Send money to Nigeria

Nigeria is compared here from 9 sending markets — the USA, the UK, Canada, Australia, the UAE, Spain, Germany, Singapore and Ireland. Recipients are paid in Nigerian naira (NGN), usually by bank deposit to local naira accounts.

Most digital providers pay directly into Nigerian bank accounts in naira, which is usually cheaper and faster than cash pickup.

On 6 of these routes a like-for-like recipient amount was checked against the mid-market rate, so the cards below can say what the best provider actually pays.

Where are you sending from?

Providers that reach Nigeria

Each name links to that provider's own page: every corridor it appears on, and every one it is documented as not serving.

Checked and not available

  • LemFi from Australia — LemFi does not operate from Australia. Its own help centre states LemFi allows users in Canada, Europe, the UK and the USA to send money.
  • Sendwave from Australia — Sendwave does not operate from Australia. Its own directory lists sending countries as the US, Canada, the UK, Ireland, Belgium, Germany, Spain, France, Italy and Portugal - Australia is not among them.
  • Instarem from the UAE — publishes UAE pages only for money sent into the UAE, with no send-from product page
  • Wise from the UAE — the UAE is not on its published list of send-from countries; the dirham appears only as a receive currency within the UAE
  • WorldRemit from the UAE — the UAE is not among the supported sending countries on its Middle East send-from page
  • Xoom from the UAE — publishes the UAE only as a receiving country

Other destinations in West Africa

Figures are each provider's published terms as read on the corridor pages; recipient amounts are like-for-like quotes checked in October 2026. Fees and rates change — confirm the final quote with the provider before sending. How this site compares providers