

Paysend vs Xoom
Both are compared on 76 of the same corridors on this site, sending from the USA, the UK, Canada and Spain. This page sets the two side by side on every one of them — what each pays out to, how fast, and where a like-for-like amount was checked, which one actually delivered more.
There is no score here and no overall winner. Every line is read from the corridor page it came from, where the row was checked against the provider's own page for that route. Nothing on this page was written by hand, which is why none of it can go quietly out of date: when the research behind a figure lapses, the figure disappears rather than ageing in place.
At a glance
- Corridors on this site
- 109
- Shared with Xoom
- 76
- Routes the other has no row on
- 33
- Pays out to, across shared routes
- Bank · Cash · Wallet · Card
- Documented as not serving a route
- 4
- Corridors on this site
- 146
- Shared with Paysend
- 76
- Routes the other has no row on
- 70
- Pays out to, across shared routes
- Bank · Cash · Wallet · Card · Doorstep · Airtime
- Documented as not serving a route
- 33
The last row of each card is the one most easily misread. A longer list of documented absences is not a worse provider — it records how thoroughly that provider's own coverage has been swept here. A provider whose destination list has been checked route by route accumulates absences in writing; one that has not been swept simply has fewer written down. Read each line as a fact about that route, never the two totals against each other.
Where both were priced at the same amount
No corridor here currently carries a checked recipient amount for both Paysend and Xoom at the same moment, so this page states no measured difference between them. That is the honest position rather than a gap: the quotes feed prices a limited set of providers, and a figure older than thirty days is dropped rather than shown stale. The comparison below is each provider's published terms, which is what the research holds for these two.
From the USA — 62 shared corridors
| Destination | Paysend | Xoom | ||||
|---|---|---|---|---|---|---|
| Pays out to | Speed | Gets per $1,000 | Pays out to | Speed | Gets per $1,000 | |
| Albania | Bank · Cash · Card | Same day | Not checked | Bank · Cash | Minutes | Not checked |
| Armenia | Card | Same day | Not checked | Bank · Cash · Card | Minutes | Not checked |
| Austria | Bank · Card | Varies | Not checked | Bank · Card | Minutes | EUR 860 |
| Azerbaijan | Card | Varies | Not checked | Card | Minutes | Not checked |
| Bahrain | Bank | Varies | Not checked | Cash | Minutes | Not checked |
| Bangladesh | Bank · Wallet | Same day | Not checked | Bank · Cash · Wallet | Minutes | BDT 119,687 |
| Belize | Card | Minutes | Not checked | Card | Minutes | Not checked |
| Benin | Bank | Varies | Not checked | Bank · Cash · Wallet | Minutes to days | Not checked |
| Bhutan | Card | Varies | Not checked | Bank · Cash | Minutes | Not checked |
| Brazil | Bank · Wallet | Same day | Not checked | Bank · Cash · Wallet | Minutes | BRL 4,924 |
| Burkina Faso | Bank | Varies | Not checked | Bank · Cash | Minutes to days | Not checked |
| Burundi | Wallet | Varies | Not checked | Cash | Minutes | Not checked |
| Canada | Bank | Minutes to days | Not checked | Bank | Days | CAD 1,356 |
| Colombia | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet · Card | Minutes | COP 3,106,343 |
| Comoros | Card | Varies | Not checked | Cash | Minutes | Not checked |
| Cyprus | Bank · Card | Varies | Not checked | Bank · Cash | Minutes | EUR 860 |
| Czechia | Bank · Card | Same day | Not checked | Bank · Cash · Card | Minutes to days | CZK 21,328 |
| Democratic Republic of the Congo | Wallet · Card | Same day | Not checked | Bank · Cash · Wallet | Minutes | Not checked |
| Denmark | Bank · Card | Varies | Not checked | Bank · Cash | Minutes | DKK 6,505 |
| Djibouti | Card | Minutes | Not checked | Bank · Cash | Minutes | Not checked |
| Ecuador | Bank · Card | Same day | Not checked | Bank · Cash · Card | Minutes | Not checked |
| El Salvador | Bank · Cash · Card | Days | Not checked | Bank · Cash · Wallet · Card | Minutes | Not checked |
| Estonia | Bank · Card | Minutes | Not checked | Bank · Cash | Minutes | EUR 860 |
| Finland | Bank · Card | Minutes | Not checked | Bank · Cash · Card | Minutes | EUR 860 |
| Ghana | Bank · Wallet | Minutes | Not checked | Cash · Wallet | Minutes | Not checked |
| Guatemala | Bank · Cash · Card | Minutes | Not checked | Bank · Cash · Wallet · Card | Minutes | GTQ 7,553 |
| Guyana | Card | Varies | Not checked | Bank · Cash | Varies | Not checked |
| Hong Kong | Bank | Days | Not checked | Bank · Cash | Days | HKD 7,620 |
| Iceland | Card | Minutes | Not checked | Bank · Card | Minutes | Not checked |
| India | Bank · Wallet | Minutes | Not checked | Bank · Cash · Wallet | Minutes | INR 94,796 |
| Indonesia | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet · Card | Minutes | IDR 17,522,040 |
| Ireland | Bank · Card | Days | Not checked | Bank · Cash | Minutes to days | EUR 860 |
| Israel | Bank · Card | Minutes | Not checked | Bank · Cash · Card | Minutes to days | ILS 3,036 |
| Kenya | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet · Card | Minutes | Not checked |
| Kyrgyzstan | Card | Minutes | Not checked | Bank · Cash · Card | Minutes | Not checked |
| Latvia | Bank · Card | Minutes | Not checked | Bank | Minutes | EUR 860 |
| Luxembourg | Bank · Card | Minutes to days | Not checked | Bank · Cash | Minutes | EUR 860 |
| Madagascar | Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet · Card | Minutes | Not checked |
| Malta | Bank · Card | Minutes | Not checked | Bank | Minutes | EUR 860 |
| Mauritius | Bank · Card | Minutes | Not checked | Cash | Minutes | Not checked |
| Mexico | Bank · Cash · Card | Same day | Not checked | Bank · Cash · Wallet | Minutes | MXN 18,565 |
| Moldova | Bank · Card | Minutes | Not checked | Cash | Minutes | Not checked |
| Mongolia | Bank | Same day | Not checked | Cash | Minutes | Not checked |
| Morocco | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash | Minutes to days | MAD 9,385 |
| Netherlands | Bank · Card | Days | Not checked | Bank · Cash | Minutes | EUR 860 |
| Nigeria | Bank | Days | Not checked | Bank · Cash | Minutes | Not checked |
| North Macedonia | Card | Minutes | Not checked | Bank · Cash | Varies | Not checked |
| Norway | Bank · Card | Minutes | Not checked | Bank · Cash | Minutes to days | NOK 9,222 |
| Pakistan | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet · Card | Minutes to days | PKR 272,282 |
| Peru | Bank · Card | Minutes | Not checked | Bank · Cash · Wallet | Minutes to days | Not checked |
| Philippines | Bank · Wallet · Card | Varies | Not checked | Bank · Cash · Wallet · Card · Doorstep | Minutes to days | PHP 63,232 |
| Qatar | Card | Minutes | Not checked | Cash | Minutes | Not checked |
| Romania | Bank · Card | Minutes | Not checked | Bank · Card · Airtime | Days | RON 4,662 |
| Senegal | Wallet · Card | Varies | Not checked | Bank · Cash | Varies | Not checked |
| Slovakia | Bank · Card | Minutes | Not checked | Bank · Card | Minutes | EUR 860 |
| Slovenia | Bank · Card | Minutes | Not checked | Bank · Card | Minutes | EUR 860 |
| Sweden | Bank · Card | Minutes | Not checked | Bank · Cash · Card | Minutes | SEK 9,715 |
| Togo | Bank · Wallet · Card | Same day | Not checked | Bank · Cash | Minutes to days | Not checked |
| United Arab Emirates | Bank · Card | Same day | Not checked | Bank · Cash | Minutes to days | Not checked |
| United Kingdom | Bank · Card | Days | Not checked | Bank · Cash | Minutes | Not checked |
| Uruguay | Bank · Card | Minutes | Not checked | Bank · Cash · Card | Minutes to days | UYU 37,564 |
| Vietnam | Bank · Card | Minutes | Not checked | Bank · Cash · Wallet · Card · Doorstep | Minutes to days | VND 25,042,023 |
From the UK — 5 shared corridors
| Destination | Paysend | Xoom | ||||
|---|---|---|---|---|---|---|
| Pays out to | Speed | Gets per £1,000 | Pays out to | Speed | Gets per £1,000 | |
| Bangladesh | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet | Minutes | BDT 159,602 |
| India | Bank · Wallet | Minutes to days | Not checked | Bank · Cash · Wallet | Minutes | INR 124,530 |
| Kenya | Bank · Wallet · Card | Same day | Not checked | Bank · Cash · Wallet | Varies | Not checked |
| Pakistan | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet · Card | Minutes | PKR 359,134 |
| Romania | Bank · Card | Same day | Not checked | Bank · Card | Days | RON 6,179 |
From Canada — 2 shared corridors
| Destination | Paysend | Xoom | ||||
|---|---|---|---|---|---|---|
| Pays out to | Speed | Gets per C$1,000 | Pays out to | Speed | Gets per C$1,000 | |
| India | Bank · Wallet | Minutes | Not checked | Bank · Cash · Wallet | Minutes | INR 65,998 |
| Philippines | Bank · Cash · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet · Card · Doorstep | Minutes | PHP 43,378 |
From Spain — 7 shared corridors
| Destination | Paysend | Xoom | ||||
|---|---|---|---|---|---|---|
| Pays out to | Speed | Gets per €1,000 | Pays out to | Speed | Gets per €1,000 | |
| Colombia | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash · Wallet | Minutes | COP 3,460,665 |
| Dominican Republic | Bank · Cash · Card | Same day | Not checked | Bank · Card · Doorstep | Minutes to days | DOP 66,473 |
| Ecuador | Bank · Card | Minutes | Not checked | Bank · Cash · Airtime | Minutes | USD 1,070 |
| Morocco | Bank · Wallet · Card | Minutes | Not checked | Bank · Cash | Minutes to days | MAD 10,692 |
| Peru | Bank · Card | Minutes | Not checked | Bank · Cash · Wallet | Minutes to days | PEN 3,709 |
| Romania | Bank · Card | Minutes | Not checked | Bank · Cash · Card | Minutes to days | RON 5,234 |
| Senegal | Bank · Wallet · Card | Minutes | Not checked | Cash | Minutes | Not checked |
Where only one of them is compared
33 routes where only Paysend is compared
Xoom carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.
- USA → Andorra
- USA → Belgium
- USA → Brunei
- USA → Chile
- USA → Dominica
- USA → France
- USA → Hungary
- USA → Japan
- USA → Kuwait
- USA → Liechtenstein
- USA → Lithuania
- USA → Maldives
- USA → Mauritania
- USA → Namibia
- USA → Saudi Arabia
- USA → Tajikistan
- USA → the Republic of the Congo
- UK → Belgium
- UK → France
- UK → Hungary
- UK → Lithuania
- UK → Nigeria
- Australia → India
- France → Algeria
- France → Morocco
- France → Senegal
- France → Tunisia
- Germany → India
- Germany → Nigeria
- Germany → Philippines
- Germany → Poland
- Germany → Romania
- Germany → Türkiye
70 routes where only Xoom is compared
Paysend carries no row on these corridors — which means this site holds no researched entry for it there, not that it does not operate. Documented non-coverage is the section below this one.
- USA → Algeria
- USA → Antigua and Barbuda
- USA → Argentina
- USA → Bolivia
- USA → Bosnia and Herzegovina
- USA → Bulgaria
- USA → Cambodia
- USA → Cameroon
- USA → China
- USA → Costa Rica
- USA → Côte d'Ivoire
- USA → Croatia
- USA → Dominican Republic
- USA → Egypt
- USA → Eritrea
- USA → Ethiopia
- USA → Gabon
- USA → Georgia
- USA → Greece
- USA → Guinea
- USA → Guinea-Bissau
- USA → Haiti
- USA → Honduras
- USA → Jamaica
- USA → Jordan
- USA → Kazakhstan
- USA → Liberia
- USA → Malaysia
- USA → Mali
- USA → Montenegro
- USA → Nepal
- USA → New Zealand
- USA → Nicaragua
- USA → Niger
- USA → Oman
- USA → Paraguay
- USA → Poland
- USA → Portugal
- USA → Rwanda
- USA → Saint Kitts and Nevis
- USA → Serbia
- USA → Seychelles
- USA → Singapore
- USA → South Korea
- USA → Spain
- USA → Sri Lanka
- USA → Switzerland
- USA → Tanzania
- USA → Thailand
- USA → Timor-Leste
- USA → Tonga
- USA → Trinidad and Tobago
- USA → Ukraine
- USA → Uzbekistan
- UK → Spain
- Canada → Haiti
- Australia → Philippines
- Spain → Bolivia
- Spain → Brazil
- Spain → China
- Spain → Gambia
- Spain → Ghana
- Spain → Honduras
- Spain → Nigeria
- Spain → Paraguay
- Spain → Ukraine
- France → Cameroon
- France → Comoros
- France → Côte d'Ivoire
- France → Democratic Republic of the Congo
Where each was checked and found not to serve the route
No provider publishes this about itself. Each line is a route where the provider was checked against its own pages and recorded as not serving it, with the reason found at the time. The counts are not comparable between the two: they measure how much of each provider's coverage has been swept, not how many gaps each one has.
Paysend — 4 recorded
- the USA → Solomon Islands — Paysend's own country coverage page lists 170+ supported destinations and Solomon Islands does not appear among them. Source
- the USA → Timor-Leste — Paysend's own country coverage page lists 170+ supported destinations and Timor-Leste does not appear among them. Source
- the USA → Turkmenistan — Paysend's own country coverage page lists 170+ supported destinations and Turkmenistan does not appear among them. Source
- the USA → Vanuatu — Paysend's own country coverage page lists 170+ supported destinations and Vanuatu does not appear among them. Source
Xoom — 33 recorded
- the USA → Afghanistan — Afghanistan is absent from Xoom's destination list. Source
- the USA → Barbados — Xoom has no Barbados corridor page; the URL returns 404. Source
- the USA → Brunei — Brunei does not appear in Xoom's 162-country destination selector, and no corridor page exists at xoom.com/brunei/send-money Source
- the USA → Cape Verde — Xoom has no Cape Verde corridor page; the URL returns 404. Source
- the USA → Kosovo — Xoom has no Kosovo corridor page; the URL returns 404. Source
- the USA → Myanmar — Myanmar is absent from Xoom's destination list. Source
- the USA → Solomon Islands — Xoom's dedicated Solomon Islands corridor page (xoom.com/solomon-islands/send-money) returns a 404. Source
- the USA → Suriname — Xoom offers only mobile airtime top-up for Suriname, not money transfer — its send-money page for the country does not exist. Source
- the USA → Tajikistan — Xoom's dedicated Tajikistan corridor page (xoom.com/tajikistan/send-money) returns a 404. Source
- the USA → Turkmenistan — Xoom's dedicated Turkmenistan corridor page (xoom.com/turkmenistan/send-money) returns a 404. Source
- the USA → Vanuatu — Xoom's dedicated Vanuatu corridor page (xoom.com/vanuatu/send-money) returns a 404. Source
- the USA → Venezuela — Xoom has no Venezuela corridor page; the URL returns 404 Source
- the UAE → Australia — publishes the UAE only as a receiving country Source
- the UAE → Bangladesh — publishes the UAE only as a receiving country Source
- the UAE → Canada — publishes the UAE only as a receiving country Source
- the UAE → Egypt — publishes the UAE only as a receiving country Source
- the UAE → Ethiopia — publishes the UAE only as a receiving country Source
- the UAE → France — publishes the UAE only as a receiving country Source
- the UAE → Ghana — publishes the UAE only as a receiving country Source
- the UAE → Indonesia — publishes the UAE only as a receiving country Source
- the UAE → Ireland — publishes the UAE only as a receiving country Source
- the UAE → Italy — publishes the UAE only as a receiving country Source
- the UAE → Jordan — publishes the UAE only as a receiving country Source
- the UAE → Kenya — publishes the UAE only as a receiving country Source
- the UAE → Lebanon — publishes the UAE only as a receiving country Source
- the UAE → Morocco — publishes the UAE only as a receiving country Source
- the UAE → Nigeria — publishes the UAE only as a receiving country Source
- the UAE → Philippines — publishes the UAE only as a receiving country Source
- the UAE → Saudi Arabia — publishes the UAE only as a receiving country Source
- the UAE → Spain — publishes the UAE only as a receiving country Source
- the UAE → turkey — publishes the UAE only as a receiving country Source
- the UAE → United States — publishes the UAE only as a receiving country Source
- Spain → Venezuela — Xoom publishes no Venezuela page from Spain. The address matching every other Xoom corridor on this site returns a 404, so nothing about its pricing or rails on this route can be sourced from the provider. Source