Send money to Togo

Togo is compared here from 2 sending markets — the USA and France. Recipients are paid in West African CFA franc (XOF), usually by mobile money (Mixx by Yas), bank deposit and cash pickup.

The CFA franc is pegged to the euro and shared across the West African monetary union, so its exchange-rate risk against the dollar tracks the euro rather than any independent Togolese policy.

On every routes a like-for-like recipient amount was checked against the mid-market rate, so the cards below can say what the best provider actually pays.

Where are you sending from?

Providers that reach Togo

Each name links to that provider's own page: every corridor it appears on, and every one it is documented as not serving.

Checked and not available

  • Sendwave from the USA — Togo does not appear in Sendwave's published West African footprint (Ghana, Senegal, Cote d'Ivoire, Cameroon, Liberia, Nigeria are confirmed neighbors/coverage; Togo is absent).
  • Wise from the USA — Wise does not yet support XOF payout to Togo from the US; it states it is working to add this and currently offers only a USD international wire via SWIFT to a Togolese bank account.
  • Wise from France — Wise's own corridor page for this route states plainly that it is still working on enabling XOF transfers to Togo from France and is not there yet. No Wise row is published here for that reason.

Other destinations in West Africa

Figures are each provider's published terms as read on the corridor pages; recipient amounts are like-for-like quotes checked in October 2026. Fees and rates change — confirm the final quote with the provider before sending. How this site compares providers