USA → VIETNAM

Send Money from the USA to Vietnam

Compare international money transfer providers sending USD from the United States to Vietnam. Review fee types, payout methods, and delivery speed before choosing a provider.

Quick Comparison Summary

Benchmark

$100 USD bank transfer

Providers Compared

9 providers

Delivery Methods

Bank account, mobile wallet, cash pickup

Last Updated

August 18, 2026

Compare Vietnam Money Transfer Providers

Provider	Promotion	Fee Type	Payout Method	Delivery Speed	Best For
Western Union	$0 fee: first online transfer	No fee — first transfer	Bank Account, Cash Pickup, MoMo	Minutes	Fast delivery and payout flexibility
Remitly	Welcome offer: $1.99 fee waived	No fee — first transfer	Bank Account, MoMo, ZaloPay	Minutes	Best welcome offer for first-time senders
Wise	No current promo — standard rates apply	Percentage-based fee + FX spread	Bank Account	Same Day	Transparent FX pricing
Sendwave	Intro rate discount: $0.99 fee waived	No fee — first transfer	Bank Account, Cash Pickup	Minutes	Bank account and cash pickup with a first-transfer discount
Revolut	No current promo — standard rates apply	Flat fee / transfer fee varies	Bank Transfer	Same Day	Low-cost bank-to-bank transfers
Taptap Send	No current promo — standard rates apply	No Fee	Bank Account, Cash Pickup	Minutes	Wide local coverage with zero transfer fees
Paysend	No current promo — standard rates apply	Flat Fee ($1.99)	Mastercard, UnionPay, Visa, Bank Account, NAPAS	Minutes	Broad card and bank network coverage
WorldRemit	No current promo — standard rates apply	Flat Fee ($1.99)	Bank Transfer, Cash Pickup	Minutes	Cash pickup option
Xoom	No current promo — standard rates apply	Fee varies by payment method	Bank Account, MoMo, VNPT Pay	Minutes	Fee-free option via PYUSD, mobile wallet available

🇻🇳 About Sending Money to Vietnam

Unlike corridors with a fragmented wallet market, Vietnam’s digital payment ecosystem is genuinely concentrated around one dominant wallet — but that dominance doesn’t automatically translate into every provider supporting it, which is exactly what the comparison table above is built to show.

Did you know?

Vietnam received an estimated $16 billion in remittances in 2024, equal to roughly 3.36% of GDP, according to World Bank data — a substantial and growing flow for the country’s economy.

MoMo is Vietnam’s largest e-wallet by a wide margin, holding roughly 56% of mobile payment transactions on its own, with more than 40 million registered users — making it the clear default wallet most providers on this corridor build direct support for, unlike more fragmented markets.

MoMo, ZaloPay, and VNPay together control roughly 75% of Vietnam’s mobile payment transactions — a genuinely concentrated market compared to some neighboring corridors, though provider-level support still isn’t universal even for MoMo alone: only 3 of the 9 providers compared here currently list it by name.

Sources: World Bank; VIR (Vietnam Investment Review); Kapronasia; industry reporting on Vietnam’s e-wallet market.

Available Providers for Vietnam

Not a ranking — each provider fits a different use case. See the comparison table above for current fee types and payout methods.

Western Union

Typical use case: Fast delivery and payout flexibility
Delivery: Minutes
Payout options: Bank Account, Cash Pickup, MoMo

Remitly

Typical use case: Best welcome offer for first-time senders
Delivery: Minutes
Payout options: Bank Account, MoMo, ZaloPay

Wise

Typical use case: Transparent FX pricing
Delivery: Same Day
Payout options: Bank Account

Sendwave

Typical use case: Bank account and cash pickup with a first-transfer discount
Delivery: Minutes
Payout options: Bank Account, Cash Pickup

Revolut

Typical use case: Low-cost bank-to-bank transfers
Delivery: Same Day
Payout options: Bank Transfer

Taptap Send

Typical use case: Wide local coverage with zero transfer fees
Delivery: Minutes
Payout options: Bank Account, Cash Pickup

Paysend

Typical use case: Broad card and bank network coverage
Delivery: Minutes
Payout options: Mastercard, UnionPay, Visa, Bank Account, NAPAS

WorldRemit

Typical use case: Cash pickup option
Delivery: Minutes
Payout options: Bank Transfer, Cash Pickup

Xoom

Typical use case: Fee-free option via PYUSD, mobile wallet available
Delivery: Minutes
Payout options: Bank Account, MoMo, VNPT Pay

Methodology

Remit Architect compares providers using a standardized $100 USD transfer benchmark from a U.S. bank account to a recipient account in Vietnam. Rates, fees, and availability change frequently and are reviewed on a recurring cycle; figures shown may not reflect real-time pricing — always confirm the current rate and fee directly on the provider’s site before sending.

Sending country: United States Destination: Vietnam Last reviewed: August 2026

Frequently Asked Questions

Transaction FAQs

Can I send money from the US to MoMo in Vietnam?

Yes, with some providers. Western Union, Remitly, and Xoom currently list MoMo as a payout option for this corridor. Wise, Sendwave, Revolut, Taptap Send, and Paysend do not currently list MoMo specifically — check the Payout Method column above before sending.

Does any provider support ZaloPay?

Remitly currently lists ZaloPay as a payout option for this corridor. No other provider compared here currently lists ZaloPay by name.

Which providers offer cash pickup in Vietnam?

Western Union, Sendwave, Taptap Send, WorldRemit, and Xoom currently list cash pickup for this corridor. Wise, Revolut, and Paysend are not cash-pickup options for this corridor.

Is Wise available for sending money to Vietnam?

Yes. Wise’s listed payout method for Vietnam is bank account only — no mobile wallet or cash pickup currently confirmed — with same-day delivery and pricing built on a percentage-based fee plus FX spread.

What is the cheapest way to send \$100 USD to Vietnam?

Cost depends on the provider, payout method, and any active offer — several providers on this corridor currently waive the fee on a first transfer. Check the Fee Type and Promotion columns in the comparison table above, and verify the current offer directly on the provider’s site before sending.

Country-Specific FAQ

Why isn't MoMo support universal if it dominates Vietnam's wallet market?

MoMo holds roughly 56% of Vietnam’s mobile payment transactions on its own — a genuinely dominant position — but that market dominance doesn’t automatically mean every international transfer provider has built a direct integration with it. Several providers on this corridor list bank account or cash pickup only, rather than routing to MoMo, which is why checking a provider’s specific confirmed payout method matters even in a corridor with one clearly dominant local wallet.