
RomaniaBank · CashMinutes to daysNot checkedBank · CardDaysRON 6,179
SpainBank · Cash · WalletMinutes to daysNot checkedBank · CashVariesEUR 1,137

From Canada — 3 shared corridors

DestinationRia Money TransferXoom
Pays out toSpeedGets per C$1,000Pays out toSpeedGets per C$1,000
HaitiBank · Cash · WalletMinutesNot checkedBank · Cash · Wallet · CardMinutesNot checked
IndiaBank · CashMinutesNot checkedBank · Cash · WalletMinutesINR 65,998
PhilippinesBank · Cash · Wallet · DoorstepMinutesNot checkedBank · Cash · Wallet · Card · DoorstepMinutesPHP 43,378

From Australia — 1 shared corridor

DestinationRia Money TransferXoom
Pays out toSpeedGets per A$1,000Pays out toSpeedGets per A$1,000
PhilippinesBank · Cash · Wallet · DoorstepMinutesNot checkedBank · Cash · Wallet · DoorstepMinutesPHP 43,987

From Spain — 11 shared corridors

DestinationRia Money TransferXoom
Pays out toSpeedGets per €1,000Pays out toSpeedGets per €1,000
BoliviaBank · CashVariesNot checkedBank · CashVariesBOB 12,747
BrazilBank · CashVariesNot checkedBank · CashVariesBRL 5,478
ColombiaBank · Cash · WalletMinutes to daysNot checkedBank · Cash · WalletMinutesCOP 3,460,665
Dominican RepublicBank · Cash · Wallet · DoorstepMinutes to daysNot checkedBank · Card · DoorstepMinutes to daysDOP 66,473
EcuadorBank · CashMinutesNot checkedBank · Cash · AirtimeMinutesUSD 1,070
HondurasBank · CashVariesNot checkedBank · CashVariesHNL 29,379
MoroccoBank · Cash · Wallet · DoorstepMinutesNot checkedBank · CashMinutes to daysMAD 10,692
ParaguayBank · CashVariesNot checkedBank · CashVariesNot checked
PeruBank · Cash · WalletMinutes to daysNot checkedBank · Cash · WalletMinutes to daysPEN 3,709
RomaniaBank · CashMinutes to daysNot checkedBank · Cash · CardMinutes to daysRON 5,234
SenegalBank · Cash · WalletMinutes to daysNot checkedCashMinutesNot checked

From France — 2 shared corridors

DestinationRia Money TransferXoom
Pays out toSpeedGets per €1,000Pays out toSpeedGets per €1,000
CameroonBank · Cash · WalletMinutes to daysNot checkedBank · Cash · WalletMinutes to daysNot checked
Côte d'IvoireBank · CashMinutes to daysNot checkedBank · Cash · WalletMinutes to daysNot checked

Where only one of them is compared

Where each was checked and found not to serve the route

No provider publishes this about itself. Each line is a route where the provider was checked against its own pages and recorded as not serving it, with the reason found at the time. The counts are not comparable between the two: they measure how much of each provider's coverage has been swept, not how many gaps each one has.

Ria Money Transfer — 37 recorded

  • the USA → Bahamas — Ria publishes no the Bahamas corridor page. The address matching every other Ria corridor on this site returns the provider's own page-not-found screen, so no fee, rate, rail or limit can be sourced from the provider. This records what the provider publishes, not a finding that the service does not exist — Ria's agent network may still reach the Bahamas. Source
  • the USA → Barbados — Ria has no Barbados corridor page; the URL returns 404. Source
  • the USA → Belize — Belize is absent from Ria's published list of destinations reachable from the United States. Source
  • the USA → Brunei — Brunei is absent from Ria's alphabetical list of 200+ supported destination countries on its US site Source
  • the USA → Burundi — No dedicated US-to-Burundi corridor page found on Ria's site Source
  • the USA → Cape Verde — Ria has no Cape Verde corridor page; the URL returns 404. Source
  • the USA → Cyprus — Cyprus is absent from Ria's alphabetical list of 200+ supported destination countries on its US site Source
  • the USA → Mali — Ria has no Mali corridor page; the URL returns 404. Xoom does pay cash through Ria's Malian network, so Ria's agents are reachable indirectly. Source
  • the USA → Netherlands — Ria publishes no US to Netherlands destination page; both /us/en/send-money-to-netherlands and /en-us/send-money-to-netherlands/ return 404. The row previously here cited riamoneytransfer.com/en-nl/, which is Ria's Dutch site for sending FROM the Netherlands. Source
  • the USA → Saint Lucia — Ria has no Saint Lucia corridor page; both its US URL patterns return 404. Source
  • the USA → Solomon Islands — Ria's dedicated Solomon Islands corridor page (riamoneytransfer.com/en-us/send-money-to-solomon-islands/) returns a 404. Source
  • the USA → Somalia — Somalia does not appear among the 38 African destinations listed on Ria's US send-to-Africa page, though Ria does serve the corridor from the UK. Source
  • the USA → Suriname — Suriname is absent from Ria's published list of destinations reachable from the United States. Source
  • the USA → Taiwan — Taiwan is absent from Ria's published destination list. Source
  • the USA → Tajikistan — Ria's dedicated Tajikistan corridor page (riamoneytransfer.com/en-us/send-money-to-tajikistan/) returns a 404. Source
  • the USA → Timor-Leste — Ria's dedicated Timor-Leste corridor page (riamoneytransfer.com/en-us/send-money-to-timor-leste/) returns a 404. Source
  • the USA → Trinidad and Tobago — Ria publishes no Trinidad and Tobago corridor page. The address matching every other Ria corridor on this site returns the provider's own page-not-found screen, so no fee, rate, rail or limit can be sourced from the provider. This records what the provider publishes, not a finding that the service does not exist — Ria's agent network may still reach Trinidad and Tobago. Source
  • the USA → Turkmenistan — Ria's dedicated Turkmenistan corridor page (riamoneytransfer.com/en-us/send-money-to-turkmenistan/) returns a 404. Source
  • the USA → Vanuatu — Ria's dedicated Vanuatu corridor page (riamoneytransfer.com/en-us/send-money-to-vanuatu/) returns a 404. Source
  • the UK → Canada — its UK-to-Canada page could not be freshly verified this session — two independent attempts returned a server error rather than a clean 404, so its status is unresolved rather than confirmed absent Source
  • the UK → Greece — its UK-to-Greece page could not be freshly verified this session — two independent attempts returned a server error rather than a clean 404, so its status is unresolved rather than confirmed absent Source
  • the UK → Netherlands — its UK-to-the Netherlands page could not be freshly verified this session — two independent attempts returned a server error rather than a clean 404, so its status is unresolved rather than confirmed absent Source
  • the UK → Portugal — its UK-to-Portugal page could not be freshly verified this session — two independent attempts returned a server error rather than a clean 404, so its status is unresolved rather than confirmed absent Source
  • the UK → United Arab Emirates — its UK-to-the UAE page could not be freshly verified this session — two independent attempts returned a server error rather than a clean 404, so its status is unresolved rather than confirmed absent Source
  • the UK → United States — its UK-to-the United States page could not be freshly verified this session — two independent attempts returned a server error rather than a clean 404, so its status is unresolved rather than confirmed absent Source
  • Canada → Afghanistan — its Canada-to-Afghanistan page could not be freshly verified this session — two independent attempts returned a server error rather than a clean 404, so its status is unresolved rather than confirmed absent Source
  • France → Algeria — its French site serves destination pages for Morocco, Tunisia and Senegal but returns nothing for Algeria Source
  • France → Democratic Republic of the Congo — its French site publishes country pages for Côte d'Ivoire, Mali and Cameroon but none for DR Congo Source
  • Germany → India — its German-market site publishes no India destination page Source
  • Germany → Romania — its German-market site publishes no Romania destination page Source
  • Qatar → Bangladesh — Ria publishes no Qatari site. Its Qatari address returns the provider's own page-not-found screen. Source
  • Qatar → Egypt — Ria publishes no Qatari site. Its Qatari address returns the provider's own page-not-found screen. Source
  • Qatar → India — Ria publishes no Qatari site. Its Qatari address returns the provider's own page-not-found screen. Source
  • Qatar → Nepal — Ria publishes no Qatari site. Its Qatari address returns the provider's own page-not-found screen. Source
  • Qatar → Pakistan — Ria publishes no Qatari site. Its Qatari address returns the provider's own page-not-found screen. Source
  • Qatar → Philippines — Ria publishes no Qatari site. Its Qatari address returns the provider's own page-not-found screen. Source
  • Qatar → Sri Lanka — Ria publishes no Qatari site. Its Qatari address returns the provider's own page-not-found screen. Source

Xoom — 33 recorded

Payout methods and delivery speeds are each provider's published terms as read on the corridor pages; recipient amounts are like-for-like quotes checked in October 2026 for a bank transfer at $1,000. Fees and rates change without notice — confirm the final quote with the provider before sending. Full pages: Ria Money Transfer · Xoom · how this site compares providers · all comparisons