 Albania | Cash pickup (90+ locations including Easypay, IC Bank), bank deposit | Minutes | Not checked |
 Algeria | Debit Card Deposit | Typically deposited within minutes | Not checked |
 Argentina | Cash Pickup, Bank Deposit | Varies by payout method | Not checked |
 Armenia | Cash pickup (HayPost, Ardshinbank, Araratbank), bank deposit via debit card number | Minutes | Not checked |
 Bangladesh | Bank Deposit (Dutch-Bangla, Sonali, Social Islami), Mobile Wallet (bKash), Cash Pickup (incl. Prabhu Money Transfer), Mobile Phone Reload | Cash pickup, mobile wallet and bank deposit all typically in minutes | Not checked |
 Belize | Debit Card Deposit | Typically deposited within minutes | Not checked |
 Bolivia | Debit Card Deposit, Cash Pickup, Bank Deposit, Mobile Wallet | Minutes to 1 Day | Not checked |
 Bosnia and Herzegovina | Bank Deposit (Raiffeisen Bank BiH, UniCredit Banka), Debit Card Deposit, Cash Pickup (Novabanka at the Post Office, Nova Banka AD Banja Luka) | Cash pickup typically available in minutes; bank deposit typically arrives in 2 business days | Not checked |
 Brazil | Pix, Bank Deposit (all major banks, incl. Itau, Banco do Brasil, Bradesco and Caixa), Cash Pickup | Pix typically completed in minutes; bank deposits typically arrive in minutes to all major banks | Not checked |
 Bulgaria | Cash pickup (Easypay, Tokuda Bank), bank deposit (all banks, named: DSK Bank, UniCredit) | Minutes for bank deposit or cash pickup | Not checked |
 Cambodia | Bank Deposit, Cash Pickup, Wing | Varies by payout method | Not checked |
 Cameroon | MTN Mobile Money, Orange Money, Cash Pickup, Bank Deposit | Minutes for wallets; next business day for bank deposit | Not checked |
 Canada | Bank deposit to nearly any Canadian bank | Typically within 1 business day | Not checked |
 China | Bank Deposit (Bank of China, ICBC, China Construction Bank and other major banks), Mobile Wallet (Alipay, WeChat) | Bank transfers typically arrive within 30 minutes to most major banks when sent during processing hours of 8:00 a.m. to 9:30 p.m. Beijing time; mobile wallet normally in minutes | Not checked |
 Colombia | Bank Deposit (Bancolombia, Davivienda, Banco W), Mobile Wallet (Nequi, AstroPay), Cash Pickup (1,571 locations, incl. Exito) | Nequi and cash pickup typically in minutes; bank deposits typically arrive in hours to all banks in Colombia | Not checked |
 Costa Rica | Bank Deposit, Cash Pickup | Varies by payout method | Not checked |
 Côte d'Ivoire | MTN Mobile Money, Orange Money, Moov Money, Cash Pickup, Bank Deposit | Minutes for wallets; next business day for bank deposit | Not checked |
 Croatia | Bank deposit (Zagrebacka banka, Privredna Banka Zagreb), debit card deposit, cash pickup | Minutes for debit-card deposit; next business day for standard bank deposit | Not checked |
 Czechia | Bank Deposit (Komercni Banka, Raiffeisen Bank), Debit Card Deposit, Cash Pickup (FinWise Global) | Cash pickup and debit card deposits typically in minutes; bank transfers typically next business day to all banks | Not checked |
 Democratic Republic of the Congo | Cash pickup (Sofibanque, Malu Transfert; 250+ locations), bank deposit, mobile wallet | Minutes | Not checked |
 Dominican Republic | Bank Deposit, Debit Card Deposit, Cash Pickup, Mobile Wallet (Billet), Home Delivery, Mobile Phone Reload | Cash pickup and mobile wallet typically in minutes; bank deposit typically next business day; home delivery next business day when sent Monday to Saturday before 12:00 PM | Not checked |
 Ecuador | Bank Deposit, Debit Card Deposit, Cash Pickup (6,961 locations, incl. Banco del Barrio, Ecuagiros and Ria), Mobile Phone Reload | Cash pickup typically in minutes; bank deposit typically within hours to all banks in Ecuador | Not checked |
 Egypt | Bank Deposit (Al Ahli Bank, Credit Agricole Egypt and other major banks), Cash Pickup (Banque du Caire, United Bank of Egypt) | Cash pickup typically in minutes; bank deposits typically the same business day when sent by 12:00 pm Egypt time Sunday to Thursday, longer after that or on Saturdays and holidays | Not checked |
 El Salvador | Bank Deposit (Banco Agricola, Cuscatlan, BAC, Davivienda, Fedecredito, Banco Azul, Hipotecario, Promerica), Visa and Mastercard Debit Card Deposit, Cash Pickup (1,111 locations incl. Super Selectos and Banco Agricola), Tigo Money Wallet, Mobile Phone Reload | Cash pickup, bank deposit, debit card and mobile wallet all typically in minutes | Not checked |
 Ethiopia | Cash Pickup, telebirr, HelloCash, Amole, Bank Deposit | Minutes (cash and wallet) to 2-3 business days (bank) | Not checked |
 Georgia | Bank deposit (debit-card-number push), cash pickup (Liberty Bank, Bank of Georgia, TBC Bank — 2,500+ locations), mobile reloads | Minutes for bank/debit-card deposit | Not checked |
 Ghana | Cash Pickup (Ecobank, Unibank, Access) and Mobile Wallet (MTN, Vodafone, Airtel) - Xoom's Ghana page does not offer bank deposit | Cash pickup and mobile wallet both typically completed in minutes | Not checked |
 Greece | Bank deposit to all Greek banks; cash pickup (198 confirmed locations, e.g. Smart Pay Services, Easypay AD) | Bank deposit: within 30 minutes; cash pickup: minutes | Not checked |
 Guatemala | Bank deposit (Banrural, Banco Industrial), cash pickup, Tigo Money mobile wallet, debit card deposit (Visa and Mastercard) | Cash pickup typically within minutes; bank deposits typically within minutes during bank processing hours; Tigo Money typically minutes | Not checked |
 Guinea | Orange Money, MTN Mobile Money, Cash Pickup | Minutes for wallets and cash pickup | Not checked |
 Guyana | Cash Pickup | Minutes | Not checked |
 Haiti | Bank Deposit (Sogebank, Unibank and all major banks), Debit Card Deposit, Mobile Wallet, Cash Pickup (991 locations, incl. Unitransfer and CAM) | Cash pickup, bank deposit and mobile wallet all typically arrive in minutes | Not checked |
 Honduras | Bank Deposit (Banco Atlantida, Banco de Occidente and all major banks), Debit Card Deposit, Cash Pickup (530 locations, incl. Elektra), Mobile Phone Reload | Cash pickup typically in minutes; bank deposit typically within 1 hour during the recipient bank's processing hours | Not checked |
 India | Bank deposit (HDFC, Axis, Yes Bank, PNB, ICICI, SBI), UPI, cash pickup (Muthoot Finance, Manappuram Finance) | UPI typically within 15 minutes; bank deposits in minutes up to 5 lakh, within 2 hours for larger; cash pickup in minutes | Not checked |
 Indonesia | Bank Deposit (BCA, Bank Mandiri and others), Debit Card Deposit, Cash Pickup, Mobile Wallet (LinkAja, OVO, Paytren, GoPay, DANA), Mobile Phone Reload | Cash pickup, bank deposit and mobile wallet all typically arrive in minutes | Not checked |
 Ireland | Bank deposit to AIB Bank and Bank of Ireland; cash pickup via the Ria agent network | Bank deposit typically same business day (subject to a cutoff time); cash pickup within minutes | Not checked |
 Israel | Bank Deposit (Bank Hapoalim, Bank Leumi), Debit Card Deposit, Cash Pickup (Money Change International, Albercom, STB Union) | Cash pickup typically available in minutes; bank deposits typically next business day to all banks | Not checked |
 Jamaica | Bank Deposit (Victoria Mutual/VMBS, NCB and all major banks), Visa Debit Card Deposit, Cash Pickup (202 locations, incl. JMMB Money Transfer), Mobile Phone Reload | Cash pickup typically in minutes; bank deposit typically arrives in three business days to all banks | Not checked |
 Jordan | Bank Deposit, Debit Card | Varies by payout method | Not checked |
 Kazakhstan | Bank deposit (major banks), Visa/Mastercard debit card deposit | Minutes for card/bank deposit | Not checked |
 Kenya | Bank Deposit (Kenya Commercial Bank, Kenya Post Office Savings Bank, Equity Bank), Visa and Mastercard Debit Card Deposit, Mobile Wallet (M-Pesa, Airtel), Cash Pickup | Cash pickup, mobile wallet and bank deposit all typically arrive in minutes | Not checked |
 Liberia | Cash Pickup (Ecobank Liberia), Bank Deposit | Varies by payout method | Not checked |
 Malaysia | Bank Deposit, Cash Pickup | Varies by payout method | Not checked |
 Mali | Cash Pickup (through Ria's network), Mobile Wallet (Orange Money), Bank Deposit (Banque Atlantique, Ecobank, Orabank, BMS) | Cash pickup and mobile wallet both typically arrive in minutes | Not checked |
 Mexico | Bank deposit (BBVA Bancomer, BanCoppel, Banco Azteca, Banorte), cash pickup (OXXO, Elektra, BanCoppel), mobile wallet (Mercado Pago, Spin by OXXO) | Cash pickup and mobile wallet typically in minutes; bank deposit typically within 15 minutes during bank processing hours | Not checked |
 Moldova | Cash Pickup (Moldindconbank, FinComBank, Victoriabank) | Money is typically available in minutes at locations throughout Moldova | Not checked |
 Morocco | Bank Deposit (BMCE, Credit du Maroc and all major banks), Cash Pickup (WafaCash, Banque Populaire, CashPlus), Mobile Phone Reload | Cash pickup typically in minutes; bank deposit typically within two business days | Not checked |
 Nepal | Bank Deposit, Cash Pickup, eSewa | Minutes (cash pickup and wallet) to about 1 business day (bank) | Not checked |
 Netherlands | Bank deposit to ABN AMRO, ING and others; cash pickup | Bank deposit typically within about 30 minutes; cash pickup within minutes | Not checked |
 New Zealand | Bank deposit to ANZ, ASB and others; cash pickup | Bank deposit: typically about 2 business days (notably slower than Xoom's European corridors); cash pickup: minutes | Not checked |
 Nicaragua | Bank Deposit (BAC Nicaragua, Banpro and all major banks), Cash Pickup (2,160 locations, incl. BAC Credomatic), Mobile Phone Reload | Cash pickup and bank deposit to major banks both typically arrive in minutes | Not checked |
 Nigeria | Cash pickup (First Bank, Ecobank, Skye Bank), bank deposit (Guaranty Trust Bank, FirstBank) | Cash pickup typically available in minutes | Not checked |
 North Macedonia | Cash pickup (Capital Transfer DOO Skopje via Ria, Macedonia Post; about 94 locations); bank-deposit availability not confirmed | Not confirmed | Not checked |
 Pakistan | Bank Deposit (Bank Alfalah, UBL, MCB, Allied Bank, HBL), Visa Debit Card Deposit, Mobile Wallet (Easypaisa, JazzCash), Cash Pickup, Mobile Phone Reload | Cash pickup, mobile wallet and bank deposit to major banks all typically in minutes; same-day to any rupee account if sent Monday to Friday by 4:30 p.m. PKT | Not checked |
 Paraguay | Bank Deposit, Cash Pickup | Minutes | Not checked |
 Peru | Bank Deposit (Interbank, BBVA Banco Continental, BCP), Yape Mobile Wallet, Cash Pickup (817 locations) | Yape and cash pickup typically in minutes; bank deposit typically within two business days to all major banks when sent by 3 p.m. Peruvian time | Not checked |
 Philippines | Bank deposit (BDO, BPI, Metrobank, PNB), mobile wallet (GCash, GrabPay, PayMaya, Coins, U-mobile), cash pickup (Cebuana Lhuillier, M. Lhuillier), home delivery, debit card | Cash pickup and wallets typically in minutes; bank deposits in minutes to BDO, Metrobank and PNB and hours elsewhere; home delivery 6 hours to Metro Manila before 3pm, 1-2 days to provinces | Not checked |
 Poland | Bank Deposit, Cash Pickup (incl. Poczta Polska) | Around 30 minutes to a bank account; minutes for cash pickup | Not checked |
 Portugal | Bank deposit to Millennio BCP, Banco Santander Totta and others; cash pickup | Bank deposit typically within 30 minutes; cash pickup typically minutes | Not checked |
 Romania | Bank Deposit (Banca Transilvania, BCR), Debit Card, Mobile Top-Up | Typically same business day to Romanian banks | Not checked |
 Rwanda | Mobile Wallet, Bank Deposit | Varies by payout method | Not checked |
 Senegal | Bank Deposit, Mobile Wallet, Cash Pickup | Minutes | Not checked |
 Serbia | Bank Deposit, Cash Pickup | Varies by payout method | Not checked |
 Singapore | Bank Deposit | Varies by funding method | Not checked |
 South Korea | Bank Deposit (Kookmin, Woori, Shinhan) | Typically minutes | Not checked |
 Spain | Bank Deposit, Cash Pickup | Varies by payout method | Not checked |
 Sri Lanka | Bank Deposit, Cash Pickup, eZ Cash, mCash | Minutes (Sampath Bank, cash pickup, wallets) to about 24 hours (other banks) | Not checked |
 Switzerland | Bank deposit to UBS, PostFinance and others; cash pickup | Bank deposit: same business day; cash pickup: minutes | Not checked |
 Tanzania | M-Pesa, Tigo Pesa, Airtel Money, Bank Deposit, Cash Pickup | Minutes (wallet and cash) to 2-3 business days (bank) | Not checked |
 Thailand | Bank Deposit, Cash Pickup | Varies by payout method | Not checked |
 Togo | Cash pickup (Banque Atlantique, La Poste, Orabank), bank deposit | Minutes for cash pickup; next business day for bank deposit | Not checked |
 Tonga | Cash pickup (Rowena Financial Services and other locations throughout Tonga), mobile wallet (Digicel) | Typically available in minutes at cash pickup locations throughout Tonga | Not checked |
 Trinidad and Tobago | Bank Deposit, Cash Pickup | Minutes | Not checked |
 Ukraine | Cash pickup (Oschadbank, PrivatBank, Ukrgasbank), bank deposit to most major Ukrainian banks including PrivatBank, deposit by recipient debit card number | Cash pickup typically available in minutes; bank deposits typically arrive in minutes to most major banks | Not checked |
 United Arab Emirates | Bank deposit; cash-pickup partner network for the UAE not reliably confirmed | Minutes for cash pickup; 1-3 business days for bank deposit | Not checked |
 United Kingdom | Bank deposit (Barclays, HSBC and others), cash pickup | Debit-card-number deposits typically within minutes; standard bank deposit longer | Not checked |
 Uruguay | Bank Deposit, Cash Pickup, Debit Card | Minutes for cash pickup; about one business day for bank deposit | Not checked |
 Uzbekistan | Cash pickup (Uzbek Industrial and Construction Bank, Qishloq Qurilish Bank, Microcreditbank, Aloqabank), bank deposit via debit card number | Typically minutes | Not checked |
 Vietnam | Bank Deposit (Vietcombank, Sacombank, Vietinbank, DongA and others), Visa Debit Card Deposit, Cash Pickup (Vietcombank, Sacombank), Mobile Wallet (MoMo, VNPT Pay), Door-to-Door Delivery | Cash pickup, mobile wallet and deposits to major banks typically in minutes; door-to-door delivery same day in cities and within 2 days in most rural areas | Not checked |
